Universal Insurance Holdings, Inc. (UVE)

NYSE: UVE · Real-Time Price · USD

42.32

-0.01 (-0.02%)

Aug 21, 2026, 4:00 PM EDT - Market closed

UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,178	948	596	466	323	530
Market Cap Growth	69.95%	59.15%	27.73%	44.34%	-39.02%	11.91%
Enterprise Value	743	650	363	237	122	312

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.56	5.18	10.11	6.98	-	25.98
PS Ratio	0.72	0.59	0.39	0.34	0.26	0.47
PB Ratio	1.85	1.72	1.60	1.37	1.12	1.23
P/FCF Ratio	3.47	2.51	4.58	6.97	1.01	2.33
P/OCF Ratio	3.42	2.49	4.34	6.57	1.00	2.26

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.46	0.41	0.24	0.17	0.10	0.28
EV/EBITDA Ratio	2.43	2.54	3.74	2.32	-	8.69
EV/EBIT Ratio	2.48	2.61	3.99	2.50	-	10.75
EV/FCF Ratio	2.19	1.72	2.80	3.54	0.38	1.38

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.15	0.18	0.27	0.34	0.36	0.30
Debt / EBITDA Ratio	0.32	0.39	1.04	1.14	-	3.63
Debt / FCF Ratio	0.29	0.27	0.78	1.74	0.32	0.57
Net Debt / Equity Ratio	-0.68	-0.56	-0.42	-0.82	-0.99	-0.28
Net Debt / EBITDA Ratio	-1.42	-1.20	-1.63	-2.75	21.43	-3.34
Net Debt / FCF Ratio	-1.28	-0.82	-1.22	-4.19	-0.89	-0.53
Quick Ratio	0.24	0.25	0.14	0.27	0.19	0.22
Current Ratio	0.55	0.57	0.54	0.53	0.64	0.51
Asset Turnover	0.50	0.56	0.59	0.54	0.49	0.59
Return on Equity (ROE)	40.16%	39.59%	16.49%	21.24%	-6.20%	4.64%
Return on Assets (ROA)	5.68%	5.49%	2.21%	2.28%	-0.52%	0.95%
Return on Invested Capital (ROIC)	31.69%	33.35%	13.61%	16.91%	-4.34%	3.87%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	18.67%	19.30%	9.89%	14.33%	-6.89%	3.85%
FCF Yield	28.84%	39.77%	21.82%	14.36%	98.91%	42.87%
Dividend Yield	1.51%	1.92%	3.17%	4.33%	6.85%	4.56%
Payout Ratio	8.41%	12.12%	37.89%	34.85%	-	118.59%
Buyback Yield / Dilution	0.55%	1.09%	2.90%	1.96%	1.78%	2.08%
Total Shareholder Return	2.06%	3.00%	6.06%	6.30%	8.63%	6.64%

SEC Filings: 10-K · 10-Q