American Express Company (AXP)

American Express Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest and Dividend Income	6,858	6,607	6,665	6,582	6,617	6,264	6,135	6,077	6,149	5,794	5,775	5,552	5,240	4,775	4,416	3,965	3,374	2,799	2,520	2,400
Total Interest Expense	1,918	1,958	1,973	2,060	2,131	2,077	1,966	2,039	2,143	2,064	2,006	1,948	1,798	1,670	1,433	1,207	796	439	321	292
Net Interest Income	4,940	4,649	4,692	4,522	4,486	4,187	4,169	4,038	4,006	3,730	3,769	3,604	3,442	3,105	2,983	2,758	2,578	2,360	2,199	2,108
Commissions and Fees	15,122	14,988	14,215	14,458	13,940	13,669	12,798	13,141	12,630	12,603	12,032	11,781	11,515	11,502	10,878	10,989	10,558	10,619	9,164	9,627
Other Revenue	-	-	-	-	-	-	-	-	-	-	-	414	424	447	420	429	420	416	372	410
Revenue Before Loan Losses	20,062	19,637	18,907	18,980	18,426	17,856	16,967	17,179	16,636	16,333	15,801	15,799	15,381	15,054	14,281	14,176	13,556	13,395	11,735	12,145
Provision for Loan Losses	985	1,084	1,251	1,414	1,287	1,405	1,150	1,292	1,356	1,268	1,269	1,437	1,233	1,198	1,055	1,027	778	410	-33	53
Revenue	19,077	18,553	17,656	17,566	17,139	16,451	15,817	15,887	15,280	15,065	14,532	14,362	14,148	13,856	13,226	13,149	12,778	12,985	11,768	12,092
Revenue Growth (YoY)	11.31%	12.78%	11.63%	10.57%	12.17%	9.20%	8.84%	10.62%	8.00%	8.72%	9.87%	9.22%	10.72%	6.71%	12.39%	8.74%	14.92%	19.69%	20.83%	27.79%
Salaries & Employee Benefits	2,570	2,344	2,482	2,409	2,239	2,152	2,120	1,979	2,049	1,949	2,098	1,952	2,047	1,875	2,014	1,892	1,748	1,816	1,654	1,654
Cost of Services Provided	10,661	10,405	9,937	10,275	9,295	9,063	8,721	9,148	8,247	8,288	7,813	7,789	7,396	7,701	7,483	7,186	6,997	7,175	6,004	6,410
Other Operating Expenses	2,330	2,034	1,486	1,815	1,825	1,781	1,622	1,927	1,785	1,652	1,492	1,954	1,614	1,561	1,472	1,813	1,550	1,440	1,387	1,493
Total Operating Expenses	15,561	14,783	13,905	14,499	13,359	12,996	12,463	13,054	12,081	11,889	11,403	11,695	11,057	11,137	10,969	10,891	10,295	10,431	9,045	9,557
Operating Income	3,516	3,770	3,751	3,067	3,780	3,455	3,354	2,833	3,199	3,176	3,129	2,667	3,091	2,719	2,257	2,258	2,483	2,554	2,723	2,535
Earnings From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-9	-	-	-	-226
Currency Exchange Gain (Loss)	27	26	15	55	47	4	15	35	24	27	16	26	26	25	5	-2	23	-1	-	3
EBT Excluding Unusual Items	3,543	3,796	3,766	3,122	3,827	3,459	3,369	2,868	3,223	3,203	3,145	2,693	3,117	2,744	2,262	2,247	2,506	2,553	2,723	2,312
Restructuring Charges	-	-	-	-96	-	-	-	-123	-	-	-	-179	-	-	-	-142	-	-	-	-
Gain (Loss) on Sale of Investments	988	275	12	64	-1.7	91	-39	11	-19	56	-	-2	-17	-10	-95	-234	-47	-10	-11	-6
Pretax Income	4,531	4,071	3,778	3,090	3,825	3,550	3,330	2,756	3,204	3,790	3,145	2,512	3,100	2,734	2,167	1,871	2,459	2,543	2,712	2,306
Income Tax Expense	819	961	807	628	923	665	746	586	697	775	708	579	649	560	351	299	580	579	613	587
Net Income	3,712	3,110	2,971	2,462	2,902	2,885	2,584	2,170	2,507	3,015	2,437	1,933	2,451	2,174	1,816	1,572	1,879	1,964	2,099	1,719
Preferred Dividends & Other Adjustments	63	35	33	33	34	33	32	31	33	38	32	29	33	32	28	26	28	30	30	40
Net Income to Common	3,649	3,075	2,938	2,429	2,868	2,852	2,552	2,139	2,474	2,977	2,405	1,904	2,418	2,142	1,788	1,546	1,851	1,934	2,069	1,679
Net Income Growth (YoY)	27.23%	7.82%	15.13%	13.56%	15.93%	-4.20%	6.11%	12.34%	2.32%	38.98%	34.51%	23.16%	30.63%	10.76%	-13.58%	-7.92%	3.81%	-14.01%	-6.21%	18.74%
Shares Outstanding (Basic)	673	678	685	687	692	698	701	703	708	716	721	725	732	740	742	745	748	752	757	768
Shares Outstanding (Diluted)	674	679	686	688	693	699	702	704	709	717	722	726	733	741	743	746	749	753	758	769
Shares Change (YoY)	-2.74%	-2.86%	-2.28%	-2.27%	-2.26%	-2.51%	-2.77%	-3.03%	-3.27%	-3.24%	-2.83%	-2.68%	-2.14%	-1.59%	-1.98%	-2.99%	-4.83%	-6.11%	-5.84%	-4.59%
EPS (Basic)	5.42	4.54	4.29	3.54	4.14	4.09	3.64	3.04	3.49	4.16	3.34	2.63	3.30	2.89	2.41	2.08	2.47	2.57	2.73	2.19
EPS (Diluted)	5.42	4.53	4.28	3.54	4.14	4.08	3.64	3.03	3.49	4.15	3.33	2.62	3.30	2.89	2.40	2.08	2.47	2.57	2.73	2.19
EPS Growth (YoY)	30.92%	11.03%	17.58%	16.61%	18.63%	-1.69%	9.31%	15.70%	5.76%	43.60%	38.71%	26.28%	33.60%	12.45%	-12.06%	-5.08%	8.88%	-8.21%	-0.36%	24.46%

