BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
6.63
+0.45 (7.28%)
Jul 31, 2026, 4:00 PM EDT - Market closed
BayFirst Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 44.24 | 45.79 | 38.03 | 36.43 | 30 | 36.53 |
Net Interest Income Growth | 9.81% | 20.40% | 4.38% | 21.44% | -17.87% | 9.19% |
Non-Interest Income | 5.42 | 18.4 | 60.47 | 49.76 | 31.55 | 21.97 |
Non-Interest Income Growth | -87.48% | -69.58% | 21.53% | 57.70% | 43.59% | -77.51% |
Revenues Before Loan Losses | 49.66 | 64.18 | 98.5 | 86.19 | 61.55 | 58.5 |
Provision for Credit Losses | 23.26 | 24.59 | 14.73 | 10.45 | -0.7 | -3.5 |
| 26.39 | 39.6 | 83.77 | 75.74 | 62.25 | 62 | |
Revenue Growth | -61.48% | -52.73% | 10.60% | 21.67% | 0.40% | -45.73% |
Compensation Expenses | 26.57 | 29.28 | 35.51 | 36.7 | 29.82 | 28.1 |
Selling, General & Admin | 18.06 | 18.82 | 17.53 | 17.36 | 15.57 | 15.11 |
Other Non-Interest Expenses | 17.58 | 22.33 | 13.75 | 13.65 | 9.83 | 7.08 |
Total Non-Interest Expense | 69.5 | 70.43 | 66.78 | 67.71 | 55.21 | 50.28 |
Pretax Income | -38 | -30.83 | 16.99 | 8.03 | 7.04 | 11.72 |
Provision for Income Taxes | -9.72 | -7.89 | 4.32 | 2.12 | 1.56 | 2.69 |
Net Income | -22.6 | -22.94 | 12.67 | 5.92 | 5.48 | 9.03 |
Net Income Attributable to Preferred Dividends | 1.54 | 1.54 | 1.54 | 0.97 | 0.83 | 1.01 |
Earnings From Discontinued Operations | - | - | -0.07 | -0.21 | -5.83 | 15.59 |
Net Income to Common | -29.82 | -24.48 | 11.06 | 4.74 | -1.18 | 23.61 |
Net Income Growth | - | - | 133.52% | - | - | 99.43% |
Shares Outstanding (Basic) | 4 | 4 | 4 | 4 | 4 | 4 |
Shares Outstanding (Diluted) | 4 | 4 | 5 | 5 | 4 | 4 |
Shares Change | -10.23% | -10.00% | 0.15% | 8.56% | 3.67% | 1.75% |
EPS (Basic) | -7.22 | -5.93 | 2.68 | 1.16 | -0.29 | 6.21 |
EPS (Diluted) | -7.22 | -5.93 | 2.62 | 1.12 | -0.29 | 5.91 |
EPS Growth | - | - | 133.93% | - | - | 96.35% |
Free Cash Flow | 207.69 | 285 | 388.84 | 447.22 | 432.19 | 482.27 |
Free Cash Flow Growth | -38.99% | -26.71% | -13.05% | 3.48% | -10.38% | - |
Free Cash Flow Per Share | 50.39 | 69.01 | 84.74 | 97.61 | 102.40 | 118.46 |
Dividends Per Share | 0.080 | 0.160 | 0.240 | 0.320 | 0.320 | 0.277 |
Dividend Growth | -66.67% | -33.33% | -25.00% | 0% | 15.52% | 55.01% |
Profit Margin | -85.64% | -57.93% | 15.13% | 7.81% | 8.80% | 14.56% |
FCF Margin | 786.98% | 719.77% | 464.19% | 590.45% | 694.28% | 777.87% |
Effective Tax Rate | 25.57% | 25.60% | 25.40% | 26.38% | 22.17% | 22.96% |