SB Financial Group, Inc. (SBFG)
NASDAQ: SBFG · Real-Time Price · USD
28.25
-0.18 (-0.63%)
Nov 9, 2026, 4:00 PM EST - Market closed
SB Financial Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 102.43 | 71.54 | 25.93 | 22.97 | 27.82 | 149.51 |
Investment Securities | 1.72 | 29.81 | 33.53 | 32.38 | 35.08 | 37.77 |
Trading Asset Securities | - | 1.48 | 4.1 | 3.68 | 5.56 | 3.68 |
Mortgage-Backed Securities | 177.77 | 159.95 | 169.62 | 188.87 | 205.84 | 228.13 |
Total Investments | 179.48 | 191.25 | 207.25 | 224.93 | 246.48 | 269.58 |
Gross Loans | 1,219 | 1,181 | 1,047 | 1,000 | 962.08 | 822.71 |
Allowance for Loan Losses | -16.38 | -16.11 | -15.1 | -15.79 | -13.82 | -13.81 |
Net Loans | 1,202 | 1,164 | 1,032 | 984.43 | 948.26 | 808.91 |
Property, Plant & Equipment | 20.78 | 21.69 | 20.46 | 21.38 | 22.83 | 23.21 |
Goodwill | 27.16 | 27.16 | 23.24 | 23.24 | 23.24 | 23.19 |
Loans Held for Sale | 5.39 | 1.76 | 6.77 | 2.53 | 2.07 | 7.47 |
Accrued Interest Receivable | 5.99 | 5.49 | 4.91 | 4.66 | 4.09 | 2.92 |
Other Real Estate Owned & Foreclosed | 1.06 | 0.1 | - | 0.51 | 0.78 | 2.1 |
Other Long-Term Assets | 69.8 | 61.9 | 59.33 | 58.62 | 60.08 | 43.96 |
Total Assets | 1,614 | 1,545 | 1,380 | 1,343 | 1,336 | 1,331 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,113 | 1,029 | 897.01 | 819.11 | 814.49 | 861.23 |
Institutional Deposits | - | 23.86 | 23.44 | 22.38 | 15.37 | 4.77 |
Non-Interest Bearing Deposits | 270.03 | 254.06 | 232.16 | 228.71 | 256.8 | 247.04 |
Total Deposits | 1,383 | 1,307 | 1,153 | 1,070 | 1,087 | 1,113 |
Short-Term Borrowings | 6.29 | 10.73 | 14.64 | 17.06 | 20.48 | 19.01 |
Current Portion of Leases | - | 0.31 | - | - | - | - |
Accrued Interest Payable | 2.57 | 2.46 | 2.35 | 2.44 | 0.77 | 0.3 |
Long-Term Debt | 19.78 | 19.74 | 19.69 | 19.64 | 19.59 | 19.55 |
Federal Home Loan Bank Debt, Long-Term | 22.5 | 35 | 35 | 83.6 | 60 | 5.5 |
Long-Term Leases | - | 1.16 | - | - | - | - |
Trust Preferred Securities | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 |
Other Long-Term Liabilities | 25.84 | 17.18 | 17.42 | 15.65 | 19.39 | 18.22 |
Total Liabilities | 1,470 | 1,404 | 1,252 | 1,219 | 1,217 | 1,186 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 61.32 | 61.32 | 61.32 | 61.32 | 61.32 | 54.46 |
Additional Paid-In Capital | 15.18 | 15.16 | 15.19 | 15.12 | 15.09 | 14.94 |
Retained Earnings | 136.07 | 126.31 | 116.19 | 108.49 | 101.97 | 99.72 |
Treasury Stock | -41.09 | -40.07 | -34.96 | -30.76 | -27.82 | -22.35 |
Comprehensive Income & Other | -27.14 | -21.48 | -30.23 | -29.83 | -32.12 | -1.85 |
Total Common Equity | 144.34 | 141.24 | 127.51 | 124.34 | 118.43 | 144.93 |
Shareholders' Equity | 144.34 | 141.24 | 127.51 | 124.34 | 118.43 | 144.93 |
Total Liabilities & Equity | 1,614 | 1,545 | 1,380 | 1,343 | 1,336 | 1,331 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 58.87 | 77.25 | 79.64 | 130.61 | 110.39 | 54.36 |
Net Cash (Debt) | 45.27 | -3.08 | -48.04 | -102.43 | -74.87 | 101.47 |
Net Cash Growth | 310.15% | - | - | - | - | -6.07% |
Net Cash Per Share | 7.25 | -0.48 | -7.19 | -14.81 | -10.58 | 13.55 |
Filing Date Shares Outstanding | 6.2 | 6.3 | 6.53 | 6.79 | 7 | 7.21 |
Total Common Shares Outstanding | 6.2 | 6.28 | 6.55 | 6.77 | 6.94 | 7.23 |
Book Value Per Share | 23.30 | 22.50 | 19.47 | 18.37 | 17.08 | 20.05 |
Tangible Book Value | 117.19 | 114.08 | 104.27 | 101.1 | 95.19 | 121.74 |
Tangible Book Value Per Share | 18.91 | 18.18 | 15.92 | 14.94 | 13.72 | 16.84 |