Bread Financial Holdings, Inc. (BFH)
| Market Cap | 4.14B +71.4% |
| Revenue (ttm) | 2.64B +8.1% |
| Net Income | 559.00M +99.6% |
| EPS | 12.18 +118.8% |
| Shares Out | 40.41M |
| PE Ratio | 8.43 |
| Forward PE | 9.45 |
| Dividend | $0.92 (0.90%) |
| Ex-Dividend Date | May 29, 2026 |
| Volume | 830,754 |
| Open | 102.72 |
| Previous Close | 101.71 |
| Day's Range | 101.40 - 105.20 |
| 52-Week Range | 50.88 - 105.20 |
| Beta | 1.17 |
| Analysts | Buy |
| Price Target | 97.00 (-5.37%) |
| Earnings Date | Jul 23, 2026 |
About BFH
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]
Financial Performance
In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.
Financial StatementsAnalyst Summary
According to 18 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $97.0, which is a decrease of -5.37% from the latest price.
News
Bread Financial price target raised to $115 from $105 at RBC Capital
RBC Capital raised the firm’s price target on Bread Financial (BFH) to $115 from $105 and keeps a Sector Perform rating on the shares after hosting its management team for…
Bread Financial price target raised to $108 from $105 at BofA
BofA raised the firm’s price target on Bread Financial (BFH) to $108 from $105 and keeps a Buy rating on the shares. The firm noted the company’s “constructive” May updated,…
Bread Financial Holdings Transcript: Morgan Stanley US Financials Conference 2026
Loan growth and credit performance are ahead of expectations, supported by new partner wins and disciplined risk management. Strategic transformation has strengthened capital, improved operational efficiency, and shifted the customer base to middle-income segments. Continued investment in technology and selective deal-making position the business for sustainable, profitable growth.
Bread Financial Provides Performance Update for May 2026
COLUMBUS, Ohio, June 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial to Participate in the Morgan Stanley US Financials Conference
COLUMBUS, Ohio, June 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial initiated with a Buy at Loop Capital
Loop Capital analyst Dominick Gabriele last night initiated coverage of Bread Financial (BFH) with a Buy rating and $104 price target The firm sees a “stable to improving” trajectory for…
Bread Financial initiated with a Buy at Loop Capital
Loop Capital initiated coverage of Bread Financial (BFH) with a Buy rating and $104 price target
Bread Financial launches 2025 Sustainability Report
Annual report highlights key achievements across sustainability priorities Annual report highlights key achievements across sustainability priorities
NYSE Content Update: Armada Raises $230 Million, Boosts Valuation to $2 Billion
NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, May 19, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NY...
Bread Financial Provides Performance Update for April 2026
COLUMBUS, Ohio, May 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving s...
A 10.6% Contrarian Play On Gunlach's Private Credit Hysteria
Jeffrey Gundlach just made a scene at a very public investing conference. He blasted semi-liquid private credit funds, the $1.5 trillion corner of Wall Street that financial advisors have been quietly...
Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock
COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten pu...
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock
COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of deposi...
Bread Financial price target raised to $99 from $87 at Evercore ISI
Evercore ISI raised the firm’s price target on Bread Financial (BFH) to $99 from $87 and keeps an Outperform rating on the shares.
Yimutian Inc. Announces Plan to Implement Change in American Depositary Shares (ADS) to Ordinary Share Ratio
Yimutian plans to adjust its ADS conversion ratio from 1 ADS representing 25 Class A ordinary shares to 375, effective around May 18, US. Eastern time.
Bread Financial price target raised to $105 from $90 at RBC Capital
RBC Capital raised the firm’s price target on Bread Financial (BFH) to $105 from $90 and keeps a Sector Perform rating on the shares after its Q1 earnings. Results were…
Bread Financial price target raised to $98 from $91 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Bread Financial (BFH) to $98 from $91 and keeps an Equal Weight rating on the shares. Post Q1 results, the firm is…
Bread Financial price target raised to $95 from $80 at TD Cowen
TD Cowen raised the firm’s price target on Bread Financial (BFH) to $95 from $80 and keeps a Hold rating on the shares. The firm updated its model following better…
Bread Financial price target raised to $115 from $100 at Keefe Bruyette
Keefe Bruyette analyst Sanjay Sakhrani raised the firm’s price target on Bread Financial (BFH) to $115 from $100 and keeps an Outperform rating on the shares.
Bread Financial price target raised to $70 from $67 at Barclays
Barclays raised the firm’s price target on Bread Financial (BFH) to $70 from $67 and keeps an Underweight rating on the shares. The company reported strong Q1 results with better…
Bread Financial price target raised to $105 from $92 at BofA
BofA raised the firm’s price target on Bread Financial (BFH) to $105 from $92 and keeps a Buy rating on the shares. The company is off to a good start…
Bread Financial Holdings Earnings Call Transcript: Q1 2026
First-quarter 2026 saw 7% credit sales growth, 5% revenue growth, and improved credit metrics, with new partnerships and strong capital generation. Guidance for 2026 is reaffirmed, expecting low single-digit loan and revenue growth, higher NIM, and continued credit improvement.
Bread Financial Holdings Earnings release: Q1 2026
Bread Financial Holdings released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.
Bread Financial Holdings Slides: Q1 2026
Bread Financial Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 23, 2026.
Bread Financial Holdings Quarterly report: Q1 2026
Bread Financial Holdings has published its Q1 2026 quarterly earnings report on April 23, 2026.