ACIC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	306.85	273.99	262.06	0.22	0.22
Investment Income	22.21	20.8	8.3	0.01	0.01
Net Gains on Investments	6.38	1.87	-5.98	-0.01	0
Total Other Revenues	-	-	0.02	0	0
Revenue	335.44	296.66	264.4	0.22	0.23
Revenue Growth (YoY)	13.07%	12.20%	119174.79%	-3.07%	-72.99%
Insurance Benefits & Claims	46.04	69.32	46.68	0.1	0.09
Policy Amortization Costs	97.84	70.99	75.44	0.08	0.09
Other Operating Expenses	40.46	44.76	37.56	0.04	0.05
Operating Income	151.09	111.59	104.73	0	-0
Interest Expense	-10.82	-12	-10.88	-0.01	-0.01
Other Non-Operating Income (Expense)	2.46	2.06	2.23	0.01	0
Total Non-Operating Income (Expense)	-8.36	-9.93	-8.65	0	-0.01
Pretax Income	142.73	101.66	96.08	0	-0.01
Provision for Income Taxes	35.94	25.34	10.88	0.03	-0.01
Net Income	106.84	75.72	309.91	-0.47	-0.06
Minority Interest in Earnings	-	-	-	-0	-0
Earnings From Discontinued Operations	0.04	-0.6	224.71	-0.45	-0.06
Net Income to Common	106.84	75.72	309.91	-0.47	-0.06
Net Income Growth	41.10%	-75.57%	-	-	-
Shares Outstanding (Basic)	48	48	44	43	43
Shares Outstanding (Diluted)	50	49	44	43	43
Shares Change (YoY)	0.85%	11.21%	3.10%	0.24%	0.20%
EPS (Basic)	2.20	1.59	7.11	-10.91	-1.35
EPS (Diluted)	2.15	1.54	6.98	-10.91	-1.35
EPS Growth	39.61%	-77.94%	-	-	-
Free Cash Flow	70.87	243.49	-136.2	-0.18	-0.3
Free Cash Flow Growth	-70.89%	-	-	-	-
Free Cash Flow Per Share	1.42	4.93	-3.07	-0.00	-0.01
Dividends Per Share	-	-	-	0.060	0.240
Dividend Growth	-	-	-	-75.00%	-
Operating Margin	45.04%	37.62%	39.61%	0.37%	-0.54%
Profit Margin	31.84%	25.73%	32.23%	-11.08%	-1.63%
FCF Margin	21.13%	82.08%	-51.51%	-79.47%	-131.47%
EBITDA	157.66	120.46	115.35	0.02	0.01
EBITDA Margin	47.00%	40.61%	43.63%	10.89%	4.60%
EBIT	151.09	111.59	104.73	0	-0
EBIT Margin	45.04%	37.62%	39.61%	0.37%	-0.54%
Effective Tax Rate	25.18%	24.93%	11.32%	1560.56%	64.31%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

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