Palomar Holdings, Inc. (PLMR)

Gross Premiums Written 2

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Earthquake Gross Written Premium (Pre-FY2026 Reporting)	571.39M	522.86M
Earthquake Gross Written Premium (Pre-FY2026 Reporting) Growth	9.28%	19.68%
Inland Marine and Other Property Gross Written Premium (Pre-FY2026 Reporting)	446.18M	334.08M
Inland Marine and Other Property Gross Written Premium (Pre-FY2026 Reporting) Growth	33.56%	33.62%
Casualty Gross Written Premium (Pre-FY2026 Reporting)	542.95M	235.59M
Casualty Gross Written Premium (Pre-FY2026 Reporting) Growth	130.46%	160.64%
Fronting Gross Written Premium	220.18M	333.19M
Fronting Gross Written Premium Growth	-33.92%	-5.38%
Crop Gross Written Premium (Pre-FY2026 Reporting)	247.55M	116.24M
Crop Gross Written Premium (Pre-FY2026 Reporting) Growth	112.96%	859.86%
Fronting Gross Written Premium (Pre-FY2023 Reporting)	467.73M	449.43M
Fronting Gross Written Premium (Pre-FY2023 Reporting) Growth	4.07%	23.38%

Net Premiums Written

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Direct Net Written Premiums	1.79B	1.40B
Direct Net Written Premiums Growth	27.73%	29.49%
Assumed Net Written Premiums	235.64M	138.58M
Assumed Net Written Premiums Growth	70.04%	139.95%
Ceded Insurance Net Written Premiums	-1.06B	-897.11M

Net Premiums Earned

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Direct Net Earned Premiums	1.60B	1.30B
Direct Net Earned Premiums Growth	22.95%	35.67%
Assumed Net Earned Premiums	186.57M	95.47M
Assumed Net Earned Premiums Growth	95.42%	70.15%
Ceded Insurance Net Earned Premiums	-984.55M	-886.68M

Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Catastrophe - Loss Ratio	-	-0.10%	5.50%
Non-Catastrophe - Loss Ratio	-	28.60%	20.90%
Total Company Loss Ratio	-	28.50%	26.40%
Expense Ratio	-	48.40%	51.70%
Combined Ratio	-	76.90%	78.10%
Adjusted Underwriting Income	230.12M	218.95M	134.15M
Adjusted Underwriting Income Growth	5.10%	63.21%	34.81%

Updated May 7, 2026. Data Source: Fiscal.ai.