World Acceptance Corporation (WRLD)
NASDAQ: WRLD · Real-Time Price · USD
190.57
+10.26 (5.69%)
At close: Sep 2, 2026, 4:00 PM EDT
190.55
-0.02 (-0.01%)
After-hours: Sep 2, 2026, 7:30 PM EDT
World Acceptance Cash Flow Statement
Financials in millions USD. Fiscal year is April - March.
Millions USD. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 39.11 | 34.59 | 89.24 | 77.05 | 21.23 | 53.92 |
Depreciation & Amortization | 8.85 | 8.99 | 10.13 | 10.89 | 10.91 | 11.67 |
Other Amortization | 17.18 | 16.5 | 15.38 | 15.9 | 17.18 | 18.01 |
Loss (Gain) From Sale of Assets | -0.24 | -0.38 | -0.06 | -0.06 | 0.01 | 0.46 |
Stock-Based Compensation | 21.44 | 19.34 | -19.69 | -1.68 | 9.05 | 17.58 |
Provision & Write-off of Bad Debts | 181.84 | 188.6 | 169.22 | 156.97 | 259.46 | 186.21 |
Other Operating Activities | -5.62 | -6.19 | -3.02 | 7.6 | -4.82 | -20.02 |
Change in Accounts Payable | -8.45 | -5.54 | -12.1 | 3.11 | -7.48 | 17 |
Change in Unearned Revenue | 0.5 | 0.58 | 0.67 | 0.4 | - | - |
Change in Income Taxes | -0.16 | -2.64 | 3.31 | -5.62 | -4.85 | -4.19 |
Change in Other Net Operating Assets | 11.12 | 5.52 | 1.07 | 1.22 | -9.15 | -8.19 |
Operating Cash Flow | 265.58 | 259.36 | 254.16 | 265.78 | 291.55 | 272.45 |
Operating Cash Flow Growth | 0.63% | 2.04% | -4.37% | -8.84% | 7.01% | 20.04% |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -4.12 | -3.88 | -3.68 | -5.93 | -5.83 | -6.07 |
Sale of Property, Plant & Equipment | 0.55 | 0.79 | 0.55 | 0.35 | 0.53 | 1.35 |
Cash Acquisitions | -2.29 | - | -18.95 | -1.98 | -23.13 | -10.86 |
Other Investing Activities | -1.18 | - | - | - | - | - |
Investing Cash Flow | -215.63 | -232.88 | -152.75 | -135.14 | -180.58 | -451.89 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Long-Term Debt Issued | - | 1,002 | 416.6 | 305.7 | 313.86 | 815.32 |
Long-Term Debt Repaid | - | -865.96 | -465.56 | -404.24 | -410.18 | -523.86 |
Net Debt Issued (Repaid) | 97.39 | 136.49 | -48.96 | -98.53 | -96.31 | 291.46 |
Issuance of Common Stock | 4.47 | 2.74 | 2.36 | 2.87 | 0.65 | 12.81 |
Repurchase of Common Stock | -127.33 | -141.49 | -56.87 | -39.03 | -16.86 | -116.21 |
Other Financing Activities | -4.63 | -4.57 | -0.05 | -0.62 | -1.18 | -5.12 |
Financing Cash Flow | -30.1 | -6.83 | -103.52 | -135.32 | -113.7 | 182.93 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | 19.85 | 19.64 | -2.11 | -4.67 | -2.73 | 3.49 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | 261.46 | 255.48 | 250.48 | 259.85 | 285.73 | 266.38 |
Free Cash Flow Growth | 0.46% | 1.99% | -3.61% | -9.06% | 7.26% | 23.74% |
Free Cash Flow Margin | 44.22% | 43.69% | 44.40% | 45.38% | 46.74% | 45.48% |
Free Cash Flow Per Share | 53.92 | 50.83 | 45.48 | 44.33 | 48.44 | 41.86 |
Levered Free Cash Flow | 60.71 | 14.78 | 92.84 | 119.06 | 130.43 | -155.44 |
Unlevered Free Cash Flow | 75.56 | 29.18 | 104.15 | 133.3 | 144.79 | -152.55 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Interest Paid | 45.98 | 47.4 | 44.69 | 48.84 | 51.76 | 21.32 |
Cash Income Tax Paid | 0.95 | - | - | - | 10.78 | 30.94 |
Change in Working Capital | 3 | -2.09 | -7.04 | -0.89 | -21.48 | 4.62 |