AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
5.02
+0.02 (0.40%)
At close: Aug 21, 2026, 4:00 PM EDT
5.00
-0.02 (-0.40%)
After-hours: Aug 21, 2026, 7:30 PM EDT
AmeriServ Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 59.73 | 60.16 | 56.76 | 51.63 | 41.48 | 40.59 |
Interest Income on Investments | 12.52 | 11.19 | 9.75 | 9.23 | 7.57 | 6.08 |
Total Interest Income | 72.24 | 71.35 | 66.51 | 60.86 | 49.06 | 46.67 |
Interest Paid on Deposits | 24.92 | 25.47 | 25.45 | 21.01 | 6.42 | 4.81 |
Interest Paid on Borrowings | 3.22 | 3.62 | 5.01 | 3.83 | 2.07 | 2.78 |
Total Interest Expense | 28.14 | 29.09 | 30.46 | 24.84 | 8.5 | 7.59 |
Net Interest Income | 44.1 | 42.26 | 36.05 | 36.02 | 40.56 | 39.08 |
Net Interest Income Growth | 13.81% | 17.24% | 0.08% | -11.20% | 3.79% | 7.47% |
Trust Income | 11.87 | 11.56 | 12.32 | 11.27 | 11.62 | 11.99 |
Mortgage Banking Activities | 0.21 | 0.18 | 0.3 | 0.13 | 0.12 | 0.36 |
Gain (Loss) on Sale of Investments | 0.08 | 0.12 | - | 0.83 | -0.02 | 0.13 |
Other Non-Interest Income | 4.04 | 3.98 | 4.17 | 2.83 | 3.66 | 3.66 |
Total Non-Interest Income | 17.31 | 16.99 | 17.98 | 16.39 | 16.69 | 17.76 |
Non-Interest Income Growth | 2.57% | -5.49% | 9.68% | -1.81% | -6.02% | 9.13% |
Revenues Before Loan Losses | 61.41 | 59.25 | 54.02 | 52.41 | 57.26 | 56.84 |
Provision for Loan Losses | 1.01 | 4.12 | 0.88 | 7.43 | 0.05 | 1.1 |
| 60.4 | 55.13 | 53.14 | 44.98 | 57.21 | 55.74 | |
Revenue Growth | 17.10% | 3.75% | 18.14% | -21.37% | 2.62% | 10.90% |
Salaries and Employee Benefits | 28.57 | 28.94 | 28.38 | 29.58 | 28.44 | 27.8 |
Occupancy Expenses | 3.03 | 2.98 | 2.97 | 2.92 | 2.88 | 2.62 |
Federal Deposit Insurance | 0.91 | 0.99 | 1.02 | 0.72 | 0.52 | 0.66 |
Selling, General & Administrative | 12.85 | 10.97 | 11.82 | 12.08 | 9.49 | 8.83 |
Other Non-Interest Expense | 4.66 | 4.46 | 4.56 | 4.07 | 6.67 | 6.67 |
Total Non-Interest Expense | 50.02 | 48.34 | 48.74 | 49.37 | 48 | 46.58 |
EBT Excluding Unusual Items | 10.38 | 6.8 | 4.4 | -4.39 | 9.2 | 9.16 |
Pretax Income | 10.38 | 6.8 | 4.4 | -4.39 | 9.2 | 8.77 |
Income Tax Expense | 1.86 | 1.18 | 0.8 | -1.04 | 1.75 | 1.7 |
Net Income | 8.52 | 5.61 | 3.6 | -3.35 | 7.45 | 7.07 |
Net Income to Common | 8.52 | 5.61 | 3.6 | -3.35 | 7.45 | 7.07 |
Net Income Growth | 130.34% | 55.85% | - | - | 5.32% | 53.81% |
Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 |
Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 |
Shares Change | 1.37% | -1.62% | -1.99% | -0.01% | 0.19% | 0.30% |
EPS (Basic) | 0.51 | 0.34 | 0.21 | -0.20 | 0.44 | 0.41 |
EPS (Diluted) | 0.51 | 0.34 | 0.21 | -0.20 | 0.43 | 0.41 |
EPS Growth | 130.84% | 61.77% | - | - | 4.88% | 52.06% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.120 | 0.120 | 0.120 | 0.120 | 0.115 | 0.100 |
Dividend Growth | 0% | 0% | 0% | 4.35% | 15.00% | 0% |
Effective Tax Rate | 17.95% | 17.42% | 18.14% | - | 19.05% | 19.40% |