American Coastal Insurance Corporation (ACIC)

NASDAQ: ACIC · Real-Time Price · USD

9.51

+0.11 (1.17%)

At close: Aug 26, 2026, 4:00 PM EDT

9.51

0.00 (0.00%)

After-hours: Aug 26, 2026, 4:20 PM EDT

ACIC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	238.4	253.15	281	138.39	204.68	659.5
Investments in Equity & Preferred Securities	70.87	73.8	39.92	2.48	19.21	59.69
Other Investments	16.68	21.1	20.49	14	0.13	0.38
Total Investments	332.8	354.89	341.42	154.87	224.01	719.57
Cash & Equivalents	218.94	198.76	137.04	138.93	70.9	212.02
Reinsurance Recoverable	117.44	128.21	263.42	340.82	796.55	997.12
Other Receivables	123.36	73.6	49.53	47.69	40.91	82.46
Deferred Policy Acquisition Cost	54.69	37.82	40.28	21.15	52.37	38.52
Property, Plant & Equipment	3.7	3.68	8.95	4.22	6.49	32.26
Goodwill	59.48	59.48	59.48	59.48	59.48	73.05
Other Intangible Assets	2.2	3.47	5.91	8.55	12.85	19.37
Restricted Cash	98.28	94.09	62.36	18.07	45.99	33.25
Other Current Assets	224.76	109.7	234.14	232.44	1,525	430.63
Long-Term Deferred Tax Assets	-	-	2.93	5.3	-	23.92
Other Long-Term Assets	8.15	9.04	10.68	30.86	2.64	36.41
Total Assets	1,244	1,073	1,216	1,062	2,837	2,699

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	79.72	112.78	86.14	74.78	74.39	76.26
Unpaid Claims	118.92	165.7	322.09	347.74	842.96	1,084
Unearned Premiums	335.45	249.62	285.35	276.16	258.98	644.94
Reinsurance Payable	203.88	66.84	83.13	-	30.5	248.63
Current Portion of Leases	0.2	0.4	-	-	0	-
Long-Term Debt	149.52	149.35	149.02	148.69	148.36	156.56
Long-Term Leases	2.83	2.74	3.32	0.74	1.69	1.95
Long-Term Deferred Tax Liabilities	-	7.55	-	-	0.18	-
Other Current Liabilities	-	-	49.94	44.13	1,655	-
Other Long-Term Liabilities	12.49	0.19	1.46	1.38	7.67	153.83
Total Liabilities	903.01	755.17	980.45	893.61	3,020	2,367

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.01	0.01	0.01	0.01	0	0
Additional Paid-In Capital	442.56	439.74	436.52	423.72	395.63	394.27
Retained Earnings	-73.36	-114.51	-184.77	-237.39	-546.3	-74.9
Treasury Stock	-19.87	-0.43	-0.43	-0.43	-0.43	-0.43
Comprehensive Income & Other	-8.54	-7.24	-15.67	-17.14	-30.95	-6.53
Total Common Equity	340.79	317.57	235.66	168.77	-182.04	312.41
Minority Interest	-	-	-	-	-	19.55
Shareholders' Equity	340.79	317.57	235.66	168.77	-182.04	331.96
Total Liabilities & Equity	1,244	1,073	1,216	1,062	2,837	2,699

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Filing Date Shares Outstanding	46.67	48.08	47.64	47.35	42.6	42.98
Total Common Shares Outstanding	46.67	48.19	47.6	46.33	42.57	42.81
Total Debt	152.54	152.49	152.34	149.43	150.05	158.51
Net Cash (Debt)	66.4	46.27	-15.31	-10.5	-79.14	53.51
Net Cash Growth	-59.28%	-	-	-	-	-32.32%
Net Cash Per Share	1.33	0.93	-0.31	-0.24	-1.84	1.25
Book Value Per Share	7.30	6.59	4.95	3.64	-4.28	7.30
Tangible Book Value	279.11	254.62	170.28	100.74	-254.37	220
Tangible Book Value Per Share	5.98	5.28	3.58	2.17	-5.98	5.14
Land	-	-	-	-	-	2.11
Buildings	-	-	-	-	-	9.21
Machinery	2.27	9.02	14.36	8.67	10.58	44.74
Leasehold Improvements	0.1	0.1	-	0.31	0.75	0.75

SEC Filings: 10-K · 10-Q