Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
43.13
+1.04 (2.47%)
Oct 1, 2026, 4:00 PM EDT - Market closed
UVE Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 1,200 | 948 | 596 | 466 | 323 | 530 | |
Market Cap Growth | 61.16% | 59.15% | 27.73% | 44.34% | -39.02% | 11.91% |
Enterprise Value | 766 | 650 | 363 | 237 | 122 | 312 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.67 | 5.18 | 10.11 | 6.98 | - | 25.98 |
PS Ratio | 0.74 | 0.59 | 0.39 | 0.34 | 0.26 | 0.47 |
PB Ratio | 1.88 | 1.72 | 1.60 | 1.37 | 1.12 | 1.23 |
P/FCF Ratio | 3.53 | 2.51 | 4.58 | 6.97 | 1.01 | 2.33 |
P/OCF Ratio | 3.49 | 2.49 | 4.34 | 6.57 | 1.00 | 2.26 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.47 | 0.41 | 0.24 | 0.17 | 0.10 | 0.28 |
EV/EBITDA Ratio | 2.51 | 2.54 | 3.74 | 2.32 | - | 8.69 |
EV/EBIT Ratio | 2.56 | 2.61 | 3.99 | 2.50 | - | 10.75 |
EV/FCF Ratio | 2.26 | 1.72 | 2.80 | 3.54 | 0.38 | 1.38 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.15 | 0.18 | 0.27 | 0.34 | 0.36 | 0.30 |
Debt / EBITDA Ratio | 0.32 | 0.39 | 1.04 | 1.14 | - | 3.63 |
Debt / FCF Ratio | 0.29 | 0.27 | 0.78 | 1.74 | 0.32 | 0.57 |
Net Debt / Equity Ratio | -0.68 | -0.56 | -0.42 | -0.82 | -0.99 | -0.28 |
Net Debt / EBITDA Ratio | -1.42 | -1.20 | -1.63 | -2.75 | 21.43 | -3.34 |
Net Debt / FCF Ratio | -1.28 | -0.82 | -1.22 | -4.19 | -0.89 | -0.53 |
Quick Ratio | 0.25 | 0.25 | 0.14 | 0.27 | 0.19 | 0.22 |
Current Ratio | 0.57 | 0.57 | 0.54 | 0.53 | 0.64 | 0.51 |
Asset Turnover | 0.50 | 0.56 | 0.59 | 0.54 | 0.49 | 0.59 |
Return on Equity (ROE) | 40.16% | 39.59% | 16.49% | 21.24% | -6.20% | 4.64% |
Return on Assets (ROA) | 5.68% | 5.49% | 2.21% | 2.28% | -0.52% | 0.95% |
Return on Invested Capital (ROIC) | 31.69% | 33.35% | 13.61% | 16.91% | -4.34% | 3.87% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 18.32% | 19.30% | 9.89% | 14.33% | -6.89% | 3.85% |
FCF Yield | 28.30% | 39.77% | 21.82% | 14.36% | 98.91% | 42.87% |
Dividend Yield | 1.48% | 1.92% | 3.17% | 4.33% | 6.85% | 4.56% |
Payout Ratio | 8.41% | 12.12% | 37.89% | 34.85% | - | 118.59% |
Buyback Yield / Dilution | 0.55% | 1.09% | 2.90% | 1.96% | 1.78% | 2.08% |
Total Shareholder Return | 2.03% | 3.00% | 6.06% | 6.30% | 8.63% | 6.64% |