Arrow Financial Corporation (AROW)

NASDAQ: AROW · Real-Time Price · USD

39.05

-0.08 (-0.20%)

At close: Aug 13, 2026, 4:00 PM EDT

39.05

0.00 (0.00%)

After-hours: Aug 13, 2026, 5:16 PM EDT

Arrow Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	141.34	133.16	111.73	104.83	118.34	110.36
Net Interest Income Growth	15.83%	19.18%	6.58%	-11.42%	7.24%	11.24%
Non-Interest Income	33.87	32.43	28.07	29.12	30.9	32.37
Non-Interest Income Growth	21.79%	15.52%	-3.58%	-5.76%	-4.54%	-0.89%
Revenues Before Loan Losses	175.2	165.6	139.81	133.95	149.24	142.72
Provision for Credit Losses	5.04	7.27	5.18	3.38	4.8	0.27
Revenue	170.17	158.32	134.63	130.57	144.44	142.45
Revenue Growth	21.18%	17.60%	3.11%	-9.61%	1.40%	16.25%
Compensation Expenses	58.67	56.29	52.71	47.67	47	44.8
Selling, General & Admin	28.27	28.55	26.53	24.16	22.32	20.68
Other Non-Interest Expenses	18.63	18.09	18.03	21.22	12.21	12.57
Total Non-Interest Expense	105.57	102.93	97.27	93.05	81.53	78.05
Pretax Income	64.6	55.39	37.36	37.52	62.91	64.4
Provision for Income Taxes	13.32	11.44	7.65	7.45	14.11	14.55
Net Income	51.29	43.95	29.71	30.08	48.8	49.86
Net Income to Common	51.29	43.95	29.71	30.08	48.8	49.86
Net Income Growth	67.82%	47.95%	-1.22%	-38.37%	-2.12%	22.12%
Shares Outstanding (Basic)	16	17	17	17	17	17
Shares Outstanding (Diluted)	16	17	17	17	17	17
Shares Change	-1.52%	-1.43%	-1.71%	-0.13%	0.38%	0.57%
EPS (Basic)	3.10	2.65	1.77	1.77	2.86	2.93
EPS (Diluted)	3.10	2.65	1.77	1.77	2.86	2.93
EPS Growth	69.40%	49.72%	0%	-38.11%	-2.39%	21.20%
Free Cash Flow	44.65	36.19	28.87	13.5	45.46	61.07
Free Cash Flow Growth	52.72%	25.35%	113.88%	-70.31%	-25.55%	64.24%
Free Cash Flow Per Share	2.72	2.19	1.72	0.79	2.67	3.59
Dividends Per Share	1.180	1.140	1.090	1.060	1.030	0.960
Dividend Growth	6.31%	4.59%	2.83%	2.91%	7.29%	3.00%
Profit Margin	30.14%	27.76%	22.07%	23.03%	33.78%	35.00%
FCF Margin	26.24%	22.86%	21.45%	10.34%	31.47%	42.87%
Effective Tax Rate	20.61%	20.65%	20.47%	19.84%	22.43%	22.59%

SEC Filings: 10-K · 10-Q