Credicorp Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	14,716	14,115	12,938	11,518	9,360
Net Interest Income Growth	4.26%	9.10%	12.33%	23.06%	9.23%
Non-Interest Income	9,092	8,027	7,202	6,117	5,273
Non-Interest Income Growth	13.27%	11.46%	17.73%	16.01%	6.37%
Revenues Before Loan Losses	23,809	22,142	20,140	17,635	14,632
Provision for Credit Losses	2,873	3,943	3,957	2,159	1,559
Revenue	20,935	18,199	16,183	15,477	13,073
Revenue Growth (YoY)	15.04%	12.46%	4.56%	18.38%	75.58%
Compensation Expenses	5,435	4,676	4,265	4,053	3,668
Selling, General & Admin	4,091	4,184	3,803	3,505	2,954
Other Non-Interest Expenses	1,462	1,514	1,266	1,063	1,118
Total Non-Interest Expense	10,988	10,374	9,334	8,621	7,741
Pretax Income	9,948	7,825	6,848	6,856	5,333
Provision for Income Taxes	2,865	2,201	1,888	2,111	1,661
Net Income	6,925	5,501	4,866	4,633	3,585
Minority Interest in Earnings	157.28	122	94.34	112.29	87.25
Net Income to Common	6,925	5,501	4,866	4,633	3,585
Net Income Growth	25.89%	13.07%	5.02%	29.25%	933.34%
Shares Outstanding (Basic)	79	79	79	80	79
Shares Outstanding (Diluted)	80	80	80	80	80
Shares Change (YoY)	-0.11%	-0.05%	-0.05%	0.03%	0.07%
EPS (Basic)	87.25	69.24	61.22	58.44	45.09
EPS (Diluted)	87.08	69.09	61.08	58.32	44.99
EPS Growth	26.04%	13.11%	4.73%	29.63%	931.88%
Free Cash Flow	8,138	14,142	3,720	-1,415	3,853
Free Cash Flow Growth	-42.45%	280.18%	-	-	-69.33%
Free Cash Flow Per Share	102.32	177.62	46.70	-17.75	48.36
Dividends Per Share	-	39.900	35.000	25.000	15.000
Dividend Growth	-	14.00%	40.00%	66.67%	200.00%
Profit Margin	33.83%	30.90%	30.65%	30.66%	28.09%
FCF Margin	38.87%	77.71%	22.99%	-9.14%	29.47%
EBITDA	901.95	722.57	667.12	690.61	690.56
EBITDA Margin	4.31%	3.97%	4.12%	4.46%	5.28%
Effective Tax Rate	28.80%	28.13%	27.58%	30.78%	31.15%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q