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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
88.46
+8.47 (10.59%)
At close: Aug 29, 2025, 4:00 PM
88.46
0.00 (0.00%)
After-hours: Aug 29, 2025, 7:59 PM EDT

Affirm Holdings Operating Metrics

Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Active Consumers
23.00M21.90M21.00M19.50M18.71M18.10M17.60M16.90M-
Active Consumers Growth
22.91%20.99%19.32%15.38%13.41%13.13%12.71%14.97%-
Average Order Value
276.00273.00267.00279.00293.00293.00287.00299.00
Average Order Value Growth
-5.80%-6.83%-6.97%-6.69%-7.57%-9.29%-6.51%-9.67%
Gross Merchandise Volume
36.70B33.50B31.20B28.60B26.60B24.90B23.24B21.40B
Gross Merchandise Volume Growth
37.97%34.54%34.26%33.66%31.77%30.49%26.58%24.70%
Revenue as Percent of Gross Merchandise Volume
8.50%9.20%8.50%9.20%9.10%9.20%7.90%8.90%
Transactions Per Active
5.805.605.305.104.904.604.404.10-
Transactions Per Active Growth
18.37%21.74%20.45%24.39%25.64%27.78%25.71%24.24%-

Revenue by Segment

Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
1.61B1.53B1.44B1.32B1.20B1.08B944.12M811.09M
Interest Growth
33.53%41.16%52.50%62.59%75.76%77.88%67.29%48.18%
Merchant Network
882.66M824.22M769.53M713.00M674.61M635.02M594.74M540.40M
Merchant Network Growth
30.84%29.79%29.39%31.94%32.90%31.12%22.29%12.72%
Gain or Loss on Loan Sales
381.62M334.72M299.07M226.48M197.15M159.50M152.13M159.03M
Gain or Loss on Loan Sales Growth
93.57%109.86%96.59%42.41%4.68%-24.52%-34.14%-30.57%
Virtual Card Network
231.31M207.17M184.28M165.41M151.40M142.47M136.26M126.11M
Virtual Card Network Growth
52.78%45.42%35.24%31.16%26.87%21.90%23.23%16.76%
Servicing
120.60M114.32M107.56M101.31M95.48M91.10M87.22M86.28M
Servicing Growth
26.31%25.49%23.33%17.42%9.14%6.17%-0.72%11.07%

Operating Expense Breakdown

Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
616.68M577.67M552.86M520.76M460.63M437.50M381.50M367.31M
Provision for Credit Losses Growth
33.88%32.04%44.92%41.78%38.80%41.10%23.09%43.55%
Technology and Data Analytics
589.72M559.35M531.56M503.18M501.86M529.94M566.91M603.82M
Technology and Data Analytics Growth
17.51%5.55%-6.23%-16.67%-18.51%-11.51%3.57%24.35%
General and Administrative
545.05M535.66M530.07M523.44M525.29M529.35M539.90M565.76M
General and Administrative Growth
3.76%1.19%-1.82%-7.48%-10.42%-14.12%-12.86%-6.06%
Processing and Servicing
457.85M418.67M388.48M362.72M343.25M325.33M302.35M278.66M
Processing and Servicing Growth
33.39%28.69%28.49%30.17%33.38%39.33%42.87%49.04%
Sales and Marketing
434.85M490.62M549.55M574.77M576.41M586.21M594.20M621.27M
Sales and Marketing Growth
-24.56%-16.31%-7.52%-7.48%-9.69%-11.43%-12.24%-1.74%
Funding Costs
425.45M414.79M397.61M374.47M344.25M312.01M272.74M231.88M
Funding Costs Growth
23.59%32.94%45.78%61.49%88.10%123.78%162.11%197.25%
Loss on Loan Purchase Commitment
242.26M229.56M216.41M199.77M180.40M167.65M154.73M139.54M
Loss on Loan Purchase Commitment Growth
34.30%36.93%39.87%43.16%28.59%15.17%-4.01%-25.78%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.