World Acceptance Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	28.41	9.73	11.84	16.51	19.24
Gross Loans	1,279	1,226	1,277	1,390	1,523
Allowance for Loan Losses	-437.11	-412.67	-429.71	-502.23	-537.27
Net Loans	841.88	812.97	847.44	887.79	985.52
Net Property, Plant & Equipment	88.96	96	102.4	105.22	110.72
Other Intangible Assets	4.21	7.39	11.07	15.29	19.76
Goodwill	7.37	7.37	7.37	7.37	7.37
Other Non-Earning Assets	81.32	74.16	76.23	85.15	75.7
Total Assets	1,052	1,008	1,056	1,117	1,218
Short-Term Borrowings	143.29	-	-	-	-
Accounts Payable	37.03	42.37	53.97	50.56	58.04
Long-Term Debt	443.94	446.87	496.03	595.26	692.37
Other Liabilities	73.97	78.91	81.92	86.27	94.86
Total Liabilities	698.23	568.15	631.92	732.09	845.27
Additional Paid-in Capital	-	266.43	286.43	288.07	280.91
Retained Earnings	-	173.05	137.99	97.15	92.12
Shareholders' Equity	353.92	439.48	424.43	385.23	373.02
Total Liabilities & Equity	1,052	1,008	1,056	1,117	1,218
Total Debt	443.94	446.87	496.03	595.26	692.37
Net Cash (Debt)	-443.94	-446.87	-496.03	-595.26	-692.37
Net Cash Per Share	-88.33	-81.15	-84.62	-100.92	-108.79
Book Value	353.92	439.48	424.43	385.23	373.02
Book Value Per Share	70.42	79.80	72.40	65.31	58.61
Tangible Book Value	342.34	424.72	405.99	362.57	345.9
Tangible Book Value Per Share	68.11	77.12	69.26	61.47	54.35

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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