American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
9.51
+0.11 (1.17%)
At close: Aug 26, 2026, 4:00 PM EDT
9.51
0.00 (0.00%)
After-hours: Aug 26, 2026, 4:20 PM EDT
ACIC Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 100.2 | 106.84 | 75.72 | 309.91 | -469.86 | -57.92 |
Depreciation & Amortization | 4.44 | 6.24 | 8.54 | 7.08 | 8.21 | 9.08 |
Other Amortization | 0.33 | 0.33 | 0.33 | - | - | 0.34 |
Gain (Loss) on Sale of Assets | - | 0.33 | - | -0.59 | -12.89 | - |
Gain (Loss) on Sale of Investments | -12.16 | -3.74 | -1.06 | 3.59 | 44.29 | 2.01 |
Stock-Based Compensation | 4.94 | 4.3 | 2.55 | 1.32 | 1.39 | 1.19 |
Change in Accounts Receivable | -66.41 | -25.43 | -0.92 | 16.05 | -6.83 | 8.07 |
Reinsurance Recoverable | 52.19 | 135.25 | 77.4 | 741.14 | -634.25 | -175.79 |
Change in Accounts Payable | 14.36 | -10.89 | 11.91 | 2.14 | -1.76 | -14.92 |
Change in Unearned Revenue | -48.54 | -32.4 | 12.54 | -154.11 | -99.12 | -79 |
Change in Insurance Reserves / Liabilities | -100.32 | -156.49 | -26.64 | -656.29 | 963.02 | 31.1 |
Change in Other Net Operating Assets | 32.92 | 53.71 | 18.44 | -174.17 | 198.08 | -31.18 |
Other Operating Activities | 7.12 | 11.65 | -2.22 | 15.58 | 30.71 | -33.53 |
Operating Cash Flow | -30.61 | 71.03 | 243.51 | -136 | -173.11 | -295.39 |
Operating Cash Flow Growth | - | -70.83% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.43 | -0.16 | -0.02 | -0.2 | -3.05 | -5.27 |
Sale of Property, Plant & Equipment | - | - | - | 0.63 | 21.24 | - |
Investment in Securities | -1.06 | -3.72 | -179.19 | 229.61 | 218.65 | 256.65 |
Investing Cash Flow | -1.49 | 0.62 | -179.21 | -2.54 | 236.84 | 251.38 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | - | - | - | - | -4.44 | -1.82 |
Net Debt Issued (Repaid) | - | - | - | - | -4.44 | -1.82 |
Issuance of Common Stock | - | 0.77 | 11.62 | 26.79 | - | - |
Repurchases of Common Stock | -21.32 | -1.86 | -1.36 | -0.02 | -0.03 | -0.04 |
Common Dividends Paid | -36.57 | - | -24.1 | - | -2.59 | -10.35 |
Other Financing Activities | - | - | - | - | -18.34 | - |
Financing Cash Flow | -57.9 | -1.08 | -13.84 | 26.77 | -25.39 | -12.21 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -89.99 | 70.56 | 50.46 | -111.78 | 38.33 | -56.22 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -31.04 | 70.87 | 243.49 | -136.2 | -176.16 | -300.66 |
Free Cash Flow Growth | - | -70.89% | - | - | - | - |
Free Cash Flow Margin | -9.39% | 21.13% | 82.08% | -51.51% | -79.47% | -131.47% |
Free Cash Flow Per Share | -0.62 | 1.42 | 4.93 | -3.07 | -4.09 | -7.00 |
Levered Free Cash Flow | -50.29 | 67.1 | 180.58 | -296.13 | -56.82 | -239.7 |
Unlevered Free Cash Flow | -44.33 | 73.53 | 187.75 | -289.33 | -50.9 | -234.23 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 10.13 | 10.88 | 12.81 | 10.88 | 9.55 | 9.53 |
Cash Income Tax Paid | - | -1.08 | -6.78 | -10.57 | 2.49 | -19.9 |
Change in Working Capital | -135.46 | -54.85 | 160.62 | -238.22 | 210.01 | -218.84 |