Credicorp Ltd. (BAP)

Credicorp Income Statement

Financials in millions PEN. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	16,574	15,649	15,749	7,057	12,144
Revenue Growth (YoY)	5.91%	-0.64%	123.17%	-41.89%	6.82%
Cost of Revenue	391.32	460.9	2,342	0	0
Gross Profit	16,183	15,188	13,407	7,057	12,144
Selling, General & Admin	8,069	7,316	6,622	5,697	5,772
Other Operating Expenses	1,266	1,001	1,452	1,856	1,259
Operating Expenses	9,334	8,317	8,074	7,553	7,031
Operating Income	6,848	6,871	5,333	-495.79	5,113
Other Expense / Income	94.34	112.29	87.25	-732.7	-775.8
Pretax Income	6,754	6,758	5,246	236.92	5,888
Income Tax	1,888	2,111	1,661	-109.98	1,623
Net Income	4,866	4,648	3,585	346.89	4,265
Net Income Growth	4.68%	29.66%	933.34%	-91.87%	7.06%
Shares Outstanding (Basic)	94	94	94	94	94
EPS (Basic)	61.22	58.44	45.09	4.37	53.66
EPS (Diluted)	61.22	58.44	45.09	4.37	53.66
EPS Growth	4.76%	29.61%	931.81%	-91.86%	7.04%
Free Cash Flow	3,773	-1,425.88	3,865	12,585	6,840
Free Cash Flow Per Share	39.97	-15.11	40.95	133.34	72.47
Dividend Per Share	0.679	3.855	5.000	8.658	8.442
Dividend Growth	-82.39%	-22.90%	-42.25%	2.56%	92.13%
Gross Margin	97.64%	97.05%	85.13%	100.00%	100.00%
Operating Margin	41.32%	43.91%	33.86%	-7.03%	42.10%
Profit Margin	29.36%	29.70%	22.76%	4.92%	35.12%
Free Cash Flow Margin	22.76%	-9.11%	24.54%	178.34%	56.33%
Effective Tax Rate	27.96%	31.23%	31.66%	-46.42%	27.57%
EBITDA	7,421	7,402	5,936	913.85	6,511
EBITDA Margin	44.78%	47.30%	37.69%	12.95%	53.61%
Depreciation & Amortization	667.12	643.6	690.56	676.93	622.17
EBIT	6,754	6,758	5,246	236.92	5,888
EBIT Margin	40.75%	43.19%	33.31%	3.36%	48.49%

Source: Financials are provided by Nasdaq Data Link and sourced from audited reports submitted to the Securities and Exchange Commission (SEC).