FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
44.03
-0.31 (-0.70%)
Oct 30, 2026, 4:00 PM EDT - Market closed

FS Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
144.7143.14139.15139.02116.17123.66
Revenue Growth
2.66%2.86%0.09%19.67%-6.06%6.20%
Net Income
28.5532.7834.4535.4829.136.8
Earnings Per Share
3.714.294.364.563.704.37
EPS Growth
-9.14%-1.61%-4.39%23.24%-15.33%-2.67%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial and Consumer Banking
123.83120.14117.14118.6198.4584.24
Home Lending
22.532322.0120.4117.7239.42
Total
146.36143.14139.15139.02116.17123.66

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43.9530.440.9896.6856.2939.82
Total Debt
427.13185.69363.02151.03242.596.87
Net Cash (Debt)
-383.19-155.3-322.04-54.35-186.21-57.05
Net Cash Growth
------
Net Cash Per Share
-49.84-20.32-40.80-6.99-23.65-6.78

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-72.3150.8277.67184.9109.01
Capital Expenditures
--20.37-1.64-1.67-1.55-1.98
Free Cash Flow
-51.9449.1976183.35107.03
Free Cash Flow Growth
-5.59%-35.28%-58.55%71.31%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
19.73%22.90%24.76%25.52%25.05%29.76%
FCF Margin
-36.29%35.35%54.67%157.82%86.55%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1601.1201.0601.0000.8000.560
Dividend Per Share Growth
-13.43%5.66%6.00%25.00%42.86%33.33%
Dividend Yield
2.63%2.72%2.59%2.71%2.40%1.66%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.859.319.198.028.727.36
Forward PE
10.449.189.268.947.6810.14
P/FCF Ratio
3.475.886.443.741.382.53
PS Ratio
2.362.132.282.052.182.19