BayCom Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	357	320	299	272	244	200
Market Cap Growth	18.89%	7.23%	9.54%	11.83%	21.62%	16.93%
Enterprise Value	68.54	-56.29	-185.46	-124.83	-13.81	-272.74
Last Close Price	32.96	29.40	26.84	23.59	18.98	18.76
PE Ratio	13.59	13.49	12.78	10.39	10.49	9.87
Forward PE	14.92	11.58	12.84	10.44	7.62	9.74
PEG Ratio	-	1.09	1.09	1.09	1.09	1.09
PS Ratio	3.53	52.60	46.81	39.06	39.95	17.78
PB Ratio	1.05	0.95	0.92	0.87	0.77	0.76
P/TBV Ratio	1.19	1.08	1.07	1.05	0.91	0.94
P/FCF Ratio	12.81	10.64	10.42	9.50	6.29	21.97
P/OCF Ratio	11.98	10.06	9.83	8.85	6.15	19.21
EV/Sales Ratio	0.68	-9.25	-29.08	-17.89	-2.26	-24.20
EV/EBITDA Ratio	-	0.96	3.33	2.20	0.23	6.74
EV/EBIT Ratio	-	0.91	3.14	2.09	0.21	6.15
Debt / Equity Ratio	0.06	0.07	0.27	0.28	0.28	0.32
Debt / FCF Ratio	0.74	0.74	3.03	3.04	2.30	9.28
Net Debt / Equity Ratio	-1.42	-1.11	-1.49	-1.27	-0.81	-1.80
Net Debt / EBITDA Ratio	8.39	6.40	8.68	7.00	4.27	11.69
Net Debt / FCF Ratio	-17.64	-12.51	-16.89	-13.85	-6.64	-51.88
Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Quick Ratio	37.79	28.53	39.01	163.82	142.08	159.13
Current Ratio	37.80	28.63	39.16	163.82	142.23	159.60
Return on Equity (ROE)	7.74%	7.22%	7.41%	8.71%	8.19%	8.03%
Return on Assets (ROA)	-1.71%	-1.73%	-1.66%	-1.69%	-1.93%	-1.42%
Return on Capital Employed (ROCE)	-2.34%	-2.36%	-2.28%	-2.37%	-2.66%	-1.96%
Earnings Yield	7.46%	7.41%	7.82%	9.62%	9.54%	10.13%
FCF Yield	7.81%	9.40%	9.60%	10.52%	15.91%	4.55%
Dividend Yield	3.66%	2.04%	1.12%	1.28%	0.81%	0.00%
Payout Ratio	47.61%	27.58%	14.29%	13.26%	8.51%	0.00%
Buyback Yield / Dilution	2.07%	2.41%	6.72%	8.00%	-20.60%	9.05%
Total Shareholder Return	5.73%	4.46%	7.84%	9.28%	-19.79%	9.05%

SEC Filings: 10-K · 10-Q