Palomar Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	61.92	56.01	35.82	23.71	13.88	9.08
Net Interest Income Growth	51.92%	56.33%	51.12%	70.82%	52.83%	5.43%
Non-Interest Income	918.36	819.96	518.04	352.22	313.21	238.71
Non-Interest Income Growth	61.34%	58.28%	47.08%	12.46%	31.21%	49.33%
Revenues Before Loan Losses	980.27	875.97	553.86	375.93	327.09	247.79
Revenue	980.27	875.97	553.86	375.93	327.09	247.79
Revenue Growth (YoY)	60.71%	58.16%	47.33%	14.93%	32.00%	47.09%
Other Non-Interest Expenses	720.2	621.79	400.39	264.73	257.79	190.57
Total Non-Interest Expense	727.13	622.58	402.67	272.28	259.54	190.65
Pretax Income	253.14	253.39	151.2	103.64	67.55	57.14
Provision for Income Taxes	56.04	56.32	33.62	24.44	15.38	11.29
Net Income	197.1	197.07	117.57	79.2	52.17	45.85
Net Income to Common	197.1	197.07	117.57	79.2	52.17	45.85
Net Income Growth	46.96%	67.62%	48.45%	51.81%	13.79%	632.73%
Shares Outstanding (Basic)	27	27	26	25	25	25
Shares Outstanding (Diluted)	27	27	26	25	26	26
Shares Change (YoY)	2.84%	4.81%	3.54%	-1.82%	-1.21%	2.00%
EPS (Basic)	7.41	7.40	4.61	3.19	2.07	1.80
EPS (Diluted)	7.18	7.17	4.48	3.13	2.02	1.76
EPS Growth	43.31%	60.05%	43.13%	54.95%	14.77%	633.33%
Shares Outstanding	26.51	26.52	26.53	24.77	25.03	25.43
Free Cash Flow	368.86	408.98	260.91	116.09	169.27	87.8
Free Cash Flow Growth	-9.81%	56.75%	124.75%	-31.42%	92.80%	53.06%
Free Cash Flow Per Share	13.45	14.88	9.95	4.58	6.56	3.36
Profit Margin	20.11%	22.50%	21.23%	21.07%	15.95%	18.50%
FCF Margin	37.63%	46.69%	47.11%	30.88%	51.75%	35.43%
EBITDA	-	8.93	5.11	4.5	4.12	3.54
EBITDA Margin	-	1.02%	0.92%	1.20%	1.26%	1.43%
Effective Tax Rate	22.14%	22.23%	22.24%	23.58%	22.77%	19.76%

SEC Filings: 10-K · 10-Q