Credicorp Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7,083	5,623	4,960	4,745	3,672
Depreciation & Amortization	901.95	722.57	667.12	690.61	690.56
Provision for Credit Losses	2,873	3,943	3,957	2,159	1,559
Stock-Based Compensation	149.04	104.85	83.33	88.72	74
Other Adjustments	-589.36	-70.74	-370.38	925.13	1,198
Changes in Trading Assets	-204.87	412.38	-456.63	1,575	745.16
Changes in Securities Borrowed	-1,251	383.43	-330.45	622.59	783.01
Changes in Accrued Interest and Accounts Receivable	-109.98	-2,500	-4,925	-440.94	7,533
Changes in Accounts Payable	-4,759	-763.14	-5,004	-9,334	-6,026
Changes in Accrued Expenses	-143.86	-118.16	-108.36	-106.36	-86.42
Changes in Other Operating Activities	4,658	6,785	5,607	-2,061	-6,169
Operating Cash Flow	8,606	14,522	4,080	-1,135	3,973
Operating Cash Flow Growth	-40.74%	255.96%	-	-	-68.68%
Net Change in Securities and Investments	604.75	1,564	-113.81	-116.48	-3,087
Payments for Business Acquisitions	-907.18	-	-5.56	-	-
Capital Expenditures	-468.27	-380.54	-360.04	-279.83	-119.86
Purchases of Intangible Assets	-983.97	-801.29	-828.8	-703.67	-532.24
Sale of Property, Plant & Equipment	161.55	145.32	53.15	5.01	11.46
Investing Cash Flow	-1,593	527.56	-1,255	-1,095	-3,728
Long-Term Debt Issued	1,792	2,284	62.04	-94.7	183.16
Net Long-Term Debt Issued (Repaid)	1,792	2,284	62.04	-94.7	183.16
Issuance of Common Stock	-	-	-	9.95	3.75
Repurchase of Common Stock	-119.25	-110.89	-85.58	-83.61	-58.91
Net Common Stock Issued (Repurchased)	-119.25	-110.89	-85.58	-73.66	-55.16
Common Dividends Paid	-3,181	-3,665	-1,994	-1,196	-398.81
Other Financing Activities	-328.85	-319.08	-246.78	-236.04	-194.49
Financing Cash Flow	-1,838	-1,810	-2,264	-1,601	-465.3
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-3,772	410.26	-760.65	-1,342	2,780
Net Cash Flow	1,404	13,649	-200.35	-5,173	2,560
Free Cash Flow	8,138	14,142	3,720	-1,415	3,853
Free Cash Flow Growth	-42.45%	280.18%	-	-	-69.33%
FCF Margin	38.87%	77.71%	22.99%	-9.14%	29.47%
Free Cash Flow Per Share	102.32	177.62	46.70	-17.75	48.36
Levered Free Cash Flow	7,340	12,326	17.3	-4,794	1,118
Unlevered Free Cash Flow	-1,378	4,541	-4,910	-9,332	-2,650

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q