Credicorp Ltd. (BAP)

Credicorp Statistics

Total Valuation

Credicorp has a market cap or net worth of $20.60 billion. The enterprise value is $17.63 billion.

Market Cap	20.60B
Enterprise Value	17.63B

Important Dates

The next confirmed earnings date is Thursday, November 13, 2025, after market close.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	May 19, 2025

Share Statistics

Credicorp has 79.37 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	79.37M
Shares Outstanding	79.37M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	2.69%
Owned by Institutions (%)	69.92%
Float	53.92M

Valuation Ratios

The trailing PE ratio is 11.70 and the forward PE ratio is 10.15. Credicorp's PEG ratio is 0.54.

PE Ratio	11.70
Forward PE	10.15
PS Ratio	3.70
Forward PS	0.88
PB Ratio	2.12
P/TBV Ratio	2.43
P/FCF Ratio	9.67
P/OCF Ratio	9.67
PEG Ratio	0.54

Enterprise Valuation

EV / Earnings	9.99
EV / Sales	3.16
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.28

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.31
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$150,410
Profits Per Employee	$47,626
Employee Count	37,074
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Credicorp has paid $721.76 million in taxes.

Income Tax	721.76M
Effective Tax Rate	28.55%

Stock Price Statistics

The stock price has increased by +41.45% in the last 52 weeks. The beta is 0.87, so Credicorp's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+41.45%
50-Day Moving Average	261.25
200-Day Moving Average	220.98
Relative Strength Index (RSI)	51.26
Average Volume (20 Days)	255,619

Short Selling Information

Short Interest	749,335
Short Previous Month	770,738
Short % of Shares Out	1.11%
Short % of Float	n/a
Short Ratio (days to cover)	2.22

Income Statement

In the last 12 months, Credicorp had revenue of $5.58 billion and earned $1.77 billion in profits. Earnings per share was $22.19.

Revenue	5.58B
Gross Profit	5.53B
Operating Income	2.63B
Pretax Income	2.53B
Net Income	1.77B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$22.19

Balance Sheet

The company has $10.02 billion in cash and $7.05 billion in debt, giving a net cash position of $2.97 billion or $37.36 per share.

Cash & Cash Equivalents	10.02B
Total Debt	7.05B
Net Cash	2.97B
Net Cash Per Share	$37.36
Equity (Book Value)	9.91B
Book Value Per Share	122.66
Working Capital	-31.35B

Cash Flow

In the last 12 months, operating cash flow was $2.13 billion and capital expenditures -$100.54 million, giving a free cash flow of $2.13 billion.

Operating Cash Flow	2.13B
Capital Expenditures	-100.54M
Free Cash Flow	2.13B
FCF Per Share	$26.85

Margins

Gross Margin	n/a
Operating Margin	47.21%
Pretax Margin	45.33%
Profit Margin	31.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.21%

Dividends & Yields

This stock pays an annual dividend of $11.01, which amounts to a dividend yield of 4.24%.

Dividend Per Share	$11.01
Dividend Yield	4.24%
Dividend Growth (YoY)	49.96%
Years of Dividend Growth	3
Payout Ratio	62.77%
Buyback Yield	0.07%
Shareholder Yield	4.31%
Earnings Yield	8.57%
FCF Yield	10.34%

Analyst Forecast

The average price target for Credicorp is $245.00, which is -5.59% lower than the current price. The consensus rating is "Buy".

Price Target	$245.00
Price Target Difference	-5.59%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 1998. It was a forward split with a ratio of 1.1:1.

Last Split Date	Mar 27, 1998
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3