Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
77.03
+1.98 (2.64%)
At close: Aug 21, 2026, 4:00 PM EDT
77.27
+0.24 (0.31%)
After-hours: Aug 21, 2026, 7:59 PM EDT

Affirm Holdings Stock Forecast

Stock Price Forecast

According to 34 analysts polled by S&P Global, Affirm Holdings stock has a consensus rating of "Buy" and an average price target of $91.2. The average 1-year stock price forecast is 18.40% higher than the current stock price, while the lowest is $55.1 (-28.47%) and the highest is $117 (+51.89%).

Price Target: $91.2 (+18.40%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$55.1$91.2$90$117
Change-28.47%+18.40%+16.84%+51.89%

Analyst Ratings

The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMar '26Apr '26May '26Jun '26Jul '26Aug '26
Strong Buy181919192020
Buy444455
Hold887999
Sell001000
Strong Sell000000
Total303131323434

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
BMO Capital
BMO Capital
Buy
Maintains
$78$86
BuyMaintains$78$86+11.64%Aug 12, 2026
J.P. Morgan
J.P. Morgan
Buy
Maintains
$90
BuyMaintains$90+16.84%Aug 12, 2026
Bank of America Securities
Bank of America Securities
Buy
Reiterates
$88$93
BuyReiterates$88$93+20.73%Aug 5, 2026
Truist Financial
Truist Financial
Buy
Maintains
$80$83
BuyMaintains$80$83+7.75%Jul 29, 2026
BTIG
BTIG
Hold
Maintains
n/a
HoldMaintainsn/an/aJul 28, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
4.20B
from 3.22B
Increased by 30.28%
Revenue Next Year
5.28B
from 4.20B
Increased by 25.80%
EPS This Year
3.08
from 1.75
Increased by 76.54%
EPS Next Year
3.72
from 3.08
Increased by 20.56%
Fiscal YearFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingJun 30, 2021Jun 30, 2022Jun 30, 2023Jun 30, 2024Jun 30, 2025Jun 30, 2026
Revenue
870.46M1.35B1.59B2.32B3.22B4.20B
Revenue Growth
70.84%55.01%17.69%46.29%38.80%30.28%
Gross Profit
431.61M662.43M675.50M994.47M1.48B2.05B
Gross Margin
49.58%49.09%42.54%42.81%45.97%48.68%
Operating Income
-372.12M-866.05M-1.16B-607.33M-87.46M391.64M
Net Income
-441.03M-707.42M-985.35M-517.76M52.19M433.11M
EPS
----1.753.08
EPS Growth
-----76.54%
Forward PE
----31.8124.98
Free Cash Flow
-148.29M-31.63M-330.21M-2.86M212.94M1.44B
No. Analysts
-----32
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High4.2B
Avg4.2B
Low4.1B

Revenue Growth

Revenue Growth202620272028
High
31.5%
Avg
30.3%
Low
28.0%

EPS Forecast

EPS202620272028
High3.56
Avg3.08
Low2.47

EPS Growth

EPS Growth202620272028
High
103.5%
Avg
76.5%
Low
41.4%