ACIC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	306.85	273.99	262.06	222.93	221.13
Total Interest & Dividend Income	22.21	20.8	8.3	6.04	5.9
Gain (Loss) on Sale of Investments	6.38	1.87	-5.98	-8.48	1.61
Other Revenue	-	-	0.02	1.18	0.05
Total Revenue	335.44	296.66	264.4	221.67	228.69
Revenue Growth (YoY)	13.07%	12.20%	19.28%	-3.07%	-72.99%
Policy Benefits	46.04	69.32	46.68	96.11	89.05
Policy Acquisition & Underwriting Costs	97.84	70.99	75.44	81	93.2
Selling, General & Administrative	40.46	44.76	37.56	43.75	47.68
Total Operating Expenses	184.35	185.07	159.67	220.85	229.93
Operating Income	151.09	111.59	104.73	0.82	-1.24
Interest Expense	-10.82	-12	-10.88	-9.48	-9.3
Other Non Operating Income (Expenses)	2.46	2.06	1.67	-2.56	0.13
EBT Excluding Unusual Items	142.73	101.66	95.52	-11.22	-10.42
Gain (Loss) on Sale of Assets	-	-	0.56	12.9	-
Pretax Income	142.73	101.66	96.08	1.68	-10.42
Income Tax Expense	35.94	25.34	10.88	26.23	-6.7
Earnings From Continuing Ops.	106.8	76.32	85.2	-24.55	-3.72
Earnings From Discontinued Ops.	0.04	-0.6	224.71	-445.41	-56.15
Net Income to Company	106.84	75.72	309.91	-469.97	-59.87
Minority Interest in Earnings	-	-	-	0.11	1.95
Net Income	106.84	75.72	309.91	-469.86	-57.92
Net Income to Common	106.84	75.72	309.91	-469.86	-57.92
Net Income Growth	41.10%	-75.57%	-	-	-
Shares Outstanding (Basic)	48	48	44	43	43
Shares Outstanding (Diluted)	50	49	44	43	43
Shares Change (YoY)	0.85%	11.21%	3.10%	0.24%	0.20%
EPS (Basic)	2.20	1.58	7.11	-10.91	-1.35
EPS (Diluted)	2.15	1.54	6.98	-10.91	-1.35
EPS Growth	39.86%	-77.98%	-	-	-
Free Cash Flow	-	243.49	-136.2	-176.16	-300.66
Free Cash Flow Per Share	-	4.93	-3.07	-4.09	-7.00
Dividend Per Share	-	-	-	0.060	0.240
Dividend Growth	-	-	-	-75.00%	-
Operating Margin	45.04%	37.62%	39.61%	0.37%	-0.54%
Profit Margin	31.85%	25.52%	117.21%	-211.96%	-25.33%
Free Cash Flow Margin	-	82.08%	-51.51%	-79.47%	-131.47%
EBITDA	157.48	120.13	111.48	9.03	7.84
EBITDA Margin	46.95%	40.49%	42.16%	4.07%	3.43%
D&A For EBITDA	6.39	8.54	6.75	8.21	9.08
EBIT	151.09	111.59	104.73	0.82	-1.24
EBIT Margin	45.04%	37.62%	39.61%	0.37%	-0.54%
Effective Tax Rate	25.18%	24.93%	11.32%	1560.56%	-
Revenue as Reported	335.44	296.66	264.4	221.67	228.69

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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