Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
37.02
-0.55 (-1.46%)
May 29, 2026, 4:00 PM EDT - Market closed
UVE Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 717.1 | 1,439 | 1,373 | 1,252 | 1,129 | 1,035 |
Investment Income | 74.05 | 70.63 | 59.15 | 48.45 | 25.79 | 12.54 |
Net Gains on Investments | -0.07 | 4.52 | 8.62 | 10.82 | -12.8 | 1.86 |
Total Other Revenues | 88.44 | 89.75 | 79.69 | 80.38 | 81.04 | 71.99 |
| 1,603 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 | |
Revenue Growth (YoY) | 3.56% | 5.48% | 9.27% | 13.82% | 8.99% | 4.58% |
Insurance Benefits & Claims | 963.42 | 985.88 | 1,087 | 992.64 | 938.4 | 779.21 |
Policy Amortization Costs | 254.15 | 250.25 | 233.44 | 208.01 | - | - |
Other Operating Expenses | 119.34 | 118.3 | 108.64 | 96.06 | 304.9 | 313.6 |
Operating Income | 265.71 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 |
Interest Expense | -6.41 | -6.42 | -6.48 | -6.53 | -6.61 | -0.64 |
Total Non-Operating Income (Expense) | -6.41 | -6.42 | -6.48 | -6.53 | -6.61 | -0.64 |
Pretax Income | 259.31 | 243.07 | 84.61 | 88.35 | -27.25 | 28.41 |
Provision for Income Taxes | 63.5 | 60.12 | 25.68 | 21.53 | -4.99 | 8.01 |
Net Income | 195.8 | 182.95 | 58.93 | 66.82 | -22.26 | 20.41 |
Net Income to Common | 195.8 | 182.95 | 58.93 | 66.82 | -22.26 | 20.41 |
Net Income Growth | 193.51% | 210.47% | -11.82% | - | - | 6.82% |
Shares Outstanding (Basic) | 28 | 28 | 28 | 30 | 31 | 31 |
Shares Outstanding (Diluted) | 29 | 29 | 29 | 30 | 31 | 31 |
Shares Change (YoY) | 0.27% | -1.09% | -2.90% | -1.96% | -1.78% | -2.08% |
EPS (Basic) | 7.04 | 6.56 | 2.07 | 2.24 | -0.72 | 0.65 |
EPS (Diluted) | 6.75 | 6.32 | 2.01 | 2.22 | -0.72 | 0.65 |
EPS Growth | 194.76% | 214.43% | -9.46% | - | - | 8.33% |
Shares Outstanding | 27.91 | 28.01 | 28.1 | 29.19 | 30.39 | 31.22 |
Free Cash Flow | 344.76 | 377.06 | 129.99 | 66.95 | 319.62 | 227.15 |
Free Cash Flow Growth | -8.57% | 190.06% | 94.15% | -79.05% | 40.71% | 1772.34% |
Free Cash Flow Per Share | 11.90 | 13.02 | 4.44 | 2.22 | 10.39 | 7.26 |
Dividends Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 |
Operating Margin | 16.58% | 15.56% | 5.99% | 6.82% | -1.69% | 2.59% |
Profit Margin | 12.22% | 11.41% | 3.88% | 4.80% | -1.82% | 1.82% |
FCF Margin | 21.51% | 23.51% | 8.55% | 4.81% | 26.14% | 20.25% |
EBITDA | 265.71 | 255.94 | 97.2 | 102.19 | -13.34 | 35.96 |
EBITDA Margin | 16.58% | 15.96% | 6.39% | 7.34% | -1.09% | 3.21% |
EBIT | 265.71 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 |
EBIT Margin | 16.58% | 15.56% | 5.99% | 6.82% | -1.69% | 2.59% |
Effective Tax Rate | 24.49% | 24.73% | 30.35% | 24.36% | 18.31% | 28.18% |