American Coastal Insurance Corporation (ACIC)

ACIC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt Securities	238.4	253.15	281	138.39	204.68	663.6
Equity and Preferred Securities	57.05	61.69	36.79	-	15.66	37.96
Other Investments	37.35	40.05	23.62	16.49	3.68	18.01
Total Investments	332.8	354.89	341.42	154.87	224.01	719.57

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	317.22	292.85	199.39	157	116.89	245.28
Reinsurance Contract Assets	342.2	237.9	424.31	496.12	887.04	1,428
Deferred Acquisition Costs	54.69	37.82	40.28	21.15	52.37	38.52
Other Receivables	123.36	73.6	49.53	47.69	40.91	82.46
Net Property, Plant & Equipment	0.87	0.72	5.74	3.66	5.29	31.56
Other Intangible Assets	2.2	3.47	5.91	8.55	12.77	18.38
Goodwill	59.48	59.48	59.48	59.48	59.48	73.05
Other Assets	10.98	12	90.06	113.86	1,439	62.02
Total Assets	1,244	1,073	1,216	1,062	2,837	2,699

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Unearned Premiums	335.45	249.62	285.35	276.16	258.98	644.94
Claims Reserves	118.92	165.7	322.09	347.74	842.96	1,084
Reinsurance Contract Liabilities	203.88	66.84	83.13	-	30.5	248.63
Accounts Payable	79.72	112.78	86.14	75.49	76.39	190.78
Total Debt	149.52	149.35	149.02	148.69	148.36	156.56
Long-Term Leases	3.02	3.14	3.32	0.74	1.69	1.93
Other Liabilities	12.49	7.74	51.4	44.8	1,661	39.32
Total Liabilities	903.01	755.17	980.45	893.61	3,020	2,367

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.01	0.01	0.01	0.01	0	0
Treasury Stock	-19.87	-0.43	-0.43	-0.43	-0.43	-0.43
Additional Paid-in Capital	442.56	439.74	436.52	423.72	395.63	394.27
Accumulated Other Comprehensive Income	-8.54	-7.24	-15.67	-17.14	-30.95	-6.53
Retained Earnings	-73.36	-114.51	-184.77	-237.39	-546.3	-74.9
Total Common Shareholders' Equity	340.79	317.57	235.66	168.77	-182.04	312.41
Minority Interest	-	-	-	-	-	19.55
Shareholders' Equity	340.79	317.57	235.66	168.77	-182.04	331.96
Total Liabilities & Equity	1,244	1,073	1,216	1,062	2,837	2,699

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3.02	3.14	3.32	0.74	1.69	1.93
Net Cash (Debt)	-3.02	-3.14	-3.32	-0.74	-1.69	-1.93
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.06	-0.06	-0.07	-0.02	-0.04	-0.04
Book Value	340.79	317.57	235.66	168.77	-182.04	312.41
Book Value Per Share	6.85	6.38	4.77	3.80	-4.23	7.27
Tangible Book Value	279.11	254.62	170.28	100.74	-254.29	220.99
Tangible Book Value Per Share	5.61	5.11	3.45	2.27	-5.91	5.15

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: Aug 5, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 6, 2026

Data Sources Report a data error