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FS Bancorp, Inc. (FSBW)

Stock Price: $46.75 USD 0.55 (1.19%)
Updated Oct 20, 2020 1:52 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 198.50M
Revenue (ttm) 96.28M
Net Income (ttm) 28.25M
Shares Out 4.25M
EPS (ttm) 6.31
PE Ratio 7.41
Forward PE 9.90
Dividend $0.84
Dividend Yield 1.80%

Stock Quote

Trading Day Oct 20, 2020
Last Price $46.75
Previous Close $46.20
Change ($) 0.55
Change (%) 1.19%
Day's Open 46.61
Day's Range 46.33 - 47.13
Day's Volume 1,258
52-Week Range 27.50 - 64.41

More Stats

Market Cap 198.50M
Enterprise Value 219.55M
Earnings Date (est) Oct 22, 2020
Ex-Dividend Date Aug 5, 2020
Shares Outstanding 4.25M
Float 3.61M
EPS (basic) 6.45
EPS (diluted) 6.31
FCF / Share -5.63
Dividend $0.84
Dividend Yield 1.80%
Earnings Yield 13.50%
FCF Yield n/a
Payout Ratio 11.90%
Shares Short 23,378
Short Ratio 2.35
Short % of Float 0.65%
Beta 1.29
PE Ratio 7.41
Forward PE 9.90
P/FCF Ratio n/a
PS Ratio 2.06
PB Ratio 0.96
Revenue 96.28M
Operating Income 35.01M
Net Income 28.25M
Free Cash Flow -24.11M
Net Cash -21.05M
Net Cash / Share -4.96
Gross Margin 93.96%
Operating Margin 36.36%
Profit Margin 29.30%
FCF Margin -25.04%
ROA 1.55%
ROE 14.19%
ROIC 1.90%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 1
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$45.00*
(-3.74% downside)
Low
40.0
Current: $46.75
High
50.0
Target: 45.00
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue90.4677.4164.5755.0343.3930.3726.3019.6813.5813.63
Revenue Growth16.87%19.88%17.35%26.81%42.86%15.49%33.67%44.9%-0.41%-
Gross Profit90.4677.4164.5755.0343.3930.3726.3019.6813.5813.63
Operating Income28.1328.5720.5816.1013.756.475.943.201.551.60
Net Income22.7224.3514.0910.508.884.543.925.301.551.60
Shares Outstanding4.453.743.673.063.243.243.243.243.24-
Earnings Per Share5.016.294.283.512.931.521.291.76--
EPS Growth-20.35%46.96%21.94%19.8%92.76%17.83%-26.7%---
Dividend Per Share0.650.530.430.370.270.230.15---
Dividend Growth22.64%23.26%16.22%37.04%17.39%53.33%----
Operating Cash Flow9.1821.4415.083.59-7.06-4.036.10-0.764.735.38
Capital Expenditures-2.46-3.80-1.02-3.60-1.51-0.87-2.07-3.64-1.320.67
Free Cash Flow6.7117.6414.07-0.01-8.58-4.904.03-4.403.416.04
Cash & Equivalents66.6854.8537.0251.7036.8820.1041.099.4119.2535.25
Total Debt99.9614717.3722.5010917.0316.666.848.9021.90
Net Cash / Debt-33.28-92.1619.6529.21-71.703.0624.422.5710.3513.35
Assets1,7131,622982828678510419359284292
Liabilities1,5131,442860747602444357299257268
Book Value20018012281.0375.3465.8462.3159.9026.7724.80
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name FS Bancorp, Inc.
Country United States
Employees 464
CEO Joseph C. Adams

Stock Information

Ticker Symbol FSBW
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FSBW
IPO Date July 10, 2012

Description

FS Bancorp operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, automobile, direct home improvement, loans on deposit, and recreational loans. As of April 24, 2020, it operated 21 full-service branches and seven home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is based in Mountlake Terrace, Washington.