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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
65.30
+0.89 (1.38%)
At close: May 19, 2026, 4:00 PM EDT
65.48
+0.18 (0.28%)
After-hours: May 19, 2026, 7:49 PM EDT

Affirm Holdings Income Statement

Millions USD. Fiscal year is Jul - Jun.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Net Interest Income
1,4581,183860.1502.2458.19273.72
Net Interest Income Growth
31.11%37.52%71.27%9.61%67.39%77.26%
Non-Interest Income
2,1401,7651,2191,114962.63484.34
Non-Interest Income Growth
30.08%44.79%9.38%15.77%98.75%52.13%
Revenues Before Loan Losses
3,5982,9482,0791,6171,421758.06
Provision for Credit Losses
730.08616.68460.63331.86255.2765.88
Revenue
2,8672,3311,6181,2851,166692.18
Revenue Growth (YoY)
31.58%44.03%25.97%10.23%68.39%88.24%
Selling, General & Admin
894.01979.91,1021,2251,110565.94
Other Non-Interest Expenses
1,5781,2901,0321,049780.54569.61
Total Non-Interest Expense
2,4722,2702,1342,2741,8901,136
Pretax Income
395.2161.46-515.53-989.25-724.83-443.37
Provision for Income Taxes
12.799.282.23-3.9-17.41-2.34
Net Income
382.4252.19-517.76-985.35-707.42-441.03
Net Income to Common
382.4252.19-517.76-985.35-707.42-441.03
Shares Outstanding (Basic)
332326310295282158
Shares Outstanding (Diluted)
347348310295282159
Shares Change (YoY)
4.92%12.22%5.09%4.72%76.90%232.75%
EPS (Basic)
1.150.16-1.67-3.34-2.51-2.78
EPS (Diluted)
1.100.15-1.67-3.34-2.51-2.77
Shares Outstanding
334.85325.11311.05296.85287.37269.36
Free Cash Flow
786.85601.72290.84-108.59-248.48-213.38
Free Cash Flow Growth
30.77%106.89%----
Free Cash Flow Per Share
2.271.730.94-0.37-0.88-1.34
Profit Margin
13.34%2.24%-31.99%-76.70%-60.69%-63.72%
FCF Margin
27.44%25.81%17.97%-8.45%-21.32%-30.83%
EBITDA
8.3225.0356.1563.56-4.164.73
EBITDA Margin
0.29%1.07%3.47%4.95%-0.36%0.68%
Effective Tax Rate
3.24%15.10%-0.43%0.39%2.40%0.53%
Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q