FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
44.03
-0.31 (-0.70%)
Oct 30, 2026, 4:00 PM EDT - Market closed
FS Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 33.35 | 35.02 | 36.05 | 29.65 | 37.41 |
Depreciation & Amortization | 11.94 | 10.57 | 12.65 | 14 | 15.18 |
Gain (Loss) on Sale of Assets | 0.04 | -8.36 | -0.15 | - | 0.01 |
Gain (Loss) on Sale of Investments | - | 7.84 | - | - | - |
Total Asset Writedown | 0.05 | -0.04 | 0.05 | -0 | -2.06 |
Provision for Credit Losses | 9.01 | 5.51 | 4.77 | 6.22 | 0.5 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 33.24 | 35.66 | 34.34 | 141.5 | 90.67 |
Accrued Interest Receivable | -0.73 | 0.12 | -2.33 | -3.55 | -0.56 |
Change in Other Net Operating Assets | 1.08 | 2.75 | -1.4 | 4.74 | -5.16 |
Other Operating Activities | -9.58 | -31.51 | -1.61 | -1.72 | 0.88 |
Operating Cash Flow | 72.31 | 50.82 | 77.67 | 184.9 | 109.01 |
Operating Cash Flow Growth | 42.28% | -34.56% | -57.99% | 69.62% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -20.37 | -1.64 | -1.67 | -1.55 | -1.98 |
Cash Acquisitions | - | - | 336.16 | - | - |
Investment in Securities | -24.61 | 31.72 | -78.19 | 3.06 | -98.54 |
Purchase / Sale of Intangibles | - | 16.31 | - | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -172.41 | -137.27 | -187.84 | -501.04 | -213.05 |
Other Investing Activities | 10.96 | -13.33 | 9.22 | -4.52 | 2.74 |
Investing Cash Flow | -206.43 | -104.2 | 77.67 | -504.04 | -310.83 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 949.94 | 967.77 | 2,164 | 3,004 | 198.24 |
Long-Term Debt Repaid | -1,128 | -753.71 | -2,257 | -2,860 | -282.19 |
Net Debt Issued (Repaid) | -178.5 | 214.06 | -92.78 | 144 | -83.95 |
Issuance of Common Stock | 1.22 | 1.08 | 1.02 | 1.07 | - |
Repurchase of Common Stock | -15.89 | -2.89 | -0.58 | -15.82 | -14.17 |
Common Dividends Paid | -10.26 | -8.27 | -7.76 | -7.1 | -4.6 |
Net Increase (Decrease) in Deposit Accounts | 334.19 | -183.03 | -30.7 | 211.94 | 241.54 |
Other Financing Activities | -0.06 | -1.63 | -0.27 | - | -2.08 |
Financing Cash Flow | 130.7 | 19.32 | -131.08 | 334.09 | 136.74 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -3.42 | -34.06 | 24.25 | 14.95 | -65.09 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 51.94 | 49.19 | 76 | 183.35 | 107.03 |
Free Cash Flow Growth | 5.59% | -35.28% | -58.55% | 71.31% | - |
Free Cash Flow Margin | 36.29% | 35.35% | 54.67% | 157.82% | 86.55% |
Free Cash Flow Per Share | 6.79 | 6.23 | 9.77 | 23.29 | 12.71 |