American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
11.16
-0.76 (-6.38%)
At close: May 9, 2025, 4:00 PM
11.47
+0.31 (2.78%)
After-hours: May 9, 2025, 5:40 PM EDT
ACIC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 279.63 | 273.99 | 262.06 | 222.93 | 221.13 | 765.66 | Upgrade
|
| Total Interest & Dividend Income | 21.29 | 20.8 | 8.3 | 6.04 | 5.9 | 24.13 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.34 | 1.87 | -5.98 | -8.48 | 1.61 | 39.13 | Upgrade
|
| Other Revenue | - | - | 0.02 | 1.18 | 0.05 | 17.74 | Upgrade
|
| Total Revenue | 302.26 | 296.66 | 264.4 | 221.67 | 228.69 | 846.66 | Upgrade
|
| Revenue Growth (YoY) | 23.92% | 12.20% | 19.28% | -3.07% | -72.99% | 2.61% | Upgrade
|
| Policy Benefits | 68.23 | 69.32 | 46.68 | 96.11 | 89.05 | 608.32 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 84.86 | 70.99 | 75.44 | 81 | 93.2 | 236 | Upgrade
|
| Selling, General & Administrative | 43.01 | 44.76 | 37.56 | 43.75 | 47.68 | 124.93 | Upgrade
|
| Total Operating Expenses | 196.11 | 185.07 | 159.67 | 220.85 | 229.93 | 969.25 | Upgrade
|
| Operating Income | 106.16 | 111.59 | 104.73 | 0.82 | -1.24 | -122.6 | Upgrade
|
| Interest Expense | -11.99 | -12 | -10.88 | -9.48 | -9.3 | -9.58 | Upgrade
|
| Other Non Operating Income (Expenses) | 2.32 | 2.06 | 1.67 | -2.56 | 0.13 | 0.07 | Upgrade
|
| EBT Excluding Unusual Items | 96.49 | 101.66 | 95.52 | -11.22 | -10.42 | -132.1 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.56 | 12.9 | - | - | Upgrade
|
| Pretax Income | 96.49 | 101.66 | 96.08 | 1.68 | -10.42 | -132.1 | Upgrade
|
| Income Tax Expense | 24.16 | 25.34 | 10.88 | 26.23 | -6.7 | -36.61 | Upgrade
|
| Earnings From Continuing Ops. | 72.32 | 76.32 | 85.2 | -24.55 | -3.72 | -95.5 | Upgrade
|
| Earnings From Discontinued Ops. | 1.15 | -0.6 | 224.71 | -445.41 | -56.15 | - | Upgrade
|
| Net Income to Company | 73.47 | 75.72 | 309.91 | -469.97 | -59.87 | -95.5 | Upgrade
|
| Minority Interest in Earnings | - | - | - | 0.11 | 1.95 | -0.96 | Upgrade
|
| Net Income | 73.47 | 75.72 | 309.91 | -469.86 | -57.92 | -96.45 | Upgrade
|
| Net Income to Common | 73.47 | 75.72 | 309.91 | -469.86 | -57.92 | -96.45 | Upgrade
|
| Net Income Growth | 10.93% | -75.57% | - | - | - | - | Upgrade
|
| Shares Outstanding (Basic) | 48 | 48 | 44 | 43 | 43 | 43 | Upgrade
|
| Shares Outstanding (Diluted) | 50 | 49 | 44 | 43 | 43 | 43 | Upgrade
|
| Shares Change (YoY) | 8.25% | 11.21% | 3.10% | 0.24% | 0.20% | 0.24% | Upgrade
|
| EPS (Basic) | 1.53 | 1.58 | 7.11 | -10.91 | -1.35 | -2.25 | Upgrade
|
| EPS (Diluted) | 1.49 | 1.54 | 6.98 | -10.91 | -1.35 | -2.25 | Upgrade
|
| EPS Growth | 3.21% | -77.98% | - | - | - | - | Upgrade
|
| Free Cash Flow | 145.35 | 243.49 | -136.2 | -176.16 | -300.66 | -21.32 | Upgrade
|
| Free Cash Flow Per Share | 2.94 | 4.93 | -3.07 | -4.09 | -7.00 | -0.50 | Upgrade
|
| Dividend Per Share | - | - | - | 0.060 | 0.240 | 0.240 | Upgrade
|
| Dividend Growth | - | - | - | -75.00% | - | - | Upgrade
|
| Operating Margin | 35.12% | 37.62% | 39.61% | 0.37% | -0.54% | -14.48% | Upgrade
|
| Profit Margin | 24.31% | 25.52% | 117.21% | -211.96% | -25.33% | -11.39% | Upgrade
|
| Free Cash Flow Margin | 48.09% | 82.08% | -51.51% | -79.47% | -131.47% | -2.52% | Upgrade
|
| EBITDA | 114.25 | 120.13 | 111.48 | 9.03 | 7.84 | -111.89 | Upgrade
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| EBITDA Margin | 37.80% | 40.49% | 42.16% | 4.07% | 3.43% | -13.21% | Upgrade
|
| D&A For EBITDA | 8.09 | 8.54 | 6.75 | 8.21 | 9.08 | 10.71 | Upgrade
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| EBIT | 106.16 | 111.59 | 104.73 | 0.82 | -1.24 | -122.6 | Upgrade
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| EBIT Margin | 35.12% | 37.62% | 39.61% | 0.37% | -0.54% | -14.48% | Upgrade
|
| Effective Tax Rate | 25.04% | 24.93% | 11.32% | 1560.56% | - | - | Upgrade
|
| Revenue as Reported | 296.66 | 296.66 | 264.4 | 221.67 | 228.69 | 846.66 | Upgrade
|
Updated Mar 10, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.