Citizens & Northern Corporation (CZNC)
| Market Cap | 454.83M +50.7% |
| Revenue (ttm) | 127.27M +17.5% |
| Net Income | 25.27M -5.9% |
| EPS | 1.47 -15.6% |
| Shares Out | 17.93M |
| PE Ratio | 17.22 |
| Forward PE | 9.43 |
| Dividend | $1.12 (4.42%) |
| Ex-Dividend Date | Aug 3, 2026 |
| Volume | 51,356 |
| Open | 25.28 |
| Previous Close | 25.12 |
| Day's Range | 25.20 - 25.60 |
| 52-Week Range | 18.87 - 26.37 |
| Beta | 0.40 |
| Analysts | n/a |
| Price Target | n/a |
| Est. Earnings | Oct 26, 2026 |
About CZNC
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credi... [Read more]
Financial Performance
In 2025, Citizens & Northern's revenue was $116.63 million, an increase of 9.90% compared to the previous year's $106.13 million. Earnings were $23.25 million, a decrease of -9.72%.
Financial StatementsNews
Citizens & Northern Earnings release: Q2 2026
Citizens & Northern released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Citizens & Northern Quarterly report: Q2 2026
Citizens & Northern has published its Q2 2026 quarterly earnings report on July 23, 2026.
Citizens & Northern Earnings release: Q1 2026
Citizens & Northern released its Q1 2026 earnings on April 29, 2026, summarizing the period's financial results.
Citizens & Northern Quarterly report: Q1 2026
Citizens & Northern has published its Q1 2026 quarterly earnings report on April 29, 2026.
Citizens & Northern Transcript: AGM 2026
Shareholders approved all proposals, including director elections, executive compensation, and auditor ratification. The company reported strong 2025 results, completed a major merger, enhanced digital and cybersecurity capabilities, and declared a $0.28 dividend.
Citizens & Northern Proxy statement: Proxy Filing
Citizens & Northern filed a proxy statement on March 13, 2026, providing details for shareholder voting and corporate governance matters.
Citizens & Northern price target raised to $23.50 from $22.50 at Piper Sandler
Piper Sandler analyst Gregory Zingone raised the firm’s price target on Citizens & Northern to $23.50 from $22.50 and keeps a Neutral rating on the shares following quarterly results. The…
Citizens & Northern Annual report: Q4 2025
Citizens & Northern has published its Q4 2025 annual report on January 28, 2026.
Citizens & Northern Earnings release: Q4 2025
Citizens & Northern released its Q4 2025 earnings on January 28, 2026, summarizing the period's financial results.
Citizens & Northern price target raised to $22 from $21 at Piper Sandler
Piper Sandler raised the firm’s price target on Citizens & Northern to $22 from $21 and keeps a Neutral rating on the shares following earnings release. The firm would not…
Citizens & Northern Quarterly report: Q3 2025
Citizens & Northern has published its Q3 2025 quarterly earnings report on October 23, 2025.
Citizens & Northern Earnings release: Q3 2025
Citizens & Northern released its Q3 2025 earnings on October 23, 2025, summarizing the period's financial results.
Citizens & Northern Quarterly report: Q2 2025
Citizens & Northern has published its Q2 2025 quarterly earnings report on July 24, 2025.
Citizens & Northern Earnings release: Q2 2025
Citizens & Northern released its Q2 2025 earnings on July 24, 2025, summarizing the period's financial results.
Citizens & Northern announces acquisition of Susquehanna Community Financial
Citizens & Northern Corporation and Susquehanna Community Financial announced that both companies’ boards of directors have unanimously approved an agreement and plan of merger pursuant to which SQCF ...
KBRA Comments on Citizens & Northern Corporation's Proposed Acquisition of Susquehanna Community Financial, Inc.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On April 23, 2025, Wellsboro, PA-based Citizens & Northern Corporation (NASDAQ: CZNC) ("C&N"), parent company of Citizens & Northern Bank, and West Mil...
Citizens & Northern Transcript: AGM 2025
The meeting covered director elections, executive compensation, and auditor ratification, all passing with strong shareholder support. Financial performance improved in 2024 and early 2025, and a major acquisition was announced to expand regional presence.
Citizens & Northern Quarterly report: Q1 2025
Citizens & Northern has published its Q1 2025 quarterly earnings report on April 23, 2025.
Citizens & Northern Earnings release: Q1 2025
Citizens & Northern released its Q1 2025 earnings on April 23, 2025, summarizing the period's financial results.
Citizens & Northern Proxy statement: Proxy Filing
Citizens & Northern filed a proxy statement on March 14, 2025, providing details for shareholder voting and corporate governance matters.
Citizens & Northern Annual report: Q4 2024
Citizens & Northern has published its Q4 2024 annual report on January 23, 2025.
Citizens & Northern assumed with a Neutral at Piper Sandler
Piper Sandler assumed coverage of Citizens & Northern with a Neutral rating and $22 price target With about 7% upside to its price target the firm assumes shares trade to…
Citizens & Northern partners with POS provider Clover
C&N has partnered with Clover. This collaboration helps businesses streamline everyday operations, improve customer service, and deliver better overall efficiency. The companies said, “With Clover’s a...
C&N Boosts Efficiency for Businesses with Clover®
WELLSBORO, Pa. , Oct. 25, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N has partnered with Clover®, a leader in point of sale (POS) technology aimed at providing local bus...
C&N Teammates are "Standing Strong Against Cancer"
WELLSBORO, Pa. , Oct. 18, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) - C&N's Giving Back, Giving Together program is making a difference again this year with its Standing Str...