Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
366.38
-2.02 (-0.55%)
Aug 31, 2026, 4:00 PM EDT - Market closed
Credicorp Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 5,414 | 5,212 | 5,125 | 4,988 | 4,922 | 4,895 | 5,012 | 4,996 | 4,935 | 4,926 | 4,870 | 4,819 | 4,653 | 4,456 | 4,362 | 3,989 | 3,488 | 3,172 | 3,092 | 3,051 |
Interest Paid on Deposits | 1,317 | 1,250 | 1,284 | 1,300 | 1,307 | 1,323 | 1,382 | 1,405 | 1,467 | 1,500 | 1,522 | 1,565 | 1,449 | 1,324 | 1,222 | 1,106 | 851.01 | 740.64 | 614.52 | 599.9 |
Net Interest Income | 4,097 | 3,963 | 3,841 | 3,688 | 3,615 | 3,572 | 3,630 | 3,591 | 3,468 | 3,426 | 3,348 | 3,254 | 3,204 | 3,132 | 3,140 | 2,882 | 2,637 | 2,432 | 2,477 | 2,451 |
Net Interest Income Growth (YoY) | 13.32% | 10.94% | 5.83% | 2.70% | 4.24% | 4.26% | 8.43% | 10.35% | 8.25% | 9.39% | 6.60% | 12.89% | 21.50% | 28.80% | 26.77% | 17.60% | 14.27% | 14.52% | 19.76% | 13.38% |
Income From Trading Activities | - | - | 51.92 | - | - | - | 156.2 | - | - | - | 53.67 | - | 6.57 | -6.57 | 65.19 | - | - | - | 221.06 | - |
Gain (Loss) on Sale of Assets | - | - | 40.47 | - | - | - | 111.1 | - | - | - | 85.17 | - | - | - | 16.75 | 0.78 | - | - | 31.78 | - |
Gain (Loss) on Sale of Investments | 248.84 | 135.64 | -161.13 | 229.15 | 179.17 | -28.15 | -283.31 | 275.67 | 308.19 | 61.75 | -42.27 | 139.24 | 230.93 | 97.25 | 102.94 | 0.35 | -64.96 | -32.85 | 15.77 | 24.83 |
Gain (Loss) on Sale of Equity Investments | 6.16 | 9.3 | - | - | 6.56 | 24.07 | - | - | -32.3 | 32.3 | - | - | - | - | - | - | - | - | - | - |
Other Non-Interest Income | 2,128 | 2,057 | 2,267 | 1,978 | 1,907 | 1,744 | 2,267 | 1,585 | 1,646 | 1,475 | 1,814 | 1,559 | 1,392 | 1,539 | 1,280 | 1,604 | 1,457 | 1,479 | 1,353 | 1,232 |
Total Non-Interest Income | 2,383 | 2,202 | 2,199 | 2,207 | 2,093 | 1,740 | 2,251 | 1,860 | 1,922 | 1,569 | 1,910 | 1,698 | 1,629 | 1,630 | 1,465 | 1,605 | 1,392 | 1,446 | 1,622 | 1,257 |
Non-Interest Income Growth (YoY) | 13.85% | 26.55% | -2.35% | 18.62% | 8.91% | 10.87% | 17.87% | 9.58% | 17.95% | -3.69% | 30.41% | 5.78% | 17.07% | 12.69% | -9.68% | 27.72% | 40.24% | 37.03% | 14.76% | 14.40% |
Revenues Before Loan Losses | 6,480 | 6,165 | 6,040 | 5,895 | 5,708 | 5,312 | 5,881 | 5,451 | 5,390 | 4,996 | 5,258 | 4,952 | 4,833 | 4,762 | 4,605 | 4,487 | 4,029 | 3,878 | 4,099 | 3,708 |
Provision for Loan Losses | 731.21 | 482.09 | 646.29 | 602.92 | 575.16 | 581.89 | 743.3 | 868.08 | 1,093 | 814.7 | 1,173 | 917.64 | 804.25 | 727 | 730.68 | 459.98 | 363.29 | 257.59 | 126.78 | 164.41 |
| 5,749 | 5,683 | 5,394 | 5,292 | 5,133 | 4,730 | 5,138 | 4,583 | 4,297 | 4,181 | 4,084 | 4,034 | 4,029 | 4,035 | 3,874 | 4,027 | 3,666 | 3,620 | 3,972 | 3,543 | |
Revenue Growth (YoY) | 11.99% | 20.14% | 4.98% | 15.46% | 19.47% | 13.14% | 25.80% | 13.61% | 6.64% | 3.62% | 5.42% | 0.17% | 9.92% | 11.45% | -2.46% | 13.66% | 24.81% | 38.12% | 44.49% | 81.30% |
Salaries and Employee Benefits | 45.71 | 49.38 | 5,173 | 41.68 | 45.17 | 26.43 | 4,492 | 28.39 | 26.71 | 24.11 | 4,121 | 21.89 | -990.15 | 1,030 | 1,015 | 964.37 | 942.16 | 915.66 | 3,535 | 14.24 |
Occupancy Expenses | - | - | 893.14 | - | - | - | 713.47 | - | - | - | 659.01 | - | -161.08 | 161.08 | 165.69 | 162.01 | 156.89 | 151.89 | 683.25 | - |
Selling, General & Administrative | 2,677 | 2,603 | -3,549 | 2,588 | 2,352 | 2,326 | -2,687 | 2,279 | 2,235 | 2,080 | -2,658 | 2,207 | 3,323 | 749.99 | 956.24 | 844.38 | 819.1 | 719.93 | -2,414 | 1,875 |
Other Non-Interest Expense | 186.56 | 111.34 | 559.01 | 160.76 | 175.05 | -141.07 | 419.37 | 177.23 | 209.6 | 6.3 | 371.45 | 117.79 | -12.96 | 173.67 | 187.5 | 113.46 | 52.65 | 79.35 | 490.96 | 35.86 |
