Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
83.42
-0.36 (-0.43%)
At close: Jul 10, 2026, 4:00 PM EDT
82.88
-0.54 (-0.64%)
After-hours: Jul 10, 2026, 7:52 PM EDT
Affirm Holdings Stock Forecast
Stock Price Forecast
According to 33 analysts polled by S&P Global, Affirm Holdings stock has a consensus rating of "Buy" and an average price target of $87.59. The average 1-year stock price forecast is 5.00% higher than the current stock price, while the lowest is $55.1 (-33.95%) and the highest is $117 (+40.25%).
Price Target: $87.59 (+5.00%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Feb '26 | Mar '26 | Apr '26 | May '26 | Jun '26 | Jul '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 19 | 18 | 19 | 19 | 19 | 19 |
| Buy | 4 | 4 | 4 | 4 | 4 | 5 |
| Hold | 8 | 8 | 8 | 7 | 9 | 9 |
| Sell | 0 | 0 | 0 | 1 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 31 | 30 | 31 | 31 | 32 | 33 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Goldman Sachs | Goldman Sachs | Buy Maintains $90 → $106 | Buy | Maintains | $90 → $106 | +27.07% | Jul 9, 2026 |
| J.P. Morgan | J.P. Morgan | Buy Maintains $80 → $90 | Buy | Maintains | $80 → $90 | +7.89% | Jul 8, 2026 |
| Wells Fargo | Wells Fargo | Buy Maintains $89 → $96 | Buy | Maintains | $89 → $96 | +15.08% | Jul 8, 2026 |
| Cantor Fitzgerald | Cantor Fitzgerald | Buy Maintains $97 | Buy | Maintains | $97 | +16.28% | Jul 8, 2026 |
| Citi | Citi | Buy Reiterates $100 → $115 | Buy | Reiterates | $100 → $115 | +37.86% | Jul 1, 2026 |
Financial Forecast
Revenue This Year
4.20B
from 3.22B
Increased by 30.37%
Revenue Next Year
5.27B
from 4.20B
Increased by 25.34%
EPS This Year
3.10
from 1.75
Increased by 77.35%
EPS Next Year
3.78
from 3.10
Increased by 22.13%
EPS and Forward PE are based on non-GAAP adjusted numbers.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 4.3B | ||
| Avg | 4.2B | ||
| Low | 4.2B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 32.7% | ||
| Avg | 30.4% | ||
| Low | 29.8% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 3.56 | ||
| Avg | 3.10 | ||
| Low | 2.58 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 103.5% | ||
| Avg | 77.4% | ||
| Low | 47.7% |