Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
366.38
-2.02 (-0.55%)
Aug 31, 2026, 4:00 PM EDT - Market closed
Credicorp Balance Sheet
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Assets
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 20,260 | 22,326 | 22,591 | 19,858 | 19,772 | 20,749 | 20,069 | 16,714 | - | 39,159 | 6,850 | 13,252 | 33,191 | 13,210 | 7,668 | 18,220 | 9,347 | 14,601 | 14,725 | 22,831 |
Investment Securities | 51,609 | 51,945 | 42,999 | 46,423 | 46,636 | 50,385 | 43,547 | 48,964 | - | 48,799 | 42,167 | 38,260 | 44,202 | 43,893 | 37,762 | 42,561 | 41,212 | 43,770 | 40,165 | 40,302 |
Trading Asset Securities | 7,048 | 6,126 | 6,845 | 5,101 | 5,627 | 5,510 | 6,246 | 5,080 | - | 5,316 | 6,447 | 7,293 | 5,298 | 4,564 | 6,096 | 6,026 | 5,460 | 5,947 | 8,211 | 9,532 |
Total Investments | 58,657 | 58,071 | 49,844 | 51,524 | 52,263 | 55,894 | 49,793 | 54,044 | - | 54,116 | 48,614 | 45,554 | 49,501 | 48,457 | 43,858 | 48,587 | 46,672 | 49,717 | 48,376 | 49,834 |
Gross Loans | 158,020 | 151,407 | 148,629 | 143,446 | 139,749 | 139,871 | 144,319 | 141,154 | - | 140,798 | 143,483 | 143,570 | 142,846 | 143,698 | 147,190 | 150,004 | 149,126 | 143,449 | 146,417 | 145,374 |
Allowance for Loan Losses | -7,575 | -7,425 | -7,670 | -7,674 | -7,659 | -7,743 | -7,995 | -8,250 | - | -8,190 | -8,278 | -8,056 | -7,956 | -7,915 | -7,872 | -8,030 | -8,307 | -8,262 | -8,477 | -9,077 |
Net Loans | 150,445 | 143,981 | 140,959 | 135,772 | 132,090 | 132,128 | 136,324 | 132,904 | - | 132,608 | 135,205 | 135,514 | 134,889 | 135,782 | 139,318 | 141,974 | 140,819 | 135,187 | 137,940 | 136,297 |
Property, Plant & Equipment | 2,598 | 2,656 | 2,672 | 2,725 | 2,646 | 2,682 | 1,841 | 1,837 | - | 1,816 | 1,857 | 1,753 | 1,749 | 1,787 | 1,825 | 1,786 | 1,837 | 1,865 | 1,895 | 1,911 |
Goodwill | 1,272 | 1,264 | 1,253 | 1,290 | 1,693 | 1,698 | 722.36 | 734.43 | - | - | 798.48 | 842.68 | 830.73 | 822.77 | 772.21 | 788.18 | 802.62 | 809.98 | 796.86 | 826.2 |
Other Intangible Assets | 3,571 | 3,465 | 3,512 | 3,306 | 2,752 | 2,722 | 2,567 | 2,433 | - | 3,161 | 2,427 | 2,276 | 2,216 | 2,120 | 2,127 | 1,979 | 1,927 | 1,893 | 1,913 | 1,856 |
Investments in Real Estate | 742.36 | 757.97 | 795.51 | 672.64 | 655.88 | 627.51 | 625.11 | 623.36 | - | - | 565.27 | 563.64 | - | - | 548.56 | 528.25 | 481.5 | 470.56 | 469.11 | 471.31 |
Accrued Interest Receivable | 2,213 | 1,851 | 1,356 | 1,766 | 1,405 | 1,397 | 1,413 | 1,867 | - | - | 1,493 | 1,560 | - | 1,844 | 1,436 | 1,781 | 1,825 | 1,548 | 1,181 | 1,177 |
Other Receivables | 6,911 | 8,508 | 7,157 | 6,113 | 8,513 | 6,254 | 3,208 | 5,848 | - | - | 2,105 | 3,777 | - | 950.48 | 1,650 | 5,356 | 7,098 | 5,880 | 3,815 | 6,257 |
