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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
74.09
+4.15 (5.93%)
Sep 2, 2026, 3:12 PM EDT - Market open

Affirm Holdings Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.

Operating Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Net Income
1,93052.19-517.76-985.35-707.42
Depreciation & Amortization
322.22272.47242.11220.16149.46
Other Amortization
28.2330.3924.5520.5416.15
Loss (Gain) From Sale of Assets
-596.55-381.62-197.15-188.34-196.44
Asset Writedown & Restructuring Costs
0.447.15-2.02-14.64-101.43
Loss (Gain) From Sale of Investments
-35.42-44.03-22.8-36.062.19
Stock-Based Compensation
304.67321.43344.51451.71390.98
Provision & Write-off of Bad Debts
796.65616.68460.63331.86255.27
Other Operating Activities
-1,606-23.84181.04182.199.56
Change in Accounts Receivable
132.6-84.95-167.76-67.69-62.7
Change in Accounts Payable
1.8341.812.42-5.04-24.69
Change in Other Net Operating Assets
-47.48-13.7592.38102.84106.85
Operating Cash Flow
1,231793.91450.1412.18-162.19
Operating Cash Flow Growth
55.05%76.37%3595.41%--

Investing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Capital Expenditures
-238.35-192.19-159.3-120.78-86.29
Cash Acquisitions
----16.05-6
Sale (Purchase) of Intangibles
-----25.42
Investment in Securities
9.86391.89150.87455.35-1,530
Other Investing Activities
-0.3934.92-34.013.71-21.43
Investing Cash Flow
-2,553-1,083-1,325-1,653-2,011

Financing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Long-Term Debt Issued
40,90624,59414,9898,0456,805
Long-Term Debt Repaid
-38,694-23,300-13,893-6,614-4,643
Net Debt Issued (Repaid)
2,2111,2941,0961,4312,162
Issuance of Common Stock
158.9360.6933.1315.7773.91
Repurchase of Common Stock
-325.22-553.81-189.17-73.95-185.26
Other Financing Activities
-35.46-49.23-27.3-22.44-13.75
Financing Cash Flow
2,010751.43913.151,3502,037

Net Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Foreign Exchange Rate Adjustments
-10.62-1.25-2.680.08-5.41
Miscellaneous Cash Flow Adjustments
--0---
Net Cash Flow
676.62461.0235.46-290.86-141.83

Free Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Free Cash Flow
992.63601.72290.84-108.59-248.48
Free Cash Flow Growth
64.96%106.89%---
Free Cash Flow Margin
23.29%18.66%12.52%-6.84%-18.42%
Free Cash Flow Per Share
2.851.760.94-0.37-0.88
Levered Free Cash Flow
478.68216.04-2.86-330.21-31.63
Unlevered Free Cash Flow
457.18190.12-25.28-348.31-46.28

Additional Metrics

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash Interest Paid
426.18404.38318.24163.1951.52
Cash Income Tax Paid
6.622.741.190.810.22
Change in Working Capital
86.95-56.9-62.9630.1119.47
SEC Filings: 10-K · 10-Q