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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
74.45
-3.31 (-4.26%)
At close: Aug 31, 2026, 4:00 PM EDT
74.35
-0.10 (-0.13%)
After-hours: Aug 31, 2026, 6:55 PM EDT

Affirm Holdings Operating Metrics

Period EndingJun 30, 2026Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Gross Merchandise Volume
50.30B46.60B43.60B39.90B36.70B33.50B31.20B28.60B
Gross Merchandise Volume Growth
37.06%39.10%39.74%39.51%37.97%34.54%34.26%33.66%
Active Consumers
104.50M99.70M94.80M90.00M85.40M81.11M77.31M73.91M-
Active Consumers Growth
22.37%22.91%22.62%21.76%19.75%17.38%15.39%13.69%-
Average Order Value
1.03K1.04K1.06K1.08K1.10K1.11K1.13K1.15K
Average Order Value Growth
-5.75%-6.29%-6.36%-6.60%-6.57%-7.02%-7.67%-7.54%
Revenue as Percent of Gross Merchandise Volume
34.1034.3034.5034.9035.4036.0036.0035.40
Transactions Per Active
26.2025.0023.9022.8021.8020.9019.9019.00-
Transactions Per Active Growth
20.18%19.62%20.10%20.00%21.11%22.94%24.37%25.83%-

Revenue by Segment

Period EndingJun 30, 2026Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
2.05B1.90B1.77B1.69B1.61B1.53B1.44B1.32B
Interest Growth
27.31%24.40%22.90%27.79%33.53%41.16%52.50%62.59%
Merchant Network
1.15B1.09B1.03B949.47M882.66M824.22M769.53M713.00M
Merchant Network Growth
30.28%31.88%34.23%33.17%30.84%29.79%29.39%31.94%
Gain or Loss on Loan Sales
596.55M548.36M497.00M437.06M381.62M334.72M299.07M226.48M
Gain or Loss on Loan Sales Growth
56.32%63.83%66.18%92.98%93.57%109.86%96.59%42.41%
Virtual Card Network
293.99M275.95M268.05M253.16M231.31M207.17M184.28M165.41M
Virtual Card Network Growth
27.10%33.20%45.46%53.05%52.78%45.42%35.24%31.16%
Servicing
173.12M160.94M148.37M134.31M120.60M114.32M107.56M101.31M
Servicing Growth
43.55%40.78%37.93%32.57%26.31%25.49%23.33%17.42%

Operating Expense Breakdown

Period EndingJun 30, 2026Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
796.65M730.08M680.78M619.61M616.68M577.67M552.86M520.76M
Provision for Credit Losses Growth
29.18%26.38%23.14%18.98%33.88%32.04%44.92%41.78%
Technology and Data Analytics
747.15M699.20M660.20M623.54M589.72M559.35M531.56M503.18M
Technology and Data Analytics Growth
26.69%25.00%24.20%23.92%17.51%5.55%-6.23%-16.67%
Processing and Servicing
613.59M583.03M539.13M496.51M457.85M418.67M388.48M362.72M
Processing and Servicing Growth
34.02%39.26%38.78%36.88%33.39%28.69%28.49%30.17%
General and Administrative
578.31M564.32M553.32M551.51M545.05M535.66M530.07M523.44M
General and Administrative Growth
6.10%5.35%4.39%5.36%3.76%1.19%-1.82%-7.48%
Funding Costs
454.02M441.42M435.29M431.33M425.45M414.79M397.61M374.47M
Funding Costs Growth
6.71%6.42%9.48%15.19%23.59%32.94%45.78%61.49%
Sales and Marketing
342.53M329.68M330.85M368.11M434.85M490.62M549.55M574.77M
Sales and Marketing Growth
-21.23%-32.80%-39.80%-35.96%-24.56%-16.31%-7.52%-7.48%
Loss on Loan Purchase Commitment
311.86M296.04M285.37M259.58M242.26M229.56M216.41M199.77M
Loss on Loan Purchase Commitment Growth
28.73%28.96%31.86%29.94%34.30%36.93%39.87%43.16%