Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
346.00
+12.82 (3.85%)
Feb 18, 2026, 4:00 PM EST - Market closed

Credicorp Income Statement

Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest Income on Loans
19,93019,86918,79815,01111,850
Interest Paid on Deposits
5,2145,7545,8613,9202,491
Net Interest Income
14,71614,11512,93811,0929,360
Net Interest Income Growth (YoY)
4.26%9.10%16.65%18.50%9.23%
Income From Trading Activities
51.92156.253.6765.19221.06
Gain (Loss) on Sale of Assets
-111.185.1733.6931.78
Gain (Loss) on Sale of Investments
400.69362.3425.145.4728.65
Other Non-Interest Income
8,1736,9746,3035,8034,644
Total Non-Interest Income
8,6257,6036,8675,9084,926
Non-Interest Income Growth (YoY)
13.44%10.72%16.24%19.93%2.71%
Revenues Before Loan Losses
23,34221,71819,80516,99914,286
Provision for Loan Losses
2,4063,5193,6221,8121,212
20,93518,19916,18315,18813,073
Revenue Growth (YoY)
15.04%12.46%6.55%16.17%75.61%
Salaries and Employee Benefits
5,4354,5724,1823,8203,594
Occupancy Expenses
893.14713.47659.01636.49683.25
Selling, General & Administrative
3,7363,9063,6223,2162,738
Other Non-Interest Expense
915.38812.5649.96559.67606.6
Total Non-Interest Expense
10,98810,0329,1668,2737,670
EBT Excluding Unusual Items
9,9488,1677,0166,9145,404
Legal Settlements
--315.21-95.87-43.85-70.82
Pretax Income
9,9487,8256,8486,8715,333
Income Tax Expense
2,8652,2011,8882,1111,661
Earnings From Continuing Operations
7,0835,6234,9604,7603,672
Minority Interest in Earnings
-157.28-122-94.34-112.29-87.25
Net Income
6,9255,5014,8664,6483,585
Net Income to Common
6,9255,5014,8664,6483,585
Net Income Growth
25.89%13.07%4.68%29.66%933.34%
Basic Shares Outstanding
8079798079
Diluted Shares Outstanding
8080808080
Shares Change (YoY)
0.21%-0.05%-0.05%0.03%0.07%
EPS (Basic)
86.8069.2461.2258.4445.09
EPS (Diluted)
86.8069.0961.0858.3244.99
EPS Growth
25.63%13.11%4.73%29.63%931.88%
Dividend Per Share
-39.90035.00025.00015.000
Dividend Growth
-14.00%40.00%66.67%200.00%
Effective Tax Rate
28.80%28.13%27.57%30.72%31.15%
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q