Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
366.38
-2.02 (-0.55%)
Aug 31, 2026, 4:00 PM EDT - Market closed

Credicorp Income Statement

Millions PEN. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Interest Income on Loans
5,4145,2125,1254,9884,9224,8955,0124,9964,9354,9264,8704,8194,6534,4564,3623,9893,4883,1723,0923,051
Interest Paid on Deposits
1,3171,2501,2841,3001,3071,3231,3821,4051,4671,5001,5221,5651,4491,3241,2221,106851.01740.64614.52599.9
Net Interest Income
4,0973,9633,8413,6883,6153,5723,6303,5913,4683,4263,3483,2543,2043,1323,1402,8822,6372,4322,4772,451
Net Interest Income Growth (YoY)
13.32%10.94%5.83%2.70%4.24%4.26%8.43%10.35%8.25%9.39%6.60%12.89%21.50%28.80%26.77%17.60%14.27%14.52%19.76%13.38%
Income From Trading Activities
--51.92---156.2---53.67-6.57-6.5765.19---221.06-
Gain (Loss) on Sale of Assets
--40.47---111.1---85.17---16.750.78--31.78-
Gain (Loss) on Sale of Investments
248.84135.64-161.13229.15179.17-28.15-283.31275.67308.1961.75-42.27139.24230.9397.25102.940.35-64.96-32.8515.7724.83
Gain (Loss) on Sale of Equity Investments
6.169.3--6.5624.07---32.332.3----------
Other Non-Interest Income
2,1282,0572,2671,9781,9071,7442,2671,5851,6461,4751,8141,5591,3921,5391,2801,6041,4571,4791,3531,232
Total Non-Interest Income
2,3832,2022,1992,2072,0931,7402,2511,8601,9221,5691,9101,6981,6291,6301,4651,6051,3921,4461,6221,257
Non-Interest Income Growth (YoY)
13.85%26.55%-2.35%18.62%8.91%10.87%17.87%9.58%17.95%-3.69%30.41%5.78%17.07%12.69%-9.68%27.72%40.24%37.03%14.76%14.40%
Revenues Before Loan Losses
6,4806,1656,0405,8955,7085,3125,8815,4515,3904,9965,2584,9524,8334,7624,6054,4874,0293,8784,0993,708
Provision for Loan Losses
731.21482.09646.29602.92575.16581.89743.3868.081,093814.71,173917.64804.25727730.68459.98363.29257.59126.78164.41
5,7495,6835,3945,2925,1334,7305,1384,5834,2974,1814,0844,0344,0294,0353,8744,0273,6663,6203,9723,543
Revenue Growth (YoY)
11.99%20.14%4.98%15.46%19.47%13.14%25.80%13.61%6.64%3.62%5.42%0.17%9.92%11.45%-2.46%13.66%24.81%38.12%44.49%81.30%
Salaries and Employee Benefits
45.7149.385,17341.6845.1726.434,49228.3926.7124.114,12121.89-990.151,0301,015964.37942.16915.663,53514.24
Occupancy Expenses
--893.14---713.47---659.01--161.08161.08165.69162.01156.89151.89683.25-
Selling, General & Administrative
2,6772,603-3,5492,5882,3522,326-2,6872,2792,2352,080-2,6582,2073,323749.99956.24844.38819.1719.93-2,4141,875
Other Non-Interest Expense
186.56111.34559.01160.76175.05-141.07419.37177.23209.66.3371.45117.79-12.96173.67187.5113.4652.6579.35490.9635.86
Total Non-Interest Expense
2,9092,7643,1192,7852,5722,2113,0632,4492,4102,1102,6302,3152,0952,1272,3372,0941,9811,8752,3421,925
EBT Excluding Unusual Items
2,8402,9192,2742,5072,5612,5192,0752,1351,8872,0711,4551,7191,9341,9081,5371,9331,6841,7461,6301,618
Legal Settlements
---149.65----315.21----95.87----43.85----70.82-
Other Unusual Items
--235.49-----------17.3-3.37----
Pretax Income
2,8402,9192,3602,5072,5612,5191,7562,1121,8872,0711,2871,7191,9341,9081,5111,9301,6841,7461,5591,618
Income Tax Expense
814.36808.89735.15728.31696.97704.47598.35555.12519.34528.47434.65455.87504.47493.47476.24575.08513.18546471.86428.04
Earnings From Continuing Operations
2,0262,1101,6251,7781,8641,8151,1571,5561,3671,542852.161,2641,4301,4141,0341,3551,1711,2001,0871,190
Minority Interest in Earnings
-43.66-46.96-37.88-39.8-42.48-37.12-30.63-32.66-28.28-30.44-10.33-25.4-28.55-30.06-24.23-31.86-28.42-27.79-26.63-26.65
Net Income
1,9822,0631,5871,7391,8221,7781,1271,5241,3391,512841.831,2381,4011,3841,0101,3231,1431,1721,0611,164
Net Income to Common
1,9822,0631,5871,7391,8221,7781,1271,5241,3391,512841.831,2381,4011,3841,0101,3231,1431,1721,0611,164
Net Income Growth (YoY)
8.78%16.06%40.85%14.10%36.06%17.60%33.84%23.07%-4.44%9.20%-16.66%-6.40%22.61%18.12%-4.76%13.68%63.39%77.34%62.32%1012.46%
Basic Shares Outstanding
7979807979798079797979808080808080808079
Diluted Shares Outstanding
7980807979808080808079808080808080808080
Shares Change (YoY)
-0.01%0.11%-0.91%-0.07%-0.37%-0.01%1.34%-0.09%-0.03%0.01%-0.44%0.02%-0.00%-0.05%0.03%-0.11%0.01%0.05%0.35%0.09%
EPS (Basic)
24.9625.9619.9021.8922.9422.4014.0019.1716.8619.0210.6015.5717.5717.4012.6616.6314.3314.7413.3014.64
EPS (Diluted)
24.9025.9619.9021.8622.9222.3614.0019.1416.8219.0010.6015.5317.5717.4012.6616.5914.3314.7213.3014.61
EPS Growth (YoY)
8.64%16.08%42.17%14.21%36.27%17.70%32.06%23.24%-4.28%9.20%-16.31%-6.38%22.61%18.21%-4.78%13.55%63.26%77.37%61.76%1009.08%

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
--50.000---39.900---35.000---25.000---15.000-
Dividend Growth (YoY)
--25.31%---14.00%---40.00%---66.67%---200.00%-
Effective Tax Rate
28.68%27.71%31.15%29.05%27.21%27.96%34.08%26.29%27.53%25.52%33.78%26.51%26.08%25.87%31.53%29.80%30.46%31.28%30.26%26.45%
SEC Filings: 10-K · 10-Q