BayCom Corp (BCML)

BayCom Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	108.9	104.06	106.32	95.72	76.1	82.19
Interest Income on Investments	24.76	27.65	20.02	11.34	5.51	5.01
Total Interest Income	133.66	131.71	126.34	107.07	81.61	87.19
Interest Paid on Deposits	36.8	36.14	24.04	6.27	4.88	6.95
Interest Paid on Borrowings	4.38	4.43	4.42	4.08	3.93	1.95
Total Interest Expense	41.18	40.57	28.46	10.35	8.8	8.9
Net Interest Income	92.48	91.14	97.87	96.71	72.81	78.29
Net Interest Income Growth (YoY)	-0.60%	-6.88%	1.20%	32.84%	-7.01%	15.46%
Gain (Loss) on Sale of Investments	-0.91	-0.04	-0.04	-4.64	1.27	0.88
Other Non-Interest Income	6.45	6.13	6.51	6.33	5.2	6.07
Total Non-Interest Income	5.79	6.38	6.98	4.44	11.27	8.78
Non-Interest Income Growth (YoY)	-26.54%	-8.60%	57.32%	-60.64%	28.41%	-8.30%
Revenues Before Loan Losses	98.26	97.52	104.85	101.15	84.08	87.07
Provision for Loan Losses	1.69	1.27	2.02	4.44	0.47	10.32
Revenue	96.58	96.25	102.84	96.71	83.61	76.75
Revenue Growth (YoY)	-0.94%	-6.40%	6.34%	15.67%	8.94%	2.12%
Salaries and Employee Benefits	38.3	38.32	40.28	38.9	32.35	32.22
Occupancy Expenses	4.74	4.7	4.26	3.96	4.1	3.79
Selling, General & Administrative	12.98	12.62	12.14	11.93	10.91	11.71
Other Non-Interest Expense	7.77	8.49	8	8.08	7.76	7.79
Total Non-Interest Expense	63.79	64.13	64.68	62.86	55.13	55.5
EBT Excluding Unusual Items	32.78	32.12	38.16	33.85	28.48	21.25
Other Unusual Items	-	-	-	1.67	-	-
Pretax Income	32.78	32.12	38.16	32.44	28.48	18.23
Income Tax Expense	8.58	8.51	10.73	8.71	7.79	4.5
Net Income	24.2	23.61	27.43	23.73	20.69	13.73
Net Income to Common	24.2	23.61	27.43	23.73	20.69	13.73
Net Income Growth	-1.23%	-13.90%	15.57%	14.69%	50.74%	-20.74%
Basic Shares Outstanding	11	11	12	13	11	12
Diluted Shares Outstanding	11	11	12	13	11	12
Shares Change (YoY)	-3.78%	-6.72%	-8.00%	20.60%	-9.05%	1.75%
EPS (Basic)	2.18	2.10	2.27	1.81	1.90	1.15
EPS (Diluted)	2.18	2.10	2.27	1.81	1.90	1.15
EPS Growth	2.85%	-7.63%	25.55%	-4.84%	65.63%	-21.96%
Dividend Per Share	0.600	0.450	0.400	0.200	-	-
Dividend Growth	50.00%	12.50%	100.00%	-	-	-
Effective Tax Rate	26.17%	26.48%	28.13%	26.85%	27.35%	24.70%

Updated May 9, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q