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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
65.82
-1.75 (-2.59%)
At close: May 15, 2026, 4:00 PM EDT
65.80
-0.02 (-0.03%)
After-hours: May 15, 2026, 7:57 PM EDT

Affirm Holdings Operating Metrics

Period EndingMar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Gross Merchandise Volume
46.60B43.60B39.90B36.70B33.50B31.20B28.60B26.60B
Gross Merchandise Volume Growth
39.10%39.74%39.51%37.97%34.54%34.26%33.66%31.77%
Active Consumers
99.70M94.80M90.00M85.40M81.11M77.31M73.91M71.31M-
Active Consumers Growth
22.91%22.62%21.76%19.75%17.38%15.39%13.69%13.53%-
Average Order Value
1.04K1.06K1.08K1.10K1.11K1.13K1.15K1.17K
Average Order Value Growth
-6.29%-6.36%-6.60%-6.57%-7.02%-7.67%-7.54%-8.29%
Revenue as Percent of Gross Merchandise Volume
34.3034.5034.9035.4036.0036.0035.4035.10
Transactions Per Active
25.0023.9022.8021.8020.9019.9019.0018.00-
Transactions Per Active Growth
19.62%20.10%20.00%21.11%22.94%24.37%25.83%25.87%-

Revenue by Segment

Period EndingMar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
1.90B1.77B1.69B1.61B1.53B1.44B1.32B1.20B
Interest Growth
24.40%22.90%27.79%33.53%41.16%52.50%62.59%75.76%
Merchant Network
1.09B1.03B949.47M882.66M824.22M769.53M713.00M674.61M
Merchant Network Growth
31.88%34.23%33.17%30.84%29.79%29.39%31.94%32.90%
Gain or Loss on Loan Sales
548.36M497.00M437.06M381.62M334.72M299.07M226.48M197.15M
Gain or Loss on Loan Sales Growth
63.83%66.18%92.98%93.57%109.86%96.59%42.41%4.68%
Virtual Card Network
275.95M268.05M253.16M231.31M207.17M184.28M165.41M151.40M
Virtual Card Network Growth
33.20%45.46%53.05%52.78%45.42%35.24%31.16%26.87%
Servicing
160.94M148.37M134.31M120.60M114.32M107.56M101.31M95.48M
Servicing Growth
40.78%37.93%32.57%26.31%25.49%23.33%17.42%9.14%

Operating Expense Breakdown

Period EndingMar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
730.08M680.78M619.61M616.68M577.67M552.86M520.76M460.63M
Provision for Credit Losses Growth
26.38%23.14%18.98%33.88%32.04%44.92%41.78%38.80%
Technology and Data Analytics
699.20M660.20M623.54M589.72M559.35M531.56M503.18M501.86M
Technology and Data Analytics Growth
25.00%24.20%23.92%17.51%5.55%-6.23%-16.67%-18.51%
Processing and Servicing
583.03M539.13M496.51M457.85M418.67M388.48M362.72M343.25M
Processing and Servicing Growth
39.26%38.78%36.88%33.39%28.69%28.49%30.17%33.38%
General and Administrative
564.32M553.32M551.51M545.05M535.66M530.07M523.44M525.29M
General and Administrative Growth
5.35%4.39%5.36%3.76%1.19%-1.82%-7.48%-10.42%
Funding Costs
441.42M435.29M431.33M425.45M414.79M397.61M374.47M344.25M
Funding Costs Growth
6.42%9.48%15.19%23.59%32.94%45.78%61.49%88.10%
Sales and Marketing
329.68M330.85M368.11M434.85M490.62M549.55M574.77M576.41M
Sales and Marketing Growth
-32.80%-39.80%-35.96%-24.56%-16.31%-7.52%-7.48%-9.69%
Loss on Loan Purchase Commitment
296.04M285.37M259.58M242.26M229.56M216.41M199.77M180.40M
Loss on Loan Purchase Commitment Growth
28.96%31.86%29.94%34.30%36.93%39.87%43.16%28.59%
Source: Business metrics provided by TipRanks and sourced from official company press releases and documents.