Affirm Holdings Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	1,458	1,183	860.1	502.2	458.19	273.72
Net Interest Income Growth	31.11%	37.52%	71.27%	9.61%	67.39%	77.26%
Non-Interest Income	2,140	1,765	1,219	1,114	962.63	484.34
Non-Interest Income Growth	30.08%	44.79%	9.38%	15.77%	98.75%	52.13%
Revenues Before Loan Losses	3,598	2,948	2,079	1,617	1,421	758.06
Provision for Credit Losses	730.08	616.68	460.63	331.86	255.27	65.88
Revenue	2,867	2,331	1,618	1,285	1,166	692.18
Revenue Growth (YoY)	31.58%	44.03%	25.97%	10.23%	68.39%	88.24%
Selling, General & Admin	894.01	979.9	1,102	1,225	1,110	565.94
Other Non-Interest Expenses	1,578	1,290	1,032	1,049	780.54	569.61
Total Non-Interest Expense	2,472	2,270	2,134	2,274	1,890	1,136
Pretax Income	395.21	61.46	-515.53	-989.25	-724.83	-443.37
Provision for Income Taxes	12.79	9.28	2.23	-3.9	-17.41	-2.34
Net Income	382.42	52.19	-517.76	-985.35	-707.42	-441.03
Net Income to Common	382.42	52.19	-517.76	-985.35	-707.42	-441.03
Shares Outstanding (Basic)	332	326	310	295	282	158
Shares Outstanding (Diluted)	347	348	310	295	282	159
Shares Change (YoY)	4.92%	12.22%	5.09%	4.72%	76.90%	232.75%
EPS (Basic)	1.15	0.16	-1.67	-3.34	-2.51	-2.78
EPS (Diluted)	1.10	0.15	-1.67	-3.34	-2.51	-2.77
Free Cash Flow	786.85	601.72	290.84	-108.59	-248.48	-213.38
Free Cash Flow Growth	30.77%	106.89%	-	-	-	-
Free Cash Flow Per Share	2.27	1.73	0.94	-0.37	-0.88	-1.34
Profit Margin	13.34%	2.24%	-31.99%	-76.70%	-60.69%	-63.72%
FCF Margin	27.44%	25.81%	17.97%	-8.45%	-21.32%	-30.83%
Effective Tax Rate	3.24%	15.10%	-0.43%	0.39%	2.40%	0.53%

SEC Filings: 10-K · 10-Q