World Acceptance Corporation (WRLD)

World Acceptance Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Operating Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Net Income	34.59	89.24	77.05	21.23	53.92
Depreciation & Amortization	8.99	10.13	10.89	10.91	11.67
Other Amortization	16.5	15.38	15.9	17.18	18.01
Loss (Gain) From Sale of Assets	-0.38	-0.06	-0.06	0.01	0.46
Stock-Based Compensation	19.34	-19.69	-1.68	9.05	17.58
Provision & Write-off of Bad Debts	188.6	169.22	156.97	259.46	186.21
Other Operating Activities	-6.19	-3.02	7.6	-4.82	-20.02
Change in Accounts Payable	-5.54	-12.1	3.11	-7.48	17
Change in Unearned Revenue	0.58	0.67	0.4	-	-
Change in Income Taxes	-2.64	3.31	-5.62	-4.85	-4.19
Change in Other Net Operating Assets	5.52	1.07	1.22	-9.15	-8.19
Operating Cash Flow	259.36	254.16	265.78	291.55	272.45
Operating Cash Flow Growth	2.04%	-4.37%	-8.84%	7.01%	20.04%

Investing Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Capital Expenditures	-3.88	-3.68	-5.93	-5.83	-6.07
Sale of Property, Plant & Equipment	0.79	0.55	0.35	0.53	1.35
Cash Acquisitions	-	-18.95	-1.98	-23.13	-10.86
Investing Cash Flow	-232.88	-152.75	-135.14	-180.58	-451.89

Financing Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Long-Term Debt Issued	1,002	416.6	305.7	313.86	815.32
Long-Term Debt Repaid	-865.96	-465.56	-404.24	-410.18	-523.86
Net Debt Issued (Repaid)	136.49	-48.96	-98.53	-96.31	291.46
Issuance of Common Stock	2.74	2.36	2.87	0.65	12.81
Repurchase of Common Stock	-141.49	-56.87	-39.03	-16.86	-116.21
Other Financing Activities	-4.57	-0.05	-0.62	-1.18	-5.12
Financing Cash Flow	-6.83	-103.52	-135.32	-113.7	182.93

Net Cash Flow

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Net Cash Flow	19.64	-2.11	-4.67	-2.73	3.49

Free Cash Flow

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Free Cash Flow	255.48	250.48	259.85	285.73	266.38
Free Cash Flow Growth	1.99%	-3.61%	-9.06%	7.26%	23.74%
Free Cash Flow Margin	43.69%	44.40%	45.38%	46.74%	45.48%
Free Cash Flow Per Share	50.83	45.48	44.33	48.44	41.86
Levered Free Cash Flow	14.78	92.84	119.06	130.43	-155.44
Unlevered Free Cash Flow	29.18	104.15	133.3	144.79	-152.55

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash Interest Paid	47.4	44.69	48.84	51.76	21.32
Cash Income Tax Paid	-	-	-	10.78	30.94
Change in Working Capital	-2.09	-7.04	-0.89	-21.48	4.62

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Oct 23, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error