Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
93.82
+4.58 (5.13%)
At close: Sep 2, 2026, 4:00 PM EDT
93.82
0.00 (-0.01%)
After-hours: Sep 2, 2026, 7:30 PM EDT
Atlanticus Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 1,954 | 1,404 | 979.81 | 879.12 | 786.24 | 518.78 |
Total Interest Expense | 446.88 | 301.9 | 160.17 | 109.34 | 81.85 | 54.13 |
Net Interest Income | 1,507 | 1,102 | 819.64 | 769.78 | 704.38 | 464.66 |
Other Revenue | 699.34 | 564.71 | 330.14 | 276.12 | 259.87 | 225.07 |
Revenue Before Loan Losses | 2,207 | 1,666 | 1,150 | 1,046 | 964.25 | 689.73 |
Provision for Loan Losses | 1,476 | 1,109 | 749.84 | 691.73 | 578.32 | 255.19 |
| 730.47 | 557.17 | 399.94 | 354.18 | 385.93 | 434.54 | |
Revenue Growth | 59.79% | 39.31% | 12.92% | -8.23% | -11.19% | 68.95% |
Salaries & Employee Benefits | 92.28 | 65.27 | 50.14 | 43.91 | 43.06 | 34.02 |
Cost of Services Provided | 349.98 | 274.11 | 174.59 | 153.04 | 157.83 | 132.03 |
Other Operating Expenses | 66.02 | 45.5 | 35.41 | 26.74 | 34.4 | 22.18 |
Total Operating Expenses | 519.59 | 390.69 | 262.86 | 226.25 | 237.47 | 189.73 |
Operating Income | 210.89 | 166.47 | 137.09 | 127.93 | 148.46 | 244.81 |
Earnings From Equity Investments | - | - | - | - | - | 0.02 |
EBT Excluding Unusual Items | 210.35 | 166.51 | 138.58 | 128.56 | 149.27 | 249.01 |
Restructuring Charges | -4.3 | -4.3 | - | - | - | - |
Other Unusual Items | - | - | - | - | - | -29.44 |
Pretax Income | 203.55 | 159.71 | 138.58 | 128.56 | 149.27 | 219.57 |
Income Tax Expense | 50.06 | 39.1 | 28.47 | 26.6 | 14.66 | 41.78 |
Earnings From Continuing Ops. | 153.5 | 120.61 | 110.11 | 101.95 | 134.61 | 177.79 |
Minority Interest in Earnings | 0.51 | 1.6 | 1.19 | 0.89 | 0.99 | 0.11 |
Net Income | 154.01 | 122.2 | 111.3 | 102.85 | 135.6 | 177.9 |
Preferred Dividends & Other Adjustments | 9.23 | 10.41 | 23.93 | 25.2 | 25.08 | 22.36 |
Net Income to Common | 144.78 | 111.8 | 87.37 | 77.65 | 110.52 | 155.54 |
Net Income Growth | 36.82% | 27.96% | 12.52% | -29.74% | -28.94% | 101.87% |
Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | 15 |
Shares Outstanding (Diluted) | 19 | 19 | 19 | 19 | 19 | 21 |
Shares Change | 0.60% | 1.99% | -0.43% | -2.55% | -7.28% | 3.96% |
EPS (Basic) | 9.60 | 7.40 | 5.92 | 5.35 | 7.55 | 10.32 |
EPS (Diluted) | 7.70 | 5.96 | 4.77 | 4.24 | 5.83 | 7.56 |
EPS Growth | 35.19% | 24.73% | 12.63% | -27.26% | -22.89% | 91.22% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 936.46 | 632.94 | 467.62 | 455.33 | 342.78 | 205.28 |
Free Cash Flow Per Share | 48.97 | 33.01 | 24.87 | 24.11 | 17.69 | 9.82 |
Operating Margin | 28.87% | 29.88% | 34.28% | 36.12% | 38.47% | 56.34% |
Profit Margin | 19.82% | 20.06% | 21.84% | 21.92% | 28.64% | 35.79% |
Free Cash Flow Margin | 128.20% | 113.60% | 116.92% | 128.56% | 88.82% | 47.24% |
Effective Tax Rate | 24.59% | 24.48% | 20.54% | 20.69% | 9.82% | 19.03% |