Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
377.24
-5.29 (-1.38%)
At close: Sep 8, 2026, 4:00 PM EDT
355.54
-26.99 (-7.06%)
After-hours: Sep 8, 2026, 7:53 PM EDT
Credicorp Balance Sheet
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 20,260 | 22,591 | 20,069 | 6,850 | 7,668 | 39,321 |
Investment Securities | 51,609 | 42,999 | 43,547 | 42,167 | 37,762 | 38,852 |
Trading Asset Securities | 7,048 | 6,845 | 6,246 | 6,447 | 6,096 | 6,916 |
Total Investments | 58,657 | 49,844 | 49,793 | 48,614 | 43,858 | 45,767 |
Gross Loans | 158,020 | 148,629 | 144,319 | 143,483 | 147,190 | 147,597 |
Allowance for Loan Losses | -7,575 | -7,670 | -7,995 | -8,278 | -7,872 | -8,477 |
Net Loans | 150,445 | 140,959 | 136,324 | 135,205 | 139,318 | 139,120 |
Property, Plant & Equipment | 2,598 | 2,672 | 1,841 | 1,857 | 1,825 | 1,895 |
Goodwill | 1,272 | 1,253 | 722.36 | 798.48 | 772.21 | 796.86 |
Other Intangible Assets | 3,571 | 3,512 | 2,567 | 2,427 | 2,127 | 1,913 |
Investments in Real Estate | 742.36 | 795.51 | 625.11 | 565.27 | 548.56 | - |
Accrued Interest Receivable | 2,213 | 1,356 | 1,413 | 1,493 | 1,436 | - |
Other Receivables | 6,911 | 7,157 | 3,208 | 2,105 | 1,650 | - |
Restricted Cash | 28,310 | 26,741 | 27,948 | 27,689 | 27,165 | 1,767 |
Other Current Assets | 6,214 | 801.98 | 1,062 | 1,095 | 1,237 | 532.4 |
Long-Term Deferred Tax Assets | 1,560 | 1,392 | 1,171 | 1,182 | 1,135 | 1,146 |
Other Real Estate Owned & Foreclosed | 73.7 | 90.29 | 166.18 | 107.56 | 136.08 | - |
Other Long-Term Assets | - | 7,234 | 8,002 | 7,553 | 5,557 | 11,185 |
Total Assets | 282,828 | 267,363 | 256,089 | 238,840 | 235,414 | 243,444 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 11,593 | 2,679 | 2,366 | 2,367 | 2,058 | - |
Accrued Expenses | 382.63 | 1,746 | 1,336 | 1,082 | 930.62 | - |
Interest Bearing Deposits | 116,384 | 117,183 | 113,402 | 104,041 | 102,612 | 97,745 |
Non-Interest Bearing Deposits | 64,854 | 52,217 | 47,160 | 42,234 | 43,346 | 51,851 |
Total Deposits | 181,239 | 169,401 | 160,563 | 146,275 | 145,958 | 149,597 |
Short-Term Borrowings | 1,317 | 1,048 | 819.47 | 892 | 1,346 | - |
Current Portion of Long-Term Debt | 9,718 | 5,875 | 10,886 | 10,863 | 6,783 | - |
Current Portion of Leases | 590.57 | 348.34 | 158.18 | 153.81 | 173.96 | - |
Current Income Taxes Payable | 557.19 | 723.43 | 786.66 | 727.05 | 1,063 | - |
Accrued Interest Payable | 882.22 | 1,001 | 1,279 | 1,430 | 1,063 | - |
Other Current Liabilities | 4,974 | 1,648 | 981.4 | 1,375 | 1,054 | 870.31 |
Long-Term Debt | 16,151 | 27,070 | 26,198 | 26,179 | 32,129 | 47,050 |
Long-Term Leases | - | 263.92 | 246.64 | 358.77 | 404.12 | 655.29 |
Long-Term Unearned Revenue | 14,996 | - | - | - | - | - |
Long-Term Deferred Tax Liabilities | 379.84 | 376.94 | 59.03 | 107.52 | 75.01 | 74.17 |
Other Long-Term Liabilities | 1,246 | 16,087 | 15,433 | 13,922 | 12,783 | 18,365 |
Total Liabilities | 244,026 | 228,266 | 221,112 | 205,733 | 205,819 | 216,611 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 |
Additional Paid-In Capital | 86.15 | 148.73 | 176.31 | 228.24 | 231.56 | 228.85 |
Retained Earnings | 36,625 | 6,916 | 5,643 | 4,572 | 4,277 | 3,183 |
Treasury Stock | -209.11 | -209.85 | -208.88 | -208.03 | -207.52 | -207.53 |
Comprehensive Income & Other | 301.39 | 30,193 | 27,417 | 26,548 | 23,383 | 21,768 |
Total Common Equity | 38,122 | 38,367 | 34,346 | 32,460 | 29,004 | 26,292 |
Minority Interest | 679.93 | 729.16 | 630.78 | 647.06 | 591.57 | 540.67 |
Shareholders' Equity | 38,802 | 39,096 | 34,977 | 33,107 | 29,595 | 26,833 |
Total Liabilities & Equity | 282,828 | 267,363 | 256,089 | 238,840 | 235,414 | 243,444 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 27,776 | 34,605 | 38,308 | 38,446 | 40,835 | 47,705 |
Net Cash (Debt) | 11,224 | -3,768 | -11,322 | -24,430 | -26,619 | -1,469 |
Net Cash Growth | 6.94% | - | - | - | - | - |
Net Cash Per Share | 141.10 | -47.37 | -142.21 | -306.69 | -334.00 | -18.44 |
Filing Date Shares Outstanding | 79.42 | 79.37 | 79.44 | 79.5 | 79.53 | 79.53 |
Total Common Shares Outstanding | 79.42 | 79.37 | 79.44 | 79.5 | 79.53 | 79.53 |
Book Value Per Share | 480.01 | 483.41 | 432.38 | 408.32 | 364.67 | 330.58 |
Tangible Book Value | 33,280 | 33,603 | 31,057 | 29,235 | 26,104 | 23,582 |
Tangible Book Value Per Share | 419.04 | 423.38 | 390.97 | 367.75 | 328.22 | 296.51 |