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Free Cash Flow	4,437	4,472	2,655	2,345	5,578	3,745	4,334	5,281	-2,269	3,966	5,155	6,342	7,843	3,547	-738	7,919	4,064	3,807	3,433	4,490
Free Cash Flow Per Share	6.58	6.59	3.87	3.41	8.05	5.36	6.17	7.50	-3.20	5.53	7.14	8.74	10.70	4.79	-0.99	10.62	5.43	5.06	4.53	5.84
Dividend Per Share	0.950	0.950	0.950	0.820	0.820	0.820	0.820	0.700	0.700	0.700	0.700	0.600	0.600	0.600	0.600	0.520	0.520	0.520	0.520	0.430
Dividend Growth (YoY)	15.85%	15.85%	15.85%	17.14%	17.14%	17.14%	17.14%	16.67%	16.67%	16.67%	16.67%	15.38%	15.38%	15.38%	15.38%	20.93%	20.93%	20.93%	20.93%	0%
Operating Margin	18.43%	20.32%	21.25%	17.46%	22.05%	21.00%	21.20%	17.83%	20.94%	21.08%	21.53%	18.57%	21.85%	19.62%	17.07%	17.17%	19.43%	19.67%	23.14%	20.96%
Profit Margin	19.13%	16.57%	16.64%	13.83%	16.73%	17.34%	16.13%	13.46%	16.19%	19.76%	16.55%	13.26%	17.09%	15.46%	13.52%	11.76%	14.49%	14.89%	17.58%	13.88%
Free Cash Flow Margin	23.26%	24.10%	15.04%	13.35%	32.55%	22.77%	27.40%	33.24%	-14.85%	26.33%	35.47%	44.16%	55.44%	25.60%	-5.58%	60.22%	31.80%	29.32%	29.17%	37.13%
Effective Tax Rate	18.07%	23.61%	21.36%	20.32%	24.13%	18.73%	22.40%	21.26%	21.75%	20.45%	22.51%	23.05%	20.94%	20.48%	16.20%	15.98%	23.59%	22.77%	22.60%	25.45%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Oct 23, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

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