Restricted Cash | 28,310 | 28,362 | 26,741 | 23,241 | 21,700 | 23,788 | 27,948 | 27,517 | - | 1,526 | 27,689 | 20,451 | - | 21,895 | 27,165 | 18,030 | 21,502 | 21,711 | 25,676 | 22,809 |
Other Current Assets | 6,214 | 1,176 | 801.98 | 6,410 | 4,221 | 4,955 | 1,062 | 3,466 | - | 322.35 | 1,095 | 873.73 | 2,089 | 2,316 | 1,237 | 3,649 | 3,054 | 2,912 | 1,335 | 1,520 |
Long-Term Deferred Tax Assets | 1,560 | 1,465 | 1,392 | 1,265 | 1,228 | 1,231 | 1,171 | 1,209 | - | - | 1,182 | 1,138 | - | - | 1,135 | 1,103 | 1,083 | 1,174 | 1,177 | 1,574 |
Other Real Estate Owned & Foreclosed | 73.7 | 80.72 | 90.29 | 95.13 | 92.36 | 95.37 | 166.18 | 97.46 | - | - | 107.56 | 114.04 | - | - | 136.08 | 136.06 | 132.37 | 132.47 | 136.13 | 130.09 |
Other Long-Term Assets | - | 4,550 | 7,234 | 1,262 | - | - | 8,002 | 466.96 | - | 8,464 | 7,553 | 9,488 | 10,159 | 9,139 | 5,557 | - | - | - | 4,377 | 2,959 |
Total Assets | 282,828 | 278,514 | 267,363 | 255,301 | 249,030 | 254,222 | 256,089 | 249,760 | - | 241,172 | 238,840 | 238,459 | 234,625 | 238,324 | 235,414 | 243,916 | 236,580 | 237,900 | 244,847 | 251,542 |
Liabilities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Accounts Payable | 11,593 | 9,312 | 2,679 | 13,977 | 14,304 | 5,220 | 2,366 | 5,531 | - | - | 2,367 | 2,180 | - | - | 2,058 | 2,617 | 3,551 | 2,637 | 1,673 | 1,783 |
Accrued Expenses | 382.63 | 741.84 | 1,746 | 331.37 | - | - | 1,336 | - | - | - | 1,082 | 1,012 | - | - | 930.62 | 85.53 | 87.23 | 84.03 | 915 | 840.52 |
Interest Bearing Deposits | 116,384 | 115,115 | 117,183 | 157,583 | 153,953 | 156,663 | 113,402 | 153,129 | - | 104,779 | 104,041 | 106,611 | 103,912 | 105,822 | 102,612 | 105,159 | 147,441 | 147,916 | 96,992 | 97,214 |
Non-Interest Bearing Deposits | 64,854 | 62,595 | 52,217 | - | - | - | 47,160 | - | - | 41,706 | 42,234 | 40,364 | 39,476 | 41,597 | 43,346 | 46,626 | - | - | 51,851 | 54,547 |
Total Deposits | 181,239 | 177,710 | 169,401 | 157,583 | 153,953 | 156,663 | 160,563 | 153,129 | - | 146,485 | 146,275 | 146,975 | 143,388 | 147,419 | 145,958 | 151,785 | 147,441 | 147,916 | 148,843 | 151,760 |
Short-Term Borrowings | 1,317 | 1,307 | 1,048 | 942.83 | 1,065 | 807.36 | 819.47 | 817.93 | - | - | 892 | 1,163 | - | - | 1,346 | 1,576 | 1,446 | 1,726 | 1,802 | 2,882 |
Current Portion of Long-Term Debt | 9,718 | 6,091 | 5,875 | 6,965 | 6,995 | 8,159 | 10,886 | 11,469 | - | - | 10,863 | 4,186 | - | - | 6,783 | 7,035 | 5,289 | 2,539 | 5,249 | 4,738 |
Current Portion of Leases | 590.57 | 603.92 | 348.34 | 663.47 | 685.88 | 58.3 | 158.18 | - | - | - | 153.81 | 151.88 | - | - | 173.96 | - | - | - | 174.04 | 181.36 |
