Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
43.71
-0.12 (-0.27%)
Jul 31, 2026, 4:00 PM EDT - Market closed
UVE Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | - | 182.95 | 58.93 | 66.82 | -22.26 | 20.41 |
Depreciation & Amortization | - | 6.44 | 6.12 | 7.31 | 7.3 | 6.91 |
Stock-Based Compensation | - | 8.65 | 8.12 | 2.92 | 4.73 | 5.82 |
Other Adjustments | - | 1.51 | -4.42 | 1.64 | 10.84 | 5.23 |
Changes in Receivables | - | -1.94 | -3.02 | -9.32 | -7.42 | 0.24 |
Changes in Reinsurance Contract Assets | - | 366.38 | -434.98 | 635.92 | -664.7 | -50.44 |
Changes in Deferred Acquisition Costs | - | -7.39 | -11.19 | -6.33 | 5.17 | 1.79 |
Changes in Accounts Payable | - | 37.29 | 33.42 | -190.21 | 192.07 | 176.86 |
Changes in Accrued Expenses | - | -8.95 | -9.09 | 31.47 | 31.27 | -15.98 |
Changes in Unearned Premiums | - | 47.12 | 67.46 | 40.4 | 87.36 | 78.77 |
Changes in Claims Reserves | - | -278.58 | 449.17 | -528.67 | 692.57 | 23.75 |
Changes in Income Taxes Payable | - | 23.1 | -0.53 | 7.43 | 15.2 | 13.67 |
Changes in Other Operating Activities | - | 4.89 | -22.64 | 11.6 | -27.61 | -32.64 |
Operating Cash Flow | 349.55 | 381.49 | 137.36 | 70.97 | 324.52 | 234.38 |
Operating Cash Flow Growth | 44.91% | 177.74% | 93.54% | -78.13% | 38.46% | 698.62% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4.79 | -4.44 | -7.37 | -4.02 | -4.9 | -7.23 |
Sale of Property, Plant & Equipment | 0.07 | 0.04 | 0.11 | 0.04 | 0.1 | 0.16 |
Purchases of Investments | -512.98 | -462.91 | -388.13 | -184.67 | -276.65 | -505.84 |
Proceeds from Sale of Investments | 415.1 | 350.93 | 170.06 | 173.4 | 132.59 | 283.5 |
Investing Cash Flow | -92.18 | -113.61 | -228.09 | -15.25 | -148.86 | -229.4 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Repaid | -1.47 | -1.47 | -1.47 | -1.47 | -1.47 | -1.47 |
Net Short-Term Debt Issued (Repaid) | -1.47 | -1.47 | -1.47 | -1.47 | -1.47 | -1.47 |
Long-Term Debt Issued | - | - | - | - | - | 100 |
Net Long-Term Debt Issued (Repaid) | - | - | - | - | - | 100 |
Repurchase of Common Stock | -7.15 | -22.37 | -21.91 | -22.02 | -11.64 | -1.61 |
Net Common Stock Issued (Repurchased) | -7.15 | -22.37 | -21.91 | -22.02 | -11.64 | -1.61 |
Common Dividends Paid | -22.23 | -22.17 | -22.32 | -23.28 | -23.77 | -24.19 |
Preferred Share Dividends Paid | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 |
Other Financing Activities | -6.55 | -6.11 | -1.42 | -0.34 | -0.56 | -4.42 |
Financing Cash Flow | -59.78 | -52.12 | -47.13 | -47.12 | -37.46 | 68.3 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 197.59 | 215.76 | -137.87 | 8.6 | 138.2 | 73.27 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 344.76 | 377.06 | 129.99 | 66.95 | 319.62 | 227.15 |
Free Cash Flow Growth | 46.14% | 190.06% | 94.15% | -79.05% | 40.71% | 1772.34% |
FCF Margin | 21.51% | 23.51% | 8.55% | 4.81% | 26.14% | 20.25% |
Free Cash Flow Per Share | 11.90 | 13.02 | 4.44 | 2.22 | 10.39 | 7.26 |
Levered Free Cash Flow | 189.54 | 645.95 | -321.33 | 598.93 | -382.58 | 290.64 |
Unlevered Free Cash Flow | 195.85 | 652.25 | -315.35 | 605.34 | -375.71 | 192.57 |