Cass Information Systems, Inc. (CASS)
NASDAQ: CASS · Real-Time Price · USD
54.18
-0.13 (-0.24%)
Nov 6, 2026, 4:00 PM EST - Market closed
Cass Information Systems Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 38.18 | 35.12 | 19.17 | 30.06 | 34.9 | 28.6 |
Depreciation & Amortization | 7.46 | 7.2 | 5.73 | 4.65 | 4.7 | 5.17 |
Loss (Gain) From Sale of Investments | -0.92 | 4.51 | 3.64 | 4.65 | 6.26 | 7.28 |
Stock-Based Compensation | 4.59 | 4.19 | 3.05 | 4.01 | 6.73 | 2.86 |
Provision & Write-off of Bad Debts | -0.01 | 0.35 | 0.45 | -0.55 | 1.35 | -0.13 |
Other Operating Activities | -12.96 | -16.49 | 3.55 | -3.38 | -2.05 | -7.03 |
Change in Accounts Receivable | -5.12 | -0.32 | -3.83 | -3.08 | -2.52 | -0.6 |
Change in Income Taxes | 9.32 | 4.26 | -0.19 | -1.77 | 0.72 | 0.21 |
Change in Other Net Operating Assets | - | - | 5.19 | 0.81 | 1.5 | -1.81 |
Operating Cash Flow | 40.66 | 37.44 | 38.95 | 36.94 | 51.61 | 34.55 |
Operating Cash Flow Growth | -20.61% | -3.88% | 5.45% | -28.43% | 49.38% | -27.70% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7.38 | -5.66 | -8.51 | -11.94 | -5.87 | -4.37 |
Cash Acquisitions | - | - | -2.95 | - | -4.81 | - |
Divestitures | - | 18 | - | - | - | - |
Investment in Securities | -120.54 | -222.31 | 93.57 | 135.48 | -167.04 | -333.5 |
Other Investing Activities | -69.67 | 43.92 | -10.49 | 92.53 | -6.35 | -121.98 |
Investing Cash Flow | -174.47 | -145.28 | 3.95 | 284.66 | -306.39 | -528.52 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Repurchase of Common Stock | -14.26 | -25.99 | -7.25 | -5.77 | -5.3 | -31 |
Common Dividends Paid | -16.46 | -16.51 | -16.46 | -15.96 | -15.44 | -15.45 |
Other Financing Activities | 161.76 | 192.88 | -41.93 | -128.34 | -38.46 | 384.81 |
Financing Cash Flow | 131.04 | 150.38 | -65.64 | -150.07 | -59.2 | 338.37 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -2.76 | 42.54 | -22.74 | 171.53 | -313.99 | -155.6 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 33.29 | 31.77 | 30.44 | 25 | 45.74 | 30.18 |
Free Cash Flow Growth | -27.77% | 4.39% | 21.75% | -45.35% | 51.57% | -34.08% |
Free Cash Flow Margin | 15.32% | 15.32% | 15.08% | 12.97% | 24.42% | 19.45% |
Free Cash Flow Per Share | 2.54 | 2.36 | 2.21 | 1.81 | 3.31 | 2.11 |
Levered Free Cash Flow | 123.07 | 306.85 | -115.52 | 51.58 | -103.35 | 242.86 |
Unlevered Free Cash Flow | 132.86 | 317.06 | -102.86 | 61.74 | -101.17 | 243.59 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 16.26 | 16.39 | 20.23 | 15.7 | 3.43 | 1.19 |
Cash Income Tax Paid | 2.32 | 5.14 | 5.51 | 9.3 | 8.4 | 5.64 |
Change in Working Capital | 4.21 | 3.93 | 1.17 | -4.04 | -0.29 | -2.21 |