California BanCorp (BCAL)
NASDAQ: BCAL · Real-Time Price · USD
22.06
-0.02 (-0.09%)
Nov 10, 2026, 4:00 PM EST - Market closed
California BanCorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 190.23 | 195.91 | 159.96 | 113.95 | 86.37 | 66.21 |
Interest Income on Investments | 30.97 | 30.07 | 19.84 | 9.57 | 7.21 | 1.56 |
Total Interest Income | 221.2 | 225.98 | 179.8 | 123.52 | 93.58 | 67.77 |
Interest Paid on Deposits | 46.03 | 52.26 | 52.76 | 26.87 | 4.59 | 2.05 |
Interest Paid on Borrowings | 2.68 | 4.63 | 4.05 | 2.52 | 1.2 | 1.31 |
Total Interest Expense | 48.71 | 56.89 | 56.81 | 29.38 | 5.79 | 3.36 |
Net Interest Income | 172.49 | 169.09 | 122.98 | 94.14 | 87.79 | 64.41 |
Net Interest Income Growth | 1.03% | 37.49% | 30.64% | 7.24% | 36.29% | 40.19% |
Gain (Loss) on Sale of Assets | -0 | -0 | -0.02 | - | -0.77 | -0 |
Gain (Loss) on Sale of Investments | - | - | - | -0.97 | -0.99 | 0.05 |
Other Non-Interest Income | 5.52 | 7.34 | 3.35 | 2.32 | 3.07 | 2.73 |
Total Non-Interest Income | 8.59 | 11.09 | 4.76 | 3.38 | 3.68 | 4.51 |
Non-Interest Income Growth | -1.62% | 132.88% | 40.87% | -8.05% | -18.59% | 96.60% |
Revenues Before Loan Losses | 181.07 | 180.18 | 127.74 | 97.52 | 91.46 | 68.93 |
Provision for Loan Losses | -0.85 | -8.82 | 21.69 | 0.92 | 5.96 | 1.2 |
| 181.92 | 189 | 106.05 | 96.6 | 85.51 | 67.73 | |
Revenue Growth | -3.09% | 78.21% | 9.78% | 12.98% | 26.25% | 55.02% |
Salaries and Employee Benefits | 58.07 | 56.47 | 43.6 | 34.73 | 33.39 | 29.38 |
Occupancy Expenses | 4.06 | 4.06 | 3.64 | 3.2 | 3.46 | 3.12 |
Federal Deposit Insurance | 2.1 | 2.28 | 1.71 | 1.51 | - | - |
Amortization of Goodwill & Intangibles | 3.32 | 3.79 | 1.88 | 0.39 | 0.44 | 0.36 |
Selling, General & Administrative | 23.16 | 23.08 | 19.57 | 16.01 | 14.58 | 14.33 |
Other Non-Interest Expense | 9.11 | 8.41 | 5.78 | 3.78 | 4.95 | 3.9 |
Total Non-Interest Expense | 100.13 | 99.01 | 81.43 | 59.61 | 56.82 | 51.09 |
EBT Excluding Unusual Items | 81.79 | 89.99 | 24.63 | 36.99 | 28.69 | 16.64 |
Asset Writedown | - | - | -0.08 | -0.13 | - | - |
Legal Settlements | -2.04 | -2.04 | - | - | -5.53 | - |
Pretax Income | 79.75 | 87.96 | 8.26 | 36.86 | 21.98 | 14.19 |
Income Tax Expense | 21.22 | 24.9 | 2.83 | 10.95 | 5.87 | 3.48 |
Net Income | 58.53 | 63.06 | 5.43 | 25.91 | 16.11 | 10.71 |
Net Income to Common | 58.53 | 63.06 | 5.43 | 25.91 | 16.11 | 10.71 |
Net Income Growth | -7.70% | 1060.65% | -79.03% | 60.80% | 50.46% | 126.79% |
Basic Shares Outstanding | 32 | 32 | 24 | 18 | 18 | 14 |
Diluted Shares Outstanding | 33 | 33 | 25 | 19 | 18 | 15 |
Shares Change | -1.30% | 32.99% | 31.98% | 2.35% | 22.23% | 53.73% |
EPS (Basic) | 1.82 | 1.95 | 0.22 | 1.42 | 0.90 | 0.74 |
EPS (Diluted) | 1.81 | 1.93 | 0.22 | 1.39 | 0.88 | 0.72 |
EPS Growth | -5.70% | 777.28% | -84.17% | 57.95% | 22.22% | 46.94% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.420 | 0.100 | - | - | - | - |
Dividend Growth | - | - | - | - | - | - |
Effective Tax Rate | 26.61% | 28.31% | 34.25% | 29.70% | 26.70% | 24.51% |