SB Financial Group, Inc. (SBFG)
NASDAQ: SBFG · Real-Time Price · USD
21.60
-0.38 (-1.73%)
May 29, 2026, 4:00 PM EDT - Market closed
SB Financial Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 49.89 | 48.45 | 39.92 | 39.27 | 39.4 | 37.88 |
Net Interest Income Growth | 18.72% | 21.37% | 1.65% | -0.32% | 4.00% | 5.44% |
Non-Interest Income | 17.71 | 17.11 | 17.02 | 17.72 | 18.23 | 30.7 |
Non-Interest Income Growth | 3.14% | 0.53% | -3.97% | -2.80% | -40.61% | 2.00% |
Revenues Before Loan Losses | 67.6 | 65.56 | 56.94 | 56.99 | 57.63 | 68.58 |
Provision for Credit Losses | 1.13 | 1.31 | 0.12 | 0.32 | - | 1.05 |
| 66.47 | 64.25 | 56.82 | 56.68 | 57.63 | 67.53 | |
Revenue Growth (YoY) | 13.26% | 13.09% | 0.24% | -1.65% | -14.66% | 9.76% |
Compensation Expenses | 25.71 | 25.84 | 24.34 | 23.41 | 24.76 | 27.5 |
Selling, General & Admin | 17.71 | 18.07 | 15.92 | 15.52 | 15.22 | 14.89 |
Other Non-Interest Expenses | 3.1 | 3.09 | 2.7 | 3.03 | 2.34 | 2.42 |
Total Non-Interest Expense | 46.52 | 47 | 42.96 | 41.96 | 42.31 | 44.81 |
Pretax Income | 19.95 | 17.26 | 13.86 | 14.72 | 15.32 | 22.72 |
Provision for Income Taxes | 3.84 | 3.28 | 2.39 | 2.62 | 2.8 | 4.45 |
Net Income | 16.11 | 13.97 | 11.47 | 12.1 | 12.52 | 18.28 |
Net Income to Common | 16.11 | 13.97 | 11.47 | 12.1 | 12.52 | 18.28 |
Net Income Growth | 43.09% | 21.83% | -5.17% | -3.40% | -31.49% | 22.30% |
Shares Outstanding (Basic) | 6 | 6 | 7 | 7 | 7 | 7 |
Shares Outstanding (Diluted) | 6 | 6 | 7 | 7 | 7 | 7 |
Shares Change (YoY) | -4.52% | -4.37% | -3.43% | -2.27% | -0.73% | -6.61% |
EPS (Basic) | 2.56 | 2.19 | 1.72 | 1.77 | 1.79 | 2.58 |
EPS (Diluted) | 2.56 | 2.19 | 1.72 | 1.75 | 1.77 | 2.56 |
EPS Growth | 50.59% | 27.33% | -1.71% | -1.13% | -30.86% | 30.61% |
Shares Outstanding | 6.28 | 6.28 | 6.55 | 6.77 | 6.94 | 6.88 |
Free Cash Flow | 12.43 | 21.44 | 8.22 | 13.03 | 23.67 | 14.83 |
Free Cash Flow Growth | -42.01% | 160.73% | -36.90% | -44.95% | 59.63% | -32.37% |
Free Cash Flow Per Share | 1.97 | 3.36 | 1.23 | 1.88 | 3.34 | 2.08 |
Dividends Per Share | 0.610 | 0.600 | 0.560 | 0.520 | 0.480 | 0.419 |
Dividend Growth | 1.67% | 7.14% | 7.69% | 8.33% | 14.56% | 9.97% |
Profit Margin | 24.24% | 21.75% | 20.19% | 21.34% | 21.73% | 27.06% |
FCF Margin | 18.70% | 33.36% | 14.47% | 22.99% | 41.08% | 21.96% |
EBITDA | 2.43 | 2.44 | 2.22 | 2.33 | 2.27 | 2.33 |
EBITDA Margin | 3.66% | 3.79% | 3.90% | 4.10% | 3.93% | 3.45% |
Effective Tax Rate | 19.23% | 19.01% | 17.22% | 17.82% | 18.25% | 19.57% |