BayCom Corp (BCML)

BayCom Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	111.89	104.06	106.32	95.72	76.1	82.19
Interest Income on Investments	23.29	27.65	20.02	11.34	5.51	5.01
Total Interest Income	135.18	131.71	126.34	107.07	81.61	87.19
Interest Paid on Deposits	37.13	36.14	24.04	6.27	4.88	6.95
Interest Paid on Borrowings	5.03	4.43	4.42	4.08	3.93	1.95
Total Interest Expense	42.16	40.57	28.46	10.35	8.8	8.9
Net Interest Income	93.02	91.14	97.87	96.71	72.81	78.29
Net Interest Income Growth (YoY)	2.12%	-6.88%	1.20%	32.84%	-7.01%	15.46%
Gain (Loss) on Sale of Investments	-1.34	-0.04	-0.04	-4.64	1.27	0.88
Other Non-Interest Income	6.38	6.13	6.51	6.33	5.2	6.07
Total Non-Interest Income	5.29	6.38	6.98	4.44	11.27	8.78
Non-Interest Income Growth (YoY)	-41.01%	-8.60%	57.32%	-60.64%	28.41%	-8.30%
Revenues Before Loan Losses	98.31	97.52	104.85	101.15	84.08	87.07
Provision for Loan Losses	3.42	1.27	2.02	4.44	0.47	10.32
Revenue	94.9	96.25	102.84	96.71	83.61	76.75
Revenue Growth (YoY)	-1.22%	-6.40%	6.34%	15.67%	8.94%	2.12%
Salaries and Employee Benefits	38.9	38.32	40.28	38.9	32.35	32.22
Occupancy Expenses	4.67	4.7	4.26	3.96	4.1	3.79
Selling, General & Administrative	13.05	12.62	12.14	11.93	10.91	11.71
Other Non-Interest Expense	7.05	8.49	8	8.08	7.76	7.79
Total Non-Interest Expense	63.67	64.13	64.68	62.86	55.13	55.5
EBT Excluding Unusual Items	31.23	32.12	38.16	33.85	28.48	21.25
Other Unusual Items	-	-	-	1.67	-	-
Pretax Income	31.23	32.12	38.16	32.44	28.48	18.23
Income Tax Expense	8.04	8.51	10.73	8.71	7.79	4.5
Net Income	23.19	23.61	27.43	23.73	20.69	13.73
Net Income to Common	23.19	23.61	27.43	23.73	20.69	13.73
Net Income Growth	-2.92%	-13.90%	15.57%	14.69%	50.74%	-20.74%
Basic Shares Outstanding	11	11	12	13	11	12
Diluted Shares Outstanding	11	11	12	13	11	12
Shares Change (YoY)	-2.86%	-6.72%	-8.00%	20.60%	-9.05%	1.75%
EPS (Basic)	2.10	2.10	2.27	1.81	1.90	1.15
EPS (Diluted)	2.10	2.10	2.27	1.81	1.90	1.15
EPS Growth	-0.01%	-7.63%	25.55%	-4.84%	65.63%	-21.96%
Dividend Per Share	0.750	0.450	0.400	0.200	-	-
Dividend Growth	87.50%	12.50%	100.00%	-	-	-
Effective Tax Rate	25.74%	26.48%	28.13%	26.85%	27.35%	24.70%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q