FS Bancorp Statistics
Total Valuation
FS Bancorp has a market cap or net worth of $340.78 million. The enterprise value is $723.97 million.
| Market Cap | 340.78M |
| Enterprise Value | 723.97M |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Nov 6, 2026 |
Share Statistics
FS Bancorp has 7.74 million shares outstanding. The number of shares has decreased by -0.91% in one year.
| Current Share Class | 7.74M |
| Shares Outstanding | 7.74M |
| Shares Change (YoY) | -0.91% |
| Shares Change (QoQ) | +2.60% |
| Owned by Insiders (%) | 9.54% |
| Owned by Institutions (%) | 64.64% |
| Float | 6.54M |
Valuation Ratios
The trailing PE ratio is 11.85 and the forward PE ratio is 10.44.
| PE Ratio | 11.85 |
| Forward PE | 10.44 |
| PS Ratio | 2.36 |
| Forward PS | 1.97 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 3.47 |
| P/OCF Ratio | 2.90 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 25.36 |
| EV / Sales | 5.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.28 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.19%.
| Return on Equity (ROE) | 9.19% |
| Return on Assets (ROA) | 0.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.52% |
| Revenue Per Employee | $231,152 |
| Profits Per Employee | $45,601 |
| Employee Count | 626 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FS Bancorp has paid $7.24 million in taxes.
| Income Tax | 7.24M |
| Effective Tax Rate | 19.91% |
Stock Price Statistics
The stock price has increased by +14.28% in the last 52 weeks. The beta is 0.67, so FS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +14.28% |
| 50-Day Moving Average | 43.81 |
| 200-Day Moving Average | 42.01 |
| Relative Strength Index (RSI) | 49.09 |
| Average Volume (20 Days) | 30,472 |
Short Selling Information
The latest short interest is 163,465, so 2.11% of the outstanding shares have been sold short.
| Short Interest | 163,465 |
| Short Previous Month | 144,271 |
| Short % of Shares Out | 2.11% |
| Short % of Float | 2.50% |
| Short Ratio (days to cover) | 5.17 |
Income Statement
In the last 12 months, FS Bancorp had revenue of $144.70 million and earned $28.55 million in profits. Earnings per share was $3.71.
| Revenue | 144.70M |
| Gross Profit | 144.70M |
| Operating Income | 43.27M |
| Pretax Income | 36.35M |
| Net Income | 28.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.71 |
Balance Sheet
The company has $43.95 million in cash and $427.13 million in debt, with a net cash position of -$383.19 million or -$49.51 per share.
| Cash & Cash Equivalents | 43.95M |
| Total Debt | 427.13M |
| Net Cash | -383.19M |
| Net Cash Per Share | -$49.51 |
| Equity (Book Value) | 333.21M |
| Book Value Per Share | 43.05 |
| Working Capital | -2.78B |
Cash Flow
In the last 12 months, operating cash flow was $117.70 million and capital expenditures -$19.58 million, giving a free cash flow of $98.12 million.
| Operating Cash Flow | 117.70M |
| Capital Expenditures | -19.58M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 90.20M |
| Free Cash Flow | 98.12M |
| FCF Per Share | $12.68 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.90% |
| Pretax Margin | 25.12% |
| Profit Margin | 20.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 67.70% |
Dividends & Yields
This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 2.64%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 2.64% |
| Dividend Growth (YoY) | -13.43% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 31.23% |
| FCF Payout Ratio | 9.15% |
| Buyback Yield | 0.91% |
| Shareholder Yield | 3.54% |
| Earnings Yield | 8.44% |
| FCF Yield | 28.79% |
Analyst Forecast
The average price target for FS Bancorp is $45.50, which is 3.34% higher than the current price. The consensus rating is "Hold".
| Price Target | $45.50 |
| Price Target Difference | 3.34% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 6.59% |
| EPS Growth Forecast (3Y) | 8.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |