Affirm Holdings Stock Forecast

Stock Price Forecast

According to 31 analysts polled by S&P Global, Affirm Holdings stock has a consensus rating of "Buy" and an average price target of $83.15. The average 1-year stock price forecast is 31.11% higher than the current stock price, while the lowest is $55.1 (-13.12%) and the highest is $100 (+57.68%).

Price Target: $83.15 (+31.11%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$55.1	$83.15	$85	$100
Change	-13.12%	+31.11%	+34.03%	+57.68%

Analyst Ratings

The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	18	19	19	18	19	19
Buy	2	3	4	4	4	4
Hold	8	8	8	8	8	7
Sell	1	0	0	0	0	1
Strong Sell	0	0	0	0	0	0
Total	29	30	31	30	31	31

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Matthew Coad Truist Financial	Truist Financial	Buy Maintains $75 → $80	Buy	Maintains	$75 → $80	+26.14%	May 28, 2026
Andrew Jeffrey William Blair	William Blair	Buy Reiterates n/a	Buy	Reiterates	n/a	n/a	May 23, 2026
Ken Shih DBS	DBS	Buy Maintains $88	Buy	Maintains	$88	+38.76%	May 22, 2026
Adam Frisch Evercore ISI	Evercore ISI	Buy Maintains $90	Buy	Maintains	$90	+41.91%	May 13, 2026
Will Nance Goldman Sachs	Goldman Sachs	Buy Maintains $90	Buy	Maintains	$90	+41.91%	May 13, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.20B

from 3.22B

30.34%

from 3.22B

Revenue Next Year

5.26B

from 4.20B

25.22%

from 4.20B

EPS This Year

3.10

from 1.75

77.61%

from 1.75

EPS Next Year

3.78

from 3.10

21.73%

from 3.10

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Jun 30, 2021	Jun 30, 2022	Jun 30, 2023	Jun 30, 2024	Jun 30, 2025	Jun 30, 2026
Revenue	870.46M	1.35B	1.59B	2.32B	3.22B	4.20B
Revenue Growth	70.84%	55.01%	17.69%	46.29%	38.80%	30.34%
Gross Profit	431.61M	662.43M	675.50M	994.47M	1.48B	2.04B
Gross Margin	49.58%	49.09%	42.54%	42.81%	45.97%	48.65%
Operating Income	-372.12M	-866.05M	-1.16B	-607.33M	-87.46M	389.61M
Net Income	-441.03M	-707.42M	-985.35M	-517.76M	52.19M	432.43M
EPS	-	-	-	-	1.75	3.10
EPS Growth	-	-	-	-	-	77.61%
Forward PE	-	-	-	-	31.81	20.44
Free Cash Flow	-148.29M	-31.63M	-330.21M	-2.86M	212.94M	1.04B
No. Analysts	-	-	-	-	-	29

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027	2028
High	4.3B
Avg	4.2B
Low	4.2B

Revenue Growth

Revenue Growth	2026	2027	2028
High	32.7%
Avg	30.3%
Low	29.8%

EPS Forecast

EPS	2026	2027	2028
High	3.58
Avg	3.10
Low	2.58

EPS Growth

EPS Growth	2026	2027	2028
High	104.9%
Avg	77.6%
Low	47.7%