Cass Information Systems, Inc. (CASS)
NASDAQ: CASS · Real-Time Price · USD
46.03
-0.26 (-0.56%)
May 29, 2026, 4:00 PM EDT - Market closed
Cass Information Systems Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 109.77 | 109.86 | 113.85 | 109.93 | 124.98 | 109.69 | |
Revenue Growth (YoY) | -3.00% | -3.50% | 3.57% | -12.05% | 13.94% | 9.21% |
Gross Profit | 109.77 | 109.86 | 113.85 | 109.93 | 124.98 | 109.69 |
Selling, General & Admin | 153.51 | 152.82 | 149.2 | 141.81 | 138.9 | 119.47 |
Depreciation & Amortization Expenses | 1.17 | 1.17 | 0.69 | 0.69 | 0.68 | 0.86 |
Other Operating Expenses | -0.5 | -1.65 | 8.29 | -0.55 | 1.35 | -0.13 |
Total Operating Expenses | 154.18 | 152.34 | 158.19 | 141.96 | 140.93 | 120.2 |
Operating Income | -44.42 | -42.48 | -44.34 | -32.03 | -15.94 | -10.51 |
Interest Income | 99.28 | 97.57 | 88.05 | 82.76 | 62.33 | 45.5 |
Interest Expense | -16.09 | -16.33 | -20.26 | -16.27 | -3.48 | -1.17 |
Other Non-Operating Income (Expense) | -3.51 | -3.53 | -0.05 | -0.17 | - | - |
Total Non-Operating Income (Expense) | 79.68 | 77.71 | 67.74 | 66.32 | 58.84 | 44.33 |
Pretax Income | 38.77 | 38.76 | 23.45 | 34.46 | 42.9 | 33.82 |
Provision for Income Taxes | 7.47 | 7.65 | 4.89 | 6.57 | 8 | 5.22 |
Net Income | 34.98 | 35.12 | 19.17 | 30.06 | 34.9 | 28.6 |
Earnings From Discontinued Operations | 3.68 | 4 | 0.61 | 2.17 | - | - |
Net Income to Common | 34.98 | 35.12 | 19.17 | 30.06 | 34.9 | 28.6 |
Net Income Growth | 66.72% | 83.20% | -36.23% | -13.88% | 22.02% | 13.62% |
Shares Outstanding (Basic) | 13 | 13 | 14 | 14 | 14 | 14 |
Shares Outstanding (Diluted) | 13 | 13 | 14 | 14 | 14 | 14 |
Shares Change (YoY) | -2.98% | -2.28% | -0.28% | 0.06% | -3.64% | -1.63% |
EPS (Basic) | 2.68 | 2.66 | 1.42 | 2.22 | 2.58 | 2.03 |
EPS (Diluted) | 2.63 | 2.61 | 1.39 | 2.18 | 2.53 | 2.00 |
EPS Growth | 73.03% | 87.77% | -36.24% | -13.83% | 26.50% | 15.61% |
Shares Outstanding | 12.87 | 12.92 | 13.5 | 13.58 | 13.67 | 13.73 |
Free Cash Flow | 25.44 | 31.77 | 30.44 | 25 | 45.74 | 30.18 |
Free Cash Flow Growth | -19.95% | 4.39% | 21.75% | -45.35% | 51.57% | -34.08% |
Free Cash Flow Per Share | 1.91 | 2.36 | 2.21 | 1.81 | 3.31 | 2.11 |
Dividends Per Share | 1.260 | 1.250 | 1.210 | 1.170 | 1.130 | 1.090 |
Dividend Growth | 0.80% | 3.31% | 3.42% | 3.54% | 3.67% | 0.93% |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | -40.47% | -38.67% | -38.95% | -29.14% | -12.76% | -9.58% |
Profit Margin | -3.35% | -3.64% | -0.54% | -1.97% | 27.93% | 26.08% |
FCF Margin | 23.17% | 28.92% | 26.73% | 22.74% | 36.60% | 27.51% |
EBITDA | -37.18 | -35.28 | -38.62 | -27.38 | -11.24 | -5.33 |
EBITDA Margin | -33.87% | -32.11% | -33.92% | -24.91% | -9.00% | -4.86% |
EBIT | -44.42 | -42.48 | -44.34 | -32.03 | -15.94 | -10.51 |
EBIT Margin | -40.47% | -38.67% | -38.95% | -29.14% | -12.76% | -9.58% |
Effective Tax Rate | 19.26% | 19.73% | 20.84% | 19.07% | 18.64% | 15.43% |