Total Non-Interest Expense | 2,909 | 2,764 | 3,119 | 2,785 | 2,572 | 2,211 | 3,063 | 2,449 | 2,410 | 2,110 | 2,630 | 2,315 | 2,095 | 2,127 | 2,337 | 2,094 | 1,981 | 1,875 | 2,342 | 1,925 |
EBT Excluding Unusual Items | 2,840 | 2,919 | 2,274 | 2,507 | 2,561 | 2,519 | 2,075 | 2,135 | 1,887 | 2,071 | 1,455 | 1,719 | 1,934 | 1,908 | 1,537 | 1,933 | 1,684 | 1,746 | 1,630 | 1,618 |
Legal Settlements | - | - | -149.65 | - | - | - | -315.21 | - | - | - | -95.87 | - | - | - | -43.85 | - | - | - | -70.82 | - |
Other Unusual Items | - | - | 235.49 | - | - | - | - | - | - | - | - | - | - | - | 17.3 | -3.37 | - | - | - | - |
Pretax Income | 2,840 | 2,919 | 2,360 | 2,507 | 2,561 | 2,519 | 1,756 | 2,112 | 1,887 | 2,071 | 1,287 | 1,719 | 1,934 | 1,908 | 1,511 | 1,930 | 1,684 | 1,746 | 1,559 | 1,618 |
Income Tax Expense | 814.36 | 808.89 | 735.15 | 728.31 | 696.97 | 704.47 | 598.35 | 555.12 | 519.34 | 528.47 | 434.65 | 455.87 | 504.47 | 493.47 | 476.24 | 575.08 | 513.18 | 546 | 471.86 | 428.04 |
Earnings From Continuing Operations | 2,026 | 2,110 | 1,625 | 1,778 | 1,864 | 1,815 | 1,157 | 1,556 | 1,367 | 1,542 | 852.16 | 1,264 | 1,430 | 1,414 | 1,034 | 1,355 | 1,171 | 1,200 | 1,087 | 1,190 |
Minority Interest in Earnings | -43.66 | -46.96 | -37.88 | -39.8 | -42.48 | -37.12 | -30.63 | -32.66 | -28.28 | -30.44 | -10.33 | -25.4 | -28.55 | -30.06 | -24.23 | -31.86 | -28.42 | -27.79 | -26.63 | -26.65 |
Net Income | 1,982 | 2,063 | 1,587 | 1,739 | 1,822 | 1,778 | 1,127 | 1,524 | 1,339 | 1,512 | 841.83 | 1,238 | 1,401 | 1,384 | 1,010 | 1,323 | 1,143 | 1,172 | 1,061 | 1,164 |
Net Income to Common | 1,982 | 2,063 | 1,587 | 1,739 | 1,822 | 1,778 | 1,127 | 1,524 | 1,339 | 1,512 | 841.83 | 1,238 | 1,401 | 1,384 | 1,010 | 1,323 | 1,143 | 1,172 | 1,061 | 1,164 |
Net Income Growth (YoY) | 8.78% | 16.06% | 40.85% | 14.10% | 36.06% | 17.60% | 33.84% | 23.07% | -4.44% | 9.20% | -16.66% | -6.40% | 22.61% | 18.12% | -4.76% | 13.68% | 63.39% | 77.34% | 62.32% | 1012.46% |
Basic Shares Outstanding | 79 | 79 | 80 | 79 | 79 | 79 | 80 | 79 | 79 | 79 | 79 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 79 |
Diluted Shares Outstanding | 79 | 80 | 80 | 79 | 79 | 80 | 80 | 80 | 80 | 80 | 79 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 |
Shares Change (YoY) | -0.01% | 0.11% | -0.91% | -0.07% | -0.37% | -0.01% | 1.34% | -0.09% | -0.03% | 0.01% | -0.44% | 0.02% | -0.00% | -0.05% | 0.03% | -0.11% | 0.01% | 0.05% | 0.35% | 0.09% |
EPS (Basic) | 24.96 | 25.96 | 19.90 | 21.89 | 22.94 | 22.40 | 14.00 | 19.17 | 16.86 | 19.02 | 10.60 | 15.57 | 17.57 | 17.40 | 12.66 | 16.63 | 14.33 | 14.74 | 13.30 | 14.64 |
EPS (Diluted) | 24.90 | 25.96 | 19.90 | 21.86 | 22.92 | 22.36 | 14.00 | 19.14 | 16.82 | 19.00 | 10.60 | 15.53 | 17.57 | 17.40 | 12.66 | 16.59 | 14.33 | 14.72 | 13.30 | 14.61 |
EPS Growth (YoY) | 8.64% | 16.08% | 42.17% | 14.21% | 36.27% | 17.70% | 32.06% | 23.24% | -4.28% | 9.20% | -16.31% | -6.38% | 22.61% | 18.21% | -4.78% | 13.55% | 63.26% | 77.37% | 61.76% | 1009.08% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share | - | - | 50.000 | - | - | - | 39.900 | - | - | - | 35.000 | - | - | - | 25.000 | - | - | - | 15.000 | - |
Dividend Growth (YoY) | - | - | 25.31% | - | - | - | 14.00% | - | - | - | 40.00% | - | - | - | 66.67% | - | - | - | 200.00% | - |
Effective Tax Rate | 28.68% | 27.71% | 31.15% | 29.05% | 27.21% | 27.96% | 34.08% | 26.29% | 27.53% | 25.52% | 33.78% | 26.51% | 26.08% | 25.87% | 31.53% | 29.80% | 30.46% | 31.28% | 30.26% | 26.45% |