Affirm Holdings Stock Forecast

Stock Price Forecast

According to 36 analysts polled by S&P Global, Affirm Holdings stock has a consensus rating of "Buy" and an average price target of $96.22. The average 1-year stock price forecast is 46.14% higher than the current stock price, while the lowest is $66 (+0.24%) and the highest is $115 (+74.67%).

Price Target: $96.22 (+46.14%)

Analyst Consensus: Buy

Price Target

Chart

Target	Low	Average	Median	High
Price	$66	$96.22	$98.5	$115
Change	+0.24%	+46.14%	+49.61%	+74.67%

Analyst Ratings

The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart

Rating	Jun '26	Jul '26	Aug '26	Sep '26	Oct '26	Nov '26
Strong Buy	19	20	19	21	23	23
Buy	4	5	5	6	6	6
Hold	9	9	9	7	7	7
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	32	34	33	34	36	36

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Bryan Keane Citi	Citi	Buy Reiterates $115	Buy	Reiterates	$115	+74.67%	Nov 11, 2026
Jason Kupferberg Wells Fargo	Wells Fargo	Buy Maintains $96	Buy	Maintains	$96	+45.81%	Nov 9, 2026
Ramsey El Assal Cantor Fitzgerald	Cantor Fitzgerald	Buy Maintains $97 → $84	Buy	Maintains	$97 → $84	+27.58%	Nov 9, 2026
Gustavo Gala Monness	Monness	Buy Reiterates $90 → $95	Buy	Reiterates	$90 → $95	+44.29%	Nov 6, 2026
Lance Jessurun Scotiabank	Scotiabank	Buy Maintains $95 → $97	Buy	Maintains	$95 → $97	+47.33%	Nov 6, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

5.59B

from 4.26B

31.15%

from 4.26B

Revenue Next Year

6.95B

from 5.59B

24.40%

from 5.59B

EPS This Year

3.95

from 7.01

-43.64%

from 7.01

EPS Next Year

5.02

from 3.95

27.14%

from 3.95

Fiscal Year	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Jun 30, 2022	Jun 30, 2023	Jun 30, 2024	Jun 30, 2025	Jun 30, 2026	Jun 30, 2027
Revenue	1.35B	1.59B	2.32B	3.22B	4.26B	5.59B
Revenue Growth	55.01%	17.69%	46.29%	38.80%	32.15%	31.15%
Gross Profit	662.43M	675.50M	994.47M	1.48B	2.08B	2.73B
Gross Margin	49.09%	42.54%	42.81%	45.97%	48.93%	48.83%
Operating Income	-866.05M	-1.16B	-607.33M	-87.46M	416.98M	837.54M
Net Income	-707.42M	-985.35M	-517.76M	52.19M	1.93B	730.00M
EPS	-	-	-	-	7.01	3.95
EPS Growth	-	-	-	-	301.32%	-43.64%
Forward PE	-	-	-	31.81	21.76	16.66
Free Cash Flow	-	-	-	-	992.63M	1.49B
No. Analysts	-	-	-	-	-	29

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Chart

Revenue	2027	2028	2029
High	5.7B
Avg	5.6B
Low	5.5B

Revenue Growth

Chart

Revenue Growth	2027	2028	2029
High	34.1%
Avg	31.2%
Low	29.3%

EPS Forecast

Chart

EPS	2027	2028	2029
High	4.91
Avg	3.95
Low	3.38

EPS Growth

Chart

EPS Growth	2027	2028	2029
High	-30.0%
Avg	-43.6%
Low	-51.8%