Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
72.33
-6.63 (-8.40%)
At close: Aug 8, 2025, 4:00 PM
72.56
+0.23 (0.32%)
After-hours: Aug 8, 2025, 7:59 PM EDT
Period EndingMar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
1.53B1.44B1.32B1.20B1.08B944.12M811.09M685.22M
Interest Growth
41.16%52.50%62.59%75.76%77.88%67.29%48.18%29.81%
Merchant Network
824.22M769.53M713.00M674.61M635.02M594.74M540.40M507.60M
Merchant Network Growth
29.79%29.39%31.94%32.90%31.12%22.29%12.72%10.71%
Gain or Loss on Loan Sales
334.72M299.07M226.48M197.15M159.50M152.13M159.03M188.34M
Gain or Loss on Loan Sales Growth
109.86%96.59%42.41%4.68%-24.52%-34.14%-30.57%-4.12%
Virtual Card Network
207.17M184.28M165.41M151.40M142.47M136.26M126.11M119.34M
Virtual Card Network Growth
45.42%35.24%31.16%26.87%21.90%23.23%16.76%18.51%
Servicing
114.32M107.56M101.31M95.48M91.10M87.22M86.28M87.49M
Servicing Growth
25.49%23.33%17.42%9.14%6.17%-0.72%11.07%33.02%

Operating Metrics

Period EndingMar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Gross Merchandise Volume
33.50B31.20B28.60B26.60B24.90B23.24B21.40B20.19B
Gross Merchandise Volume Growth
34.54%34.26%33.66%31.77%30.49%26.58%24.70%30.38%
Active Consumers
21.90M21.00M19.50M18.71M18.10M17.60M16.90M16.50M-
Active Consumers Growth
20.99%19.32%15.38%13.41%13.13%12.71%14.97%17.86%-
Average Order Value
273.00267.00279.00293.00293.00287.00299.00317.00
Average Order Value Growth
-6.83%-6.97%-6.69%-7.57%-9.29%-6.51%-9.67%-13.86%
Revenue as % of Gross Merchandise Volume
9.20%8.50%9.20%9.10%9.20%7.90%8.90%8.10%
Transactions Per Active
5.605.305.104.904.604.404.103.90-
Transactions Per Active Growth
21.74%20.45%24.39%25.64%27.78%25.71%24.24%30.00%-
Period EndingMar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
577.67M552.86M520.76M460.63M437.50M381.50M367.31M331.86M
Provision for Credit Losses Growth
32.04%44.92%41.78%38.80%41.10%23.09%43.55%30.00%
Technology and Data Analytics
559.35M531.56M503.18M501.86M529.94M566.91M603.82M615.82M
Technology and Data Analytics Growth
5.55%-6.23%-16.67%-18.51%-11.51%3.57%24.35%47.10%
General and Administrative
535.66M530.07M523.44M525.29M529.35M539.90M565.76M586.40M
General and Administrative Growth
1.19%-1.82%-7.48%-10.42%-14.12%-12.86%-6.06%1.54%
Sales and Marketing
490.62M549.55M574.77M576.41M586.21M594.20M621.27M638.28M
Sales and Marketing Growth
-16.31%-7.52%-7.48%-9.69%-11.43%-12.24%-1.74%19.90%
Processing and Servicing
418.67M388.48M362.72M343.25M325.33M302.35M278.66M257.34M
Processing and Servicing Growth
28.69%28.49%30.17%33.38%39.33%42.87%49.04%63.07%
Funding Costs
414.79M397.61M374.47M344.25M312.01M272.74M231.88M183.01M
Funding Costs Growth
32.94%45.78%61.49%88.10%123.78%162.11%197.25%162.60%
Loss on Loan Purchase Commitment
229.56M216.41M199.77M180.40M167.65M154.73M139.54M140.29M
Loss on Loan Purchase Commitment Growth
36.93%39.87%43.16%28.59%15.17%-4.01%-25.78%-31.26%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.