Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
355.90
+7.97 (2.29%)
At close: Nov 9, 2026, 4:00 PM EST
357.50
+1.60 (0.45%)
Pre-market: Nov 10, 2026, 4:58 AM EST
Credicorp Cash Flow Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6,925 | 5,501 | 4,866 | 4,648 | 3,585 |
Depreciation & Amortization | 316.22 | 722.57 | 667.12 | 643.6 | 690.56 |
Other Amortization | 585.73 | - | - | - | - |
Gain (Loss) on Sale of Assets | -67.78 | -95.21 | 0.21 | -26.33 | -26.77 |
Gain (Loss) on Sale of Investments | -688.09 | -518.49 | -478.81 | -89.37 | -320.08 |
Total Asset Writedown | - | 27.35 | 71.96 | - | - |
Provision for Credit Losses | 2,873 | 3,943 | 3,957 | 2,159 | 1,559 |
Change in Trading Asset Securities | 1,255 | -2,143 | -5,621 | 1,115 | 8,253 |
Change in Income Taxes | -1,577 | - | - | - | - |
Change in Other Net Operating Assets | -16,077 | -5,241 | 271.58 | -8,852 | -12,829 |
Other Operating Activities | -2,335 | -1,044 | -1,925 | -783.39 | 501.99 |
Operating Cash Flow | -8,642 | 1,236 | 1,808 | -1,105 | 1,487 |
Operating Cash Flow Growth | - | -31.66% | - | - | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -284.71 | -310.14 | -322.37 | -192.7 | -107.79 |
Sale of Property, Plant and Equipment | 160.26 | 98.22 | 53.15 | 5.37 | 11.46 |
Cash Acquisitions | -727.18 | - | -5.56 | - | - |
Investment in Securities | 424.75 | 1,564 | -113.81 | -116.48 | -3,087 |
Purchase / Sale of Intangibles | -983.97 | -801.29 | -828.8 | -703.67 | -532.24 |
Investing Cash Flow | -1,593 | 527.56 | -1,255 | -1,095 | -3,728 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 1,792 | 2,284 | 62.04 | - | 183.16 |
Long-Term Debt Repaid | -152.9 | -152.69 | -157.39 | -251.23 | -155.14 |
Lease Payments | -152.9 | -152.69 | -157.39 | -156.53 | -155.14 |
Net Debt Issued (Repaid) | 1,639 | 2,132 | -95.34 | -251.23 | 28.02 |
Issuance of Common Stock | - | - | - | 9.95 | 3.75 |
Repurchase of Common Stock | -119.25 | -110.89 | -85.58 | -83.61 | -58.91 |
Common Dividends Paid | -3,181 | -3,665 | -1,994 | -1,196 | -398.81 |
Net Increase (Decrease) in Deposit Accounts | 17,248 | 13,286 | 2,272 | -46.2 | 2,486 |
Other Financing Activities | -175.95 | -166.39 | -89.4 | -79.51 | -39.35 |
Financing Cash Flow | 15,411 | 11,476 | 7.17 | -1,647 | 2,020 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -3,772 | 410.26 | -760.65 | -1,325 | 2,780 |
Net Cash Flow | 1,404 | 13,649 | -200.35 | -5,173 | 2,560 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -8,927 | 925.5 | 1,486 | -1,298 | 1,379 |
Free Cash Flow Growth | - | -37.71% | - | - | - |
Free Cash Flow Margin | -43.12% | 5.08% | 9.18% | -8.55% | 10.55% |
Free Cash Flow Per Share | -112.24 | 11.62 | 18.65 | -16.29 | 17.31 |
Free Cash Flow After Leases | -9,080 | 772.81 | 1,328 | -1,454 | 1,224 |