Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
71.51
-1.74 (-2.38%)
At close: Jul 31, 2026, 4:00 PM EDT
71.34
-0.17 (-0.24%)
After-hours: Jul 31, 2026, 7:55 PM EDT

Affirm Holdings Stock Forecast

Stock Price Forecast

According to 34 analysts polled by S&P Global, Affirm Holdings stock has a consensus rating of "Buy" and an average price target of $90.6. The average 1-year stock price forecast is 26.70% higher than the current stock price, while the lowest is $55.1 (-22.95%) and the highest is $117 (+63.61%).

Price Target: $90.6 (+26.70%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$55.1$90.6$90$117
Change-22.95%+26.70%+25.86%+63.61%

Analyst Ratings

The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy191819191920
Buy444445
Hold888799
Sell000100
Strong Sell000000
Total313031313234

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
BTIG
BTIG
Hold
Maintains
n/a
HoldMaintainsn/an/aJul 28, 2026
Truist Financial
Truist Financial
Buy
Reiterates
$80$83
BuyReiterates$80$83+16.07%Jul 24, 2026
Cantor Fitzgerald
Cantor Fitzgerald
Buy
Maintains
$80$88
BuyMaintains$80$88+23.06%Jul 22, 2026
Bernstein
Bernstein
Buy
Initiates
$100
BuyInitiates$100+39.84%Jul 21, 2026
Robert W. Baird
Robert W. Baird
Hold
Maintains
$70$82
HoldMaintains$70$82+14.67%Jul 14, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.20B
from 3.22B
Increased by 30.30%
Revenue Next Year
5.28B
from 4.20B
Increased by 25.63%
EPS This Year
3.08
from 1.75
Increased by 76.57%
EPS Next Year
3.72
from 3.08
Increased by 20.56%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingJun 30, 2021Jun 30, 2022Jun 30, 2023Jun 30, 2024Jun 30, 2025Jun 30, 2026
Revenue
870.46M1.35B1.59B2.32B3.22B4.20B
Revenue Growth
70.84%55.01%17.69%46.29%38.80%30.30%
Gross Profit
431.61M662.43M675.50M994.47M1.48B2.05B
Gross Margin
49.58%49.09%42.54%42.81%45.97%48.68%
Operating Income
-372.12M-866.05M-1.16B-607.33M-87.46M389.48M
Net Income
-441.03M-707.42M-985.35M-517.76M52.19M431.84M
EPS
----1.753.08
EPS Growth
-----76.57%
Forward PE
----31.8123.18
Free Cash Flow
-148.29M-31.63M-330.21M-2.86M212.94M1.44B
No. Analysts
-----32
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High4.3B
Avg4.2B
Low4.1B

Revenue Growth

Revenue Growth202620272028
High
32.7%
Avg
30.3%
Low
28.0%

EPS Forecast

EPS202620272028
High3.56
Avg3.08
Low2.47

EPS Growth

EPS Growth202620272028
High
103.5%
Avg
76.6%
Low
41.4%