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FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
42.61
-0.45 (-1.05%)
At close: Aug 10, 2026, 4:00 PM EDT
42.61
0.00 (0.00%)
After-hours: Aug 10, 2026, 4:10 PM EDT

FS Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
144.9310.7914.113.77116.17123.66
Revenue Growth
3.76%-23.50%2.39%-88.14%-6.06%6.20%
Net Income
33.3633.3535.0236.0529.6537.41
Earnings Per Share
4.344.294.364.563.754.48
EPS Growth
3.09%-1.61%-4.39%21.60%-16.30%-2.18%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial and Consumer Banking
120.76120.14117.14118.6198.4584.24
Home Lending
24.182322.0120.4117.7239.42
Total
144.94143.14139.15139.02116.17123.66

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
29.7128.2231.6465.6941.4426.49
Total Debt
49.6949.6649.5949.5349.4649.39
Net Cash (Debt)
-19.98-21.44-17.9616.16-8.02-22.9
Net Cash Growth
------
Net Cash Per Share
-2.65-2.81-2.282.08-1.02-2.72

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
72.8572.3150.8277.67184.9109.01
Capital Expenditures
-20.3-20.37-1.64-1.67-1.55-1.98
Free Cash Flow
52.5551.9449.1976183.35107.03
Free Cash Flow Growth
-8.38%5.59%-35.28%-58.55%71.31%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
28.88%381.13%294.84%328.68%31.84%38.35%
Profit Margin
23.02%309.07%248.34%261.75%25.52%30.25%
FCF Margin
0.00%481.41%348.78%551.75%157.82%86.55%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1601.1201.0601.0000.8000.560
Dividend Per Share Growth
-13.53%5.66%6.00%25.00%42.86%33.33%
Dividend Yield
2.72%3.31%2.61%2.74%2.74%1.67%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.739.609.428.118.927.51
Forward PE
9.739.189.268.947.6810.14
P/FCF Ratio
5.935.956.543.741.412.57
PS Ratio
2.1528.6522.8120.652.232.22