FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
44.03
-0.31 (-0.70%)
Oct 30, 2026, 4:00 PM EDT - Market closed
FS Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 43.95 | 28.22 | 31.64 | 65.69 | 41.44 | 26.49 |
Investment Securities | 379.92 | 148.32 | 124.17 | 224.31 | 172.47 | 200 |
Trading Asset Securities | - | 2.18 | 7.62 | 6.82 | 10.14 | 2.79 |
Mortgage-Backed Securities | - | 173.57 | 167.19 | 101.25 | 69.97 | 89.4 |
Total Investments | 379.92 | 324.07 | 298.98 | 332.38 | 252.57 | 292.19 |
Gross Loans | 3,045 | 2,664 | 2,542 | 2,441 | 2,227 | 1,759 |
Allowance for Loan Losses | -36.46 | -31.94 | -31.87 | -31.53 | -27.99 | -25.64 |
Other Adjustments to Gross Loans | - | -8.6 | -8 | -8.4 | -7.8 | -4.9 |
Net Loans | 3,008 | 2,623 | 2,502 | 2,401 | 2,191 | 1,729 |
Property, Plant & Equipment | 56.95 | 49.85 | 35.13 | 37.21 | 31.35 | 31.15 |
Goodwill | 3.59 | 3.59 | 3.59 | 3.59 | 2.31 | 2.31 |
Other Intangible Assets | 13.53 | 10.52 | 13.71 | 17.34 | 3.37 | 4.06 |
Loans Held for Sale | 22.82 | 43.71 | 27.84 | 25.67 | 20.09 | 125.81 |
Accrued Interest Receivable | 16.9 | 14.61 | 13.88 | 14.01 | 11.14 | 7.59 |
Other Current Assets | 3.26 | 3.26 | - | - | - | - |
Long-Term Deferred Tax Assets | 9.47 | 6.99 | 7.06 | 6.73 | 6.67 | - |
Other Real Estate Owned & Foreclosed | - | - | - | - | 0.57 | - |
Other Long-Term Assets | 105.07 | 80.88 | 79.78 | 66.47 | 61.92 | 63.47 |
Total Assets | 3,677 | 3,197 | 3,029 | 2,973 | 2,633 | 2,286 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,109 | 1,398 | 1,113 | 1,343 | 1,285 | 1,161 |
Institutional Deposits | - | 617.59 | 588.64 | 508.91 | 289.01 | 173.72 |
Non-Interest Bearing Deposits | 758.69 | 658.12 | 638.16 | 670.83 | 554.17 | 580.75 |
Total Deposits | 2,867 | 2,674 | 2,339 | 2,522 | 2,128 | 1,916 |
Short-Term Borrowings | - | 0.84 | 8.06 | 90.76 | 0.04 | 0.16 |
Current Portion of Long-Term Debt | - | 76.81 | - | 3.9 | - | - |
Current Portion of Leases | - | 1.99 | - | - | - | - |
Long-Term Debt | 45.74 | 49.66 | 49.59 | 49.53 | 49.46 | 49.39 |
Federal Home Loan Bank Debt, Long-Term | 373.5 | 52.5 | 299.81 | - | 186.53 | 42.53 |
Long-Term Leases | 7.9 | 3.9 | 5.56 | 6.85 | 6.47 | 4.79 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 1.18 |
Other Long-Term Liabilities | 49.11 | 29.82 | 30.98 | 34.83 | 30.96 | 25.09 |
Total Liabilities | 3,343 | 2,889 | 2,733 | 2,708 | 2,401 | 2,039 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
Additional Paid-In Capital | 57.7 | 43.25 | 55.72 | 57.36 | 55.19 | 67.96 |
Retained Earnings | 294.41 | 280.2 | 257.11 | 230.35 | 202.07 | 179.22 |
Comprehensive Income & Other | -18.98 | -15.83 | -17.14 | -23.31 | -25.63 | 0.25 |
Shareholders' Equity | 333.21 | 307.69 | 295.77 | 264.49 | 231.7 | 247.51 |
Total Liabilities & Equity | 3,677 | 3,197 | 3,029 | 2,973 | 2,633 | 2,286 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 427.13 | 185.69 | 363.02 | 151.03 | 242.5 | 96.87 |
Net Cash (Debt) | -383.19 | -155.3 | -322.04 | -54.35 | -186.21 | -57.05 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -49.84 | -20.32 | -40.80 | -6.99 | -23.65 | -6.78 |
Filing Date Shares Outstanding | 7.74 | 7.4 | 7.66 | 7.7 | 7.62 | 7.97 |
Total Common Shares Outstanding | 7.74 | 7.4 | 7.73 | 7.7 | 7.62 | 8.05 |
Book Value Per Share | 43.05 | 41.55 | 38.26 | 34.36 | 30.42 | 30.75 |
Tangible Book Value | 316.09 | 293.58 | 278.47 | 243.55 | 226.02 | 241.14 |
Tangible Book Value Per Share | 40.84 | 39.65 | 36.02 | 31.64 | 29.67 | 29.96 |