Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD

71.52

-0.05 (-0.07%)

At close: Sep 25, 2026, 4:00 PM EDT

71.50

-0.02 (-0.03%)

After-hours: Sep 25, 2026, 7:58 PM EDT

Affirm Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Total Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Market Capitalization	24,132	27,311	22,305	9,339	4,533	5,173
Market Cap Growth	-10.43%	22.45%	138.84%	106.02%	-12.37%	-71.03%
Enterprise Value	32,453	34,633	28,303	13,896	8,231	7,069
Last Close Price	71.52	81.55	69.14	30.21	15.33	18.06

Price Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	12.93	14.15	427.41	-	-	-
Forward PE	35.90	21.76	31.81	-	-	-
PS Ratio	5.66	6.41	6.92	4.02	2.85	3.83
PB Ratio	4.40	4.98	7.27	3.42	1.79	1.98
P/TBV Ratio	4.89	5.54	8.84	4.27	2.32	2.59
P/FCF Ratio	24.31	27.51	37.07	32.11	-	-
P/OCF Ratio	19.60	22.19	28.10	20.75	372.13	-
PEG Ratio	17.95	10.88	-	-	-	-

EV Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
EV/Sales Ratio	7.62	8.13	8.78	5.98	5.18	5.24
EV/EBITDA Ratio	43.90	46.85	152.98	-	-	-
EV/EBIT Ratio	77.83	83.06	-	-	-	-
EV/FCF Ratio	32.69	34.89	47.04	47.78	-	-

Financial Efficiency

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Debt / Equity Ratio	1.83	1.83	2.56	2.42	2.15	1.58
Debt / EBITDA Ratio	13.40	13.40	40.66	-	-	-
Debt / FCF Ratio	10.10	10.10	13.05	22.74	-	-
Net Debt / Equity Ratio	1.52	1.52	2.11	2.03	1.76	0.99
Net Debt / EBITDA Ratio	11.26	11.26	34.92	-15.15	-4.74	-3.61
Net Debt / FCF Ratio	8.38	8.38	10.74	19.02	-41.09	-10.42
Asset Turnover	0.32	0.32	0.31	0.26	0.21	0.23
Quick Ratio	8.36	8.36	10.10	10.20	8.25	10.42
Current Ratio	11.98	11.98	12.73	12.53	11.11	12.49
Return on Equity (ROE)	45.13%	45.13%	1.80%	-19.66%	-38.25%	-27.24%
Return on Assets (ROA)	1.93%	1.93%	-0.53%	-4.29%	-9.60%	-9.14%
Return on Invested Capital (ROIC)	3.35%	3.57%	-0.83%	-7.96%	-19.04%	-20.87%
Return on Capital Employed (ROCE)	2.70%	2.70%	-0.80%	-6.50%	-14.50%	-12.70%

Yields

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Earnings Yield	8.00%	7.07%	0.23%	-5.54%	-21.74%	-13.68%
FCF Yield	4.11%	3.64%	2.70%	3.11%	-2.40%	-4.80%
Buyback Yield / Dilution	-2.29%	-2.29%	-10.06%	-4.91%	-4.84%	-76.90%

SEC Filings: 10-K · 10-Q