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FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
42.88
+0.18 (0.42%)
At close: Aug 28, 2026, 4:00 PM EDT
42.85
-0.03 (-0.07%)
After-hours: Aug 28, 2026, 7:30 PM EDT

FS Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
144.94143.14139.15139.02116.17123.66
Revenue Growth
3.77%2.86%0.09%19.67%-6.06%6.20%
Net Income
32.8432.7834.4535.4829.136.8
Earnings Per Share
4.384.294.364.563.704.37
EPS Growth
5.35%-1.61%-4.39%23.24%-15.33%-2.67%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial and Consumer Banking
120.76120.14117.14118.6198.4584.24
Home Lending
24.182322.0120.4117.7239.42
Total
144.94143.14139.15139.02116.17123.66

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
34.7430.440.9896.6856.2939.82
Total Debt
381.04185.69363.02151.03242.596.87
Net Cash (Debt)
-346.29-155.3-322.04-54.35-186.21-57.05
Net Cash Growth
------
Net Cash Per Share
-46.16-20.32-40.80-6.99-23.65-6.78

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
117.772.3150.8277.67184.9109.01
Capital Expenditures
-19.58-20.37-1.64-1.67-1.55-1.98
Free Cash Flow
98.1251.9449.1976183.35107.03
Free Cash Flow Growth
84.04%5.59%-35.28%-58.55%71.31%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.66%22.90%24.76%25.52%25.05%29.76%
FCF Margin
67.70%36.29%35.35%54.67%157.82%86.55%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1601.1201.0601.0000.8000.560
Dividend Per Share Growth
-13.53%5.66%6.00%25.00%42.86%33.33%
Dividend Yield
2.71%2.78%2.73%2.94%2.68%1.92%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.799.319.198.028.727.36
Forward PE
10.329.189.268.947.6810.14
P/FCF Ratio
3.205.886.443.741.382.53
PS Ratio
2.172.132.282.052.182.19