Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
63.19
-0.77 (-1.20%)
At close: Nov 20, 2024, 4:00 PM
62.70
-0.49 (-0.78%)
Pre-market: Nov 21, 2024, 5:11 AM EST
| Period Ending | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest | 1.32B | 1.20B | 1.08B | 944.12M | 811.09M | 685.22M | 608.02M | 564.35M | ||||||||||||||
| Interest Growth | 62.59% | 75.76% | 77.88% | 67.29% | 48.18% | 29.81% | 23.07% | 24.31% | ||||||||||||||
| Merchant Network | 713.00M | 674.61M | 635.02M | 594.74M | 540.40M | 507.60M | 484.31M | 486.35M | ||||||||||||||
| Merchant Network Growth | 31.94% | 32.90% | 31.12% | 22.29% | 12.72% | 10.71% | 12.88% | 19.79% | ||||||||||||||
| Gain or Loss on Loan Sales | 226.48M | 197.15M | 159.50M | 152.13M | 159.03M | 188.34M | 211.30M | 230.97M | ||||||||||||||
| Gain or Loss on Loan Sales Growth | 42.41% | 4.68% | -24.52% | -34.14% | -30.57% | -4.12% | 15.00% | 56.48% | ||||||||||||||
| Virtual Card Network | 165.41M | 151.40M | 142.47M | 136.26M | 126.11M | 119.34M | 116.87M | 110.57M | ||||||||||||||
| Virtual Card Network Growth | 31.16% | 26.87% | 21.90% | 23.23% | 16.76% | 18.51% | 32.22% | 39.91% | ||||||||||||||
| Servicing | 101.31M | 95.48M | 91.10M | 87.22M | 86.28M | 87.49M | 85.81M | 87.85M | ||||||||||||||
| Servicing Growth | 17.42% | 9.14% | 6.17% | -0.72% | 11.07% | 33.02% | 65.88% | 142.36% |
Operating Metrics
| Period Ending | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Merchandise Volume | 28.60B | 26.60B | 24.90B | 23.24B | 21.40B | 20.19B | 19.08B | 18.36B | ||||||||||
| Gross Merchandise Volume Growth | 33.66% | 31.77% | 30.49% | 26.58% | 24.70% | 30.38% | 40.61% | 54.12% | ||||||||||
| Active Consumers | 19.50M | 18.71M | 18.10M | 17.60M | 16.90M | 16.50M | 16.00M | 15.62M | - | |||||||||
| Active Consumers Growth | 15.38% | 13.41% | 13.13% | 12.71% | 14.97% | 17.86% | 25.98% | 39.42% | - | |||||||||
| Average Order Value | 279.00 | 293.00 | 293.00 | 287.00 | 299.00 | 317.00 | 323.00 | 307.00 | ||||||||||
| Average Order Value Growth | -6.69% | -7.57% | -9.29% | -6.51% | -9.67% | -13.86% | -13.64% | -15.89% | ||||||||||
| Revenue as % of Gross Merchandise Volume | 9.20% | 9.10% | 9.20% | 7.90% | 8.90% | 8.10% | 8.20% | 7.10% | ||||||||||
| Transactions Per Active | 5.10 | 4.90 | 4.60 | 4.40 | 4.10 | 3.90 | 3.60 | 3.50 | - | |||||||||
| Transactions Per Active Growth | 24.39% | 25.64% | 27.78% | 25.71% | 24.24% | 30.00% | 33.33% | 40.00% | - |
Operating Expense Breakdown
| Period Ending | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales and Marketing | 574.77M | 576.41M | 586.21M | 594.20M | 621.27M | 638.28M | 661.84M | 677.11M | ||||||||||||||
| Sales and Marketing Growth | -7.48% | -9.69% | -11.43% | -12.24% | -1.74% | 19.90% | 54.93% | 106.10% | ||||||||||||||
| General and Administrative | 523.44M | 525.29M | 529.35M | 539.90M | 565.76M | 586.40M | 616.41M | 619.61M | ||||||||||||||
| General and Administrative Growth | -7.48% | -10.42% | -14.12% | -12.86% | -6.06% | 1.54% | 10.54% | 10.25% | ||||||||||||||
| Provision for Credit Losses | 520.76M | 460.63M | 437.50M | 381.50M | 367.31M | 331.86M | 310.07M | 309.92M | ||||||||||||||
| Provision for Credit Losses Growth | 41.78% | 38.80% | 41.10% | 23.09% | 43.55% | 30.00% | 49.02% | 120.25% | ||||||||||||||
| Technology and Data Analytics | 503.18M | 501.86M | 529.94M | 566.91M | 603.82M | 615.82M | 598.85M | 547.35M | ||||||||||||||
| Technology and Data Analytics Growth | -16.67% | -18.51% | -11.51% | 3.57% | 24.35% | 47.10% | 68.92% | 59.59% | ||||||||||||||
| Funding Costs | 374.47M | 344.25M | 312.01M | 272.74M | 231.88M | 183.01M | 139.42M | 104.06M | ||||||||||||||
| Funding Costs Growth | 61.49% | 88.10% | 123.78% | 162.11% | 197.25% | 162.60% | 111.57% | 60.73% | ||||||||||||||
| Processing and Servicing | 362.72M | 343.25M | 325.33M | 302.35M | 278.66M | 257.34M | 233.49M | 211.63M | ||||||||||||||
| Processing and Servicing Growth | 30.17% | 33.38% | 39.33% | 42.87% | 49.04% | 63.07% | 76.42% | 91.85% | ||||||||||||||
| Loss on Loan Purchase Commitment | 199.77M | 180.40M | 167.65M | 154.73M | 139.54M | 140.29M | 145.56M | 161.19M | ||||||||||||||
| Loss on Loan Purchase Commitment Growth | 43.16% | 28.59% | 15.17% | -4.01% | -25.78% | -31.26% | -32.24% | -29.92% |
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.