Current Income Taxes Payable | 557.19 | 451.71 | 723.43 | 308.46 | 342.79 | 464.69 | 786.66 | 553.45 | - | - | 727.05 | 579.97 | - | - | 1,063 | 394.43 | 154.27 | 184.4 | 337.51 | 354.22 |
Accrued Interest Payable | 882.22 | 918.18 | 1,001 | 847.01 | 770.26 | 956.3 | 1,279 | 1,307 | - | 1,372 | 1,430 | 1,497 | - | 1,204 | 1,063 | 1,008 | - | - | 753.06 | 787.93 |
Other Current Liabilities | 4,974 | 5,759 | 1,648 | 4,562 | 4,249 | 12,308 | 981.4 | 10,452 | - | 631.57 | 1,375 | 1,039 | 639.83 | 913.32 | 1,054 | 13,850 | 11,902 | 8,434 | 1,710 | 2,911 |
Long-Term Debt | 16,151 | 18,703 | 27,070 | 16,294 | 16,222 | 17,062 | 26,198 | 17,134 | - | 37,717 | 26,179 | 32,960 | 38,605 | 36,199 | 32,129 | 18,551 | 17,654 | 19,784 | 41,523 | 42,787 |
Long-Term Leases | - | - | 263.92 | - | - | 639.75 | 246.64 | - | - | - | 358.77 | 362.97 | - | - | 404.12 | - | - | - | 481.25 | 525.96 |
Long-Term Unearned Revenue | 14,996 | 14,504 | - | 14,203 | 13,805 | 13,875 | - | 13,289 | - | - | - | - | - | - | - | 9,101 | 9,150 | 9,483 | 9,979 | 9,929 |
Long-Term Deferred Tax Liabilities | 379.84 | 378.69 | 376.94 | 381.83 | 194.29 | 204.12 | 59.03 | 93.89 | - | - | 107.52 | 70.48 | - | - | 75.01 | 63.38 | 74.12 | 97.18 | 105.06 | 117.3 |
Other Long-Term Liabilities | 1,246 | 1,385 | 16,087 | 985.2 | 1,369 | 1,390 | 15,433 | 1,906 | - | 20,530 | 13,922 | 14,376 | 21,354 | 21,654 | 12,783 | 10,173 | 13,111 | 17,614 | 4,264 | 6,240 |
Total Liabilities | 244,026 | 237,866 | 228,266 | 218,045 | 213,956 | 217,807 | 221,112 | 215,683 | - | 206,736 | 205,733 | 206,552 | 203,987 | 207,390 | 205,819 | 216,238 | 209,860 | 210,499 | 217,809 | 225,837 |
Shareholders' Equity
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Common Stock | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | - | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 | 1,319 |
Additional Paid-In Capital | 86.15 | 112.19 | 148.73 | 139.53 | 133.39 | 124.15 | 176.31 | 179.03 | - | 201.97 | 228.24 | 225.34 | 231.02 | 226.19 | 231.56 | 225.83 | 231.18 | 227.36 | 228.85 | 215.07 |
Retained Earnings | 36,625 | 38,588 | 6,916 | 34,959 | 33,197 | 34,576 | 5,643 | 4,516 | - | 6,084 | 4,572 | 3,722 | 2,476 | 29,426 | 4,277 | 27,254 | 25,931 | 25,983 | 3,556 | 2,497 |
Treasury Stock | -209.11 | -208.7 | -209.85 | -209.85 | -209.85 | -209.85 | -208.88 | -208.9 | - | -208.34 | -208.03 | -208.03 | -208.04 | -208.04 | -207.52 | -207.52 | -207.52 | -207.7 | -207.53 | -207.75 |
Comprehensive Income & Other | 301.39 | 207.89 | 30,193 | 353.14 | 19.2 | 33.46 | 27,417 | 27,658 | - | 26,457 | 26,548 | 26,210 | 26,209 | -403.39 | 23,383 | -1,482 | -1,098 | -449.41 | 21,600 | 21,370 |
