FS Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-1.18	-1.94	-1.94	-1.94	104.28	86.65
Net Interest Income Growth	-	-	-	-	20.35%	16.90%
Non-Interest Income	22.55	22.28	21.56	20.49	18.11	37.51
Non-Interest Income Growth	4.55%	3.35%	5.20%	13.15%	-51.73%	-32.24%
Revenues Before Loan Losses	21.38	20.34	19.61	18.55	122.39	124.16
Provision for Credit Losses	10.48	9.55	5.51	4.77	6.22	0.5
Revenue	10.89	10.79	14.1	13.77	116.17	123.66
Revenue Growth (YoY)	-29.19%	-23.50%	2.39%	-88.14%	-6.06%	6.20%
Compensation Expenses	58.1	57.78	55.09	53.62	47.63	49.72
Selling, General & Admin	35.32	35.76	34.19	30.23	26.02	24.45
Other Non-Interest Expenses	9.09	8.47	8.29	9.89	5.53	2.07
Total Non-Interest Expense	102.48	102.02	97.57	93.75	79.18	76.24
Pretax Income	41.56	41.12	41.58	45.27	36.99	47.42
Provision for Income Taxes	8.4	7.77	6.56	9.22	7.34	10.01
Net Income	33.16	33.35	35.02	36.05	29.65	37.41
Net Income to Common	33.16	33.35	35.02	36.05	29.65	37.41
Net Income Growth	-4.31%	-4.79%	-2.85%	21.60%	-20.75%	-4.72%
Shares Outstanding (Basic)	7	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	-3.10%	-3.16%	1.52%	-1.25%	-6.47%	-2.38%
EPS (Basic)	4.36	4.35	4.48	4.63	3.75	4.48
EPS (Diluted)	4.29	4.29	4.36	4.56	3.75	4.48
EPS Growth	-1.38%	-1.61%	-4.39%	21.60%	-16.30%	-2.18%
Shares Outstanding	7.5	7.51	7.83	7.7	7.74	8.17
Free Cash Flow	52.55	51.94	49.19	76	183.35	107.03
Free Cash Flow Growth	1.18%	5.59%	-35.28%	-58.55%	71.31%	-
Free Cash Flow Per Share	6.92	6.80	6.23	9.77	23.29	12.71
Dividends Per Share	1.130	1.120	1.060	1.000	0.800	0.560
Dividend Growth	0.89%	5.66%	6.00%	25.00%	42.86%	33.33%
Profit Margin	304.40%	309.07%	248.34%	261.75%	25.52%	30.25%
FCF Margin	482.48%	481.41%	348.78%	551.75%	157.82%	86.55%
EBITDA	11.88	11.94	10.57	12.65	14	15.18
EBITDA Margin	109.03%	110.62%	74.92%	91.83%	12.05%	12.28%
Effective Tax Rate	20.22%	18.91%	15.77%	20.36%	19.84%	21.11%

SEC Filings: 10-K · 10-Q