FS Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	64.63	-1.94	-1.94	-1.94	104.28	86.65
Net Interest Income Growth	-47.77%	-	-	-	20.35%	16.90%
Non-Interest Income	22.55	22.28	21.56	20.49	18.11	37.51
Non-Interest Income Growth	4.55%	3.35%	5.20%	13.15%	-51.73%	-32.24%
Revenues Before Loan Losses	87.18	20.34	19.61	18.55	122.39	124.16
Provision for Credit Losses	10.48	9.55	5.51	4.77	6.22	0.5
Revenue	76.69	10.79	14.1	13.77	116.17	123.66
Revenue Growth (YoY)	-45.06%	-23.50%	2.39%	-88.14%	-6.06%	6.20%
Compensation Expenses	58.1	57.78	55.09	53.62	47.63	49.72
Selling, General & Admin	35.32	35.76	34.19	30.23	26.02	24.45
Other Non-Interest Expenses	9.09	8.47	8.29	9.89	5.53	2.07
Total Non-Interest Expense	102.48	102.02	97.57	93.75	79.18	76.24
Pretax Income	41.56	41.12	41.58	45.27	36.99	47.42
Provision for Income Taxes	8.4	7.77	6.56	9.22	7.34	10.01
Net Income	33.16	33.35	35.02	36.05	29.65	37.41
Net Income to Common	33.16	33.35	35.02	36.05	29.65	37.41
Net Income Growth	-4.31%	-4.79%	-2.85%	21.60%	-20.75%	-4.72%
Shares Outstanding (Basic)	7	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	-3.10%	-3.16%	1.52%	-1.25%	-6.47%	-2.38%
EPS (Basic)	4.36	4.35	4.48	4.63	3.75	4.48
EPS (Diluted)	4.29	4.29	4.36	4.56	3.75	4.48
EPS Growth	-1.38%	-1.61%	-4.39%	21.60%	-16.30%	-2.18%
Shares Outstanding	7.5	7.51	7.83	7.7	7.74	8.17
Free Cash Flow	-	51.94	49.19	76	183.35	107.03
Free Cash Flow Growth	-	5.59%	-35.28%	-58.55%	71.31%	-
Free Cash Flow Per Share	-	6.80	6.23	9.77	23.29	12.71
Dividends Per Share	1.130	1.120	1.060	1.000	0.800	0.560
Dividend Growth	0.89%	5.66%	6.00%	25.00%	42.86%	33.33%
Profit Margin	43.23%	309.07%	248.34%	261.75%	25.52%	30.25%
FCF Margin	-	481.41%	348.78%	551.75%	157.82%	86.55%
EBITDA	-	11.94	10.57	12.65	14	15.18
EBITDA Margin	-	110.62%	74.92%	91.83%	12.05%	12.28%
Effective Tax Rate	20.22%	18.91%	15.77%	20.36%	19.84%	21.11%

Updated Apr 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q