Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
46.41
-7.85 (-14.47%)
At close: May 9, 2025, 4:00 PM
46.37
-0.04 (-0.09%)
After-hours: May 9, 2025, 4:55 PM EDT
| Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest | 1.53B | 1.44B | 1.32B | 1.20B | 1.08B | 944.12M | 811.09M | 685.22M | ||||||||||||||||
| Interest Growth | 41.16% | 52.50% | 62.59% | 75.76% | 77.88% | 67.29% | 48.18% | 29.81% | ||||||||||||||||
| Merchant Network | 824.22M | 769.53M | 713.00M | 674.61M | 635.02M | 594.74M | 540.40M | 507.60M | ||||||||||||||||
| Merchant Network Growth | 29.79% | 29.39% | 31.94% | 32.90% | 31.12% | 22.29% | 12.72% | 10.71% | ||||||||||||||||
| Gain or Loss on Loan Sales | 334.72M | 299.07M | 226.48M | 197.15M | 159.50M | 152.13M | 159.03M | 188.34M | ||||||||||||||||
| Gain or Loss on Loan Sales Growth | 109.86% | 96.59% | 42.41% | 4.68% | -24.52% | -34.14% | -30.57% | -4.12% | ||||||||||||||||
| Virtual Card Network | 207.17M | 184.28M | 165.41M | 151.40M | 142.47M | 136.26M | 126.11M | 119.34M | ||||||||||||||||
| Virtual Card Network Growth | 45.42% | 35.24% | 31.16% | 26.87% | 21.90% | 23.23% | 16.76% | 18.51% | ||||||||||||||||
| Servicing | 114.32M | 107.56M | 101.31M | 95.48M | 91.10M | 87.22M | 86.28M | 87.49M | ||||||||||||||||
| Servicing Growth | 25.49% | 23.33% | 17.42% | 9.14% | 6.17% | -0.72% | 11.07% | 33.02% |
Operating Metrics
| Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Merchandise Volume | 33.50B | 31.20B | 28.60B | 26.60B | 24.90B | 23.24B | 21.40B | 20.19B | ||||||||||||
| Gross Merchandise Volume Growth | 34.54% | 34.26% | 33.66% | 31.77% | 30.49% | 26.58% | 24.70% | 30.38% | ||||||||||||
| Active Consumers | 21.90M | 21.00M | 19.50M | 18.71M | 18.10M | 17.60M | 16.90M | 16.50M | - | |||||||||||
| Active Consumers Growth | 20.99% | 19.32% | 15.38% | 13.41% | 13.13% | 12.71% | 14.97% | 17.86% | - | |||||||||||
| Average Order Value | 273.00 | 267.00 | 279.00 | 293.00 | 293.00 | 287.00 | 299.00 | 317.00 | ||||||||||||
| Average Order Value Growth | -6.83% | -6.97% | -6.69% | -7.57% | -9.29% | -6.51% | -9.67% | -13.86% | ||||||||||||
| Revenue as % of Gross Merchandise Volume | 9.20% | 8.50% | 9.20% | 9.10% | 9.20% | 7.90% | 8.90% | 8.10% | ||||||||||||
| Transactions Per Active | 5.60 | 5.30 | 5.10 | 4.90 | 4.60 | 4.40 | 4.10 | 3.90 | - | |||||||||||
| Transactions Per Active Growth | 21.74% | 20.45% | 24.39% | 25.64% | 27.78% | 25.71% | 24.24% | 30.00% | - |
| Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Provision for Credit Losses | 577.67M | 552.86M | 520.76M | 460.63M | 437.50M | 381.50M | 367.31M | 331.86M | ||||||||||||||||
| Provision for Credit Losses Growth | 32.04% | 44.92% | 41.78% | 38.80% | 41.10% | 23.09% | 43.55% | 30.00% | ||||||||||||||||
| Technology and Data Analytics | 559.35M | 531.56M | 503.18M | 501.86M | 529.94M | 566.91M | 603.82M | 615.82M | ||||||||||||||||
| Technology and Data Analytics Growth | 5.55% | -6.23% | -16.67% | -18.51% | -11.51% | 3.57% | 24.35% | 47.10% | ||||||||||||||||
| General and Administrative | 535.66M | 530.07M | 523.44M | 525.29M | 529.35M | 539.90M | 565.76M | 586.40M | ||||||||||||||||
| General and Administrative Growth | 1.19% | -1.82% | -7.48% | -10.42% | -14.12% | -12.86% | -6.06% | 1.54% | ||||||||||||||||
| Sales and Marketing | 490.62M | 549.55M | 574.77M | 576.41M | 586.21M | 594.20M | 621.27M | 638.28M | ||||||||||||||||
| Sales and Marketing Growth | -16.31% | -7.52% | -7.48% | -9.69% | -11.43% | -12.24% | -1.74% | 19.90% | ||||||||||||||||
| Processing and Servicing | 418.67M | 388.48M | 362.72M | 343.25M | 325.33M | 302.35M | 278.66M | 257.34M | ||||||||||||||||
| Processing and Servicing Growth | 28.69% | 28.49% | 30.17% | 33.38% | 39.33% | 42.87% | 49.04% | 63.07% | ||||||||||||||||
| Funding Costs | 414.79M | 397.61M | 374.47M | 344.25M | 312.01M | 272.74M | 231.88M | 183.01M | ||||||||||||||||
| Funding Costs Growth | 32.94% | 45.78% | 61.49% | 88.10% | 123.78% | 162.11% | 197.25% | 162.60% | ||||||||||||||||
| Loss on Loan Purchase Commitment | 229.56M | 216.41M | 199.77M | 180.40M | 167.65M | 154.73M | 139.54M | 140.29M | ||||||||||||||||
| Loss on Loan Purchase Commitment Growth | 36.93% | 39.87% | 43.16% | 28.59% | 15.17% | -4.01% | -25.78% | -31.26% |
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.