World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Interest Income	435.39	422.38	420.3	457.87	452.24
Net Interest Income Growth	3.08%	0.50%	-8.21%	1.24%	6.31%
Non-Interest Income	100.91	99.75	104.69	108.21	99.52
Non-Interest Income Growth	1.16%	-4.71%	-3.26%	8.73%	29.45%
Revenues Before Loan Losses	536.3	522.13	524.98	566.08	551.76
Provision for Credit Losses	188.6	169.22	156.97	259.46	186.21
Revenue	347.7	352.92	368.01	306.62	365.56
Revenue Growth (YoY)	-1.48%	-4.10%	20.02%	-16.12%	-12.14%
Compensation Expenses	200.02	141.06	164.45	177.69	183.06
Selling, General & Admin	101.86	99.87	104.15	101.78	116.92
Total Non-Interest Expense	301.88	240.93	268.6	279.47	299.98
Pretax Income	45.82	111.99	99.41	27.15	65.58
Provision for Income Taxes	10.8	22.24	22.06	5.91	11.66
Net Income	35.01	89.74	77.35	21.23	53.92
Net Income to Common	35.01	89.74	77.35	21.23	53.92
Net Income Growth	-60.98%	16.03%	264.29%	-60.62%	-38.92%
Shares Outstanding (Basic)	5	5	6	6	6
Shares Outstanding (Diluted)	5	6	6	6	6
Shares Change (YoY)	-8.73%	-6.05%	-0.62%	-7.31%	-4.62%
EPS (Basic)	6.97	16.54	13.45	3.69	8.88
EPS (Diluted)	6.97	16.30	13.19	3.60	8.47
EPS Growth	-57.24%	23.58%	266.39%	-57.50%	-35.98%
Shares Outstanding	4.94	5.37	5.94	6.23	6.35
Free Cash Flow	0	250.48	259.85	285.73	266.38
Free Cash Flow Growth	-	-3.61%	-9.06%	7.26%	23.74%
Free Cash Flow Per Share	-	45.48	44.33	48.44	41.86
Profit Margin	10.07%	25.43%	21.02%	6.92%	14.75%
FCF Margin	0.00%	70.97%	70.61%	93.19%	72.87%
EBITDA	0	10.13	10.89	10.91	197.47
EBITDA Margin	0.00%	2.87%	2.96%	3.56%	54.02%
Effective Tax Rate	23.58%	19.86%	22.19%	21.79%	17.78%

SEC Filings: 10-K · 10-Q