American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
12.99
-0.11 (-0.84%)
At close: Nov 20, 2024, 4:00 PM
13.45
+0.46 (3.54%)
Pre-market: Nov 21, 2024, 7:23 AM EST

ACIC Statistics

Total Valuation

ACIC has a market cap or net worth of $626.18 million. The enterprise value is $592.00 million.

Market Cap 626.18M
Enterprise Value 592.00M

Important Dates

The last earnings date was Wednesday, November 6, 2024, after market close.

Earnings Date Nov 6, 2024
Ex-Dividend Date n/a

Share Statistics

ACIC has 48.20 million shares outstanding. The number of shares has increased by 12.09% in one year.

Current Share Class 48.20M
Shares Outstanding 48.20M
Shares Change (YoY) +12.09%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 48.79%
Owned by Institutions (%) 24.42%
Float 24.12M

Valuation Ratios

The trailing PE ratio is 7.38 and the forward PE ratio is 11.20.

PE Ratio 7.38
Forward PE 11.20
PS Ratio 2.10
Forward PS 7.72
PB Ratio 2.38
P/TBV Ratio 3.23
P/FCF Ratio 2.15
P/OCF Ratio 2.15
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.67, with an EV/FCF ratio of 2.04.

EV / Earnings 6.96
EV / Sales 2.04
EV / EBITDA 4.67
EV / EBIT 5.03
EV / FCF 2.04

Financial Position

The company has a current ratio of 0.97, with a Debt / Equity ratio of 0.57.

Current Ratio 0.97
Quick Ratio 0.31
Debt / Equity 0.57
Debt / EBITDA 1.17
Debt / FCF 0.51
Interest Coverage 9.86

Financial Efficiency

Return on equity (ROE) is 44.62% and return on invested capital (ROIC) is 21.66%.

Return on Equity (ROE) 44.62%
Return on Assets (ROA) 6.41%
Return on Capital (ROIC) 21.66%
Revenue Per Employee $4.10M
Profits Per Employee $1.20M
Employee Count 71
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, ACIC has paid $24.03 million in taxes.

Income Tax 24.03M
Effective Tax Rate 22.08%

Stock Price Statistics

The stock price has increased by +59.98% in the last 52 weeks. The beta is -0.27, so ACIC's price volatility has been lower than the market average.

Beta (5Y) -0.27
52-Week Price Change +59.98%
50-Day Moving Average 11.54
200-Day Moving Average 11.36
Relative Strength Index (RSI) 58.33
Average Volume (20 Days) 254,850

Short Selling Information

The latest short interest is 897,427, so 1.86% of the outstanding shares have been sold short.

Short Interest 897,427
Short Previous Month 794,922
Short % of Shares Out 1.86%
Short % of Float 3.72%
Short Ratio (days to cover) 2.49

Income Statement

In the last 12 months, ACIC had revenue of $290.78 million and earned $85.06 million in profits. Earnings per share was $1.76.

Revenue 290.78M
Gross Profit 162.84M
Operating Income 117.63M
Pretax Income 86.52M
Net Income 85.06M
EBITDA 126.80M
EBIT 117.63M
Earnings Per Share (EPS) $1.76
Full Income Statement

Balance Sheet

The company has $207.58 million in cash and $148.96 million in debt, giving a net cash position of $34.19 million or $0.71 per share.

Cash & Cash Equivalents 207.58M
Total Debt 148.96M
Net Cash 34.19M
Net Cash Per Share $0.71
Equity (Book Value) 259.58M
Book Value Per Share 5.45
Working Capital -20.05M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $290.79 million and capital expenditures -$11,000, giving a free cash flow of $290.78 million.

Operating Cash Flow 290.79M
Capital Expenditures -11,000
Free Cash Flow 290.78M
FCF Per Share $6.03
Full Cash Flow Statement

Margins

Gross margin is 56.00%, with operating and profit margins of 40.45% and 29.25%.

Gross Margin 56.00%
Operating Margin 40.45%
Pretax Margin 37.44%
Profit Margin 29.25%
EBITDA Margin 43.60%
EBIT Margin 40.45%
FCF Margin 134.40%

Dividends & Yields

ACIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -12.09%
Shareholder Yield -12.09%
Earnings Yield 13.58%
FCF Yield 46.44%
Dividend Details

Analyst Forecast

The average price target for ACIC is $16.00, which is 23.17% higher than the current price. The consensus rating is "Buy".

Price Target $16.00
Price Target Difference 23.17%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5