Universal Insurance Holdings, Inc. (UVE)

UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 17, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	997	947	592	463	322	531
Market Cap Growth	48.27%	59.99%	27.83%	43.83%	-39.37%	12.81%
Enterprise Value	688.14	946.67	591.7	462.88	321.82	530.76
Last Close Price	35.58	33.80	21.06	15.98	10.59	17.00
PE Ratio	5.63	5.35	10.48	7.20	-14.71	26.15
Forward PE	8.90	10.97	10.58	8.32	8.61	6.91
PS Ratio	0.62	0.59	0.39	0.33	0.26	0.47
PB Ratio	1.81	1.72	1.59	1.36	1.12	1.24
P/TBV Ratio	1.87	1.78	1.65	1.41	1.13	1.24
P/FCF Ratio	2.64	2.51	4.55	6.91	1.01	2.34
P/OCF Ratio	2.61	2.48	4.31	6.52	0.99	2.26
EV/Sales Ratio	0.43	0.59	0.39	0.33	0.26	0.47
EV/EBITDA Ratio	2.69	3.70	6.09	4.53	-24.12	14.76
EV/EBIT Ratio	2.76	3.79	6.50	4.88	-15.59	18.27
EV/FCF Ratio	1.83	2.51	4.55	6.91	1.01	2.34
Asset Turnover	0.56	0.56	0.59	0.53	0.49	0.59
Return on Equity (ROE)	39.59%	39.59%	16.49%	21.24%	-6.20%	4.64%
Return on Assets (ROA)	6.61%	6.61%	2.46%	2.76%	-0.68%	1.09%
Return on Invested Capital (ROIC)	7.47%	7.47%	2.80%	3.25%	-0.80%	1.23%
Return on Capital Employed (ROCE)	8.78%	8.78%	3.53%	3.64%	-0.83%	1.52%
Earnings Yield	18.36%	18.70%	9.54%	13.89%	-6.80%	3.82%
FCF Yield	37.84%	39.83%	21.97%	14.46%	99.32%	42.80%
Dividend Yield	2.16%	2.35%	3.72%	4.88%	7.30%	4.56%
Payout Ratio	12.18%	12.12%	37.87%	34.84%	-106.82%	118.54%
Buyback Yield / Dilution	1.09%	1.09%	2.90%	1.96%	1.78%	2.08%
Total Shareholder Return	3.25%	3.44%	6.61%	6.85%	9.08%	6.64%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q