Total Common Equity | 38,122 | 40,018 | 38,367 | 36,561 | 34,459 | 35,843 | 34,346 | 33,463 | - | 33,853 | 32,460 | 31,268 | 30,027 | 30,360 | 29,004 | 27,109 | 26,175 | 26,873 | 26,497 | 25,193 |
Minority Interest | 679.93 | 629.69 | 729.16 | 695.27 | 615.49 | 571.7 | 630.78 | 614.6 | - | 582.75 | 647.06 | 639.46 | 611.62 | 574.6 | 591.57 | 568.89 | 545.46 | 528.91 | 540.67 | 512.88 |
Shareholders' Equity | 38,802 | 40,648 | 39,096 | 37,256 | 35,075 | 36,415 | 34,977 | 34,077 | - | 34,436 | 33,107 | 31,907 | 30,639 | 30,934 | 29,595 | 27,678 | 26,721 | 27,402 | 27,037 | 25,705 |
Total Liabilities & Equity | 282,828 | 278,514 | 267,363 | 255,301 | 249,030 | 254,222 | 256,089 | 249,760 | - | 241,172 | 238,840 | 238,459 | 234,625 | 238,324 | 235,414 | 243,916 | 236,580 | 237,900 | 244,847 | 251,542 |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Total Debt | 27,776 | 26,705 | 34,605 | 24,865 | 24,968 | 26,727 | 38,308 | 29,421 | - | 37,717 | 38,446 | 38,824 | 38,605 | 36,199 | 40,835 | 27,162 | 24,390 | 24,049 | 49,230 | 51,114 |
Net Cash (Debt) | 11,224 | 16,877 | -3,768 | 10,074 | 10,496 | 12,691 | -11,322 | -7,627 | - | 6,758 | -24,430 | -17,699 | -115.33 | -8,732 | -26,619 | 4,932 | -2,062 | 6,095 | -25,639 | -17,693 |
Net Cash Growth (YoY) | 6.94% | 32.99% | - | - | - | 87.78% | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share | 141.32 | 211.90 | -47.24 | 126.79 | 132.13 | 159.52 | -140.68 | -95.93 | - | 84.94 | -307.61 | -222.41 | -1.45 | -109.75 | -333.70 | 61.99 | -25.86 | 76.58 | -321.51 | -222.13 |
Filing Date Shares Outstanding | 79.42 | 79.45 | 79.37 | 79.37 | 79.37 | 79.37 | 79.44 | 79.43 | 79.41 | 79.47 | 79.5 | 79.54 | 79.55 | 79.5 | 79.53 | 79.53 | 79.53 | 79.52 | 79.53 | 79.52 |
Total Common Shares Outstanding | 79.42 | 79.45 | 79.37 | 79.37 | 79.37 | 79.37 | 79.44 | 79.43 | 79.41 | 79.47 | 79.5 | 79.54 | 79.55 | 79.5 | 79.53 | 79.53 | 79.53 | 79.52 | 79.53 | 79.52 |
Book Value Per Share | 480.01 | 503.70 | 483.41 | 460.65 | 434.18 | 451.62 | 432.38 | 421.26 | - | 425.97 | 408.32 | 393.13 | 377.45 | 381.91 | 364.67 | 340.85 | 329.11 | 337.94 | 333.16 | 316.82 |
Tangible Book Value | 33,280 | 35,290 | 33,603 | 31,964 | 30,015 | 31,423 | 31,057 | 30,295 | - | 30,692 | 29,235 | 28,149 | 26,980 | 27,418 | 26,104 | 24,342 | 23,446 | 24,169 | 23,787 | 22,510 |
Tangible Book Value Per Share | 419.04 | 444.18 | 423.38 | 402.74 | 378.18 | 395.92 | 390.97 | 381.39 | - | 386.19 | 367.75 | 353.92 | 339.15 | 344.89 | 328.22 | 306.06 | 294.79 | 303.94 | 299.08 | 283.09 |