SB Financial Group, Inc. (SBFG)

SB Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	139	140	137	104	118	129
Market Cap Growth	8.43%	2.08%	31.78%	-11.62%	-8.83%	-4.32%
Enterprise Value	78.69	169.82	166.92	133.85	147.46	158.8
Last Close Price	22.18	22.27	20.91	15.35	16.95	18.73
PE Ratio	8.73	10.17	12.16	8.77	9.58	7.32
Forward PE	8.92	8.94	12.09	9.97	9.47	11.18
PS Ratio	2.11	2.18	2.41	1.83	2.04	1.91
PB Ratio	0.96	0.99	1.07	0.84	0.99	0.89
P/TBV Ratio	1.00	1.01	1.10	0.85	1.01	0.92
P/FCF Ratio	-	6.52	16.65	7.97	4.97	8.69
P/OCF Ratio	-	5.81	14.49	7.43	4.60	7.47
EV/Sales Ratio	1.19	2.64	2.94	2.36	2.56	2.35
EV/EBITDA Ratio	-	69.74	75.29	57.57	65.10	68.07
EV/FCF Ratio	-	7.92	20.30	10.27	6.23	10.71
Debt / Equity Ratio	0.21	0.21	0.24	0.24	0.25	0.21
Debt / EBITDA Ratio	12.34	12.34	13.53	12.88	13.20	12.80
Debt / FCF Ratio	1.40	1.40	3.65	2.30	1.26	2.01
Net Debt / Equity Ratio	0.21	0.21	0.24	0.24	0.25	0.21
Net Debt / EBITDA Ratio	12.34	12.34	13.53	12.88	13.20	12.80
Net Debt / FCF Ratio	1.40	1.40	3.65	2.30	1.26	2.01
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.05
Return on Equity (ROE)	10.40%	10.40%	9.11%	9.96%	9.51%	12.70%
Earnings Yield	11.49%	9.83%	8.23%	11.40%	10.44%	13.67%
FCF Yield	-	15.34%	6.01%	12.54%	20.14%	11.50%
Dividend Yield	2.87%	2.71%	2.71%	3.42%	2.88%	2.37%
Payout Ratio	24.31%	27.54%	32.87%	29.63%	27.27%	17.17%
Buyback Yield / Dilution	4.55%	4.37%	3.43%	2.27%	0.73%	6.61%
Total Shareholder Return	7.42%	7.08%	6.13%	5.69%	3.61%	8.98%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q