Cass Information Systems Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	636	536	552	612	626	540
Market Cap Growth	11.33%	-2.92%	-9.71%	-2.31%	15.98%	-3.57%
Enterprise Value	541.47	-626.7	-325.3	-387.7	-329.07	-648.35
Last Close Price	49.45	41.52	40.91	45.05	45.82	39.32
PE Ratio	18.92	15.91	29.43	20.67	18.11	19.66
Forward PE	15.90	26.82	26.82	26.82	26.82	26.82
PS Ratio	3.04	4.88	4.85	5.57	5.01	4.92
PB Ratio	2.63	2.21	2.41	2.66	3.04	2.20
P/FCF Ratio	25.02	16.88	18.15	24.48	13.69	17.89
P/OCF Ratio	20.92	14.33	14.18	16.57	12.14	15.63
EV/Sales Ratio	2.59	-5.70	-2.86	-3.53	-2.63	-5.91
EV/EBITDA Ratio	8.57	17.76	8.42	14.16	29.27	121.57
EV/EBIT Ratio	9.68	14.75	7.34	12.10	20.64	61.72
Debt / Equity Ratio	0.60	0	0	0	0	0
Debt / FCF Ratio	5.70	-	-	-	-	-
Net Debt / Equity Ratio	-3.66	-4.79	-3.83	-4.35	-4.63	-4.83
Net Debt / EBITDA Ratio	23.80	32.97	22.73	36.50	84.98	222.84
Net Debt / FCF Ratio	-34.78	-36.60	-28.84	-39.98	-20.89	-39.38
Asset Turnover	0.04	0.04	0.05	0.04	0.05	0.05
Quick Ratio	0.46	0.53	0.44	0.50	0.45	0.53
Current Ratio	0.58	0.60	0.55	0.59	0.58	0.65
Return on Equity (ROE)	-1.52%	-1.70%	-0.27%	-0.99%	15.44%	11.28%
Return on Assets (ROA)	-1.40%	-1.36%	-1.44%	-1.03%	-0.51%	-0.37%
Return on Invested Capital (ROIC)	-1.46%	-1.47%	-1.55%	-1.08%	-0.54%	-0.41%
Return on Capital Employed (ROCE)	-15.75%	-15.27%	-16.37%	-12.45%	-6.00%	-3.50%
Earnings Yield	5.50%	6.29%	3.40%	4.84%	5.52%	5.09%
FCF Yield	4.00%	5.92%	5.51%	4.09%	7.30%	5.59%
Dividend Yield	2.59%	3.02%	2.98%	2.62%	2.49%	2.79%
Payout Ratio	48.59%	47.02%	85.89%	53.09%	44.24%	54.00%
Buyback Yield / Dilution	2.92%	2.28%	0.28%	-0.06%	3.64%	1.63%
Total Shareholder Return	5.51%	5.30%	3.26%	2.56%	6.13%	4.41%

SEC Filings: 10-K · 10-Q