BayCom Corp (BCML)
NASDAQ: BCML · Real-Time Price · USD
31.54
+0.38 (1.22%)
Nov 9, 2026, 10:06 AM EST - Market open
BayCom Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 23.93 | 23.61 | 27.43 | 23.73 | 20.69 |
Depreciation & Amortization | 2.99 | 3.27 | 2.96 | 4.02 | 3.86 |
Gain (Loss) on Sale of Assets | - | - | 0.02 | - | -0.03 |
Gain (Loss) on Sale of Investments | 0.37 | -0.43 | 1.48 | 5.17 | 0.46 |
Provision for Credit Losses | 4.07 | 1.27 | 2.02 | 4.44 | 0.47 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.19 | 1.19 | 2.38 | 8.56 | -8.73 |
Accrued Interest Receivable | 3.66 | 2.52 | 1.75 | -2.34 | -2.55 |
Change in Other Net Operating Assets | -0.38 | -0.54 | -0.96 | -0.16 | -0.3 |
Other Operating Activities | 0.53 | 0.85 | 0.08 | -3.3 | 0.37 |
Operating Cash Flow | 31.83 | 30.36 | 30.8 | 39.61 | 10.43 |
Operating Cash Flow Growth | 4.86% | -1.44% | -22.24% | 279.82% | 4.32% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.75 | -1.7 | -2.12 | -0.84 | -1.31 |
Sale of Property, Plant and Equipment | - | - | - | - | 0.05 |
Cash Acquisitions | - | - | - | 18.42 | - |
Investment in Securities | 23.21 | -26.98 | -12.72 | -16.42 | -55.91 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -113.96 | -33.48 | 95.9 | 53.79 | -2.92 |
Other Investing Activities | 1.71 | -0.02 | -0.66 | -1.01 | -0.69 |
Investing Cash Flow | -90.79 | -62.19 | 80.4 | 53.94 | -60.36 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | -64.69 | -0.32 | - | - | -5 |
Total Debt Repaid | -64.69 | -0.32 | - | - | -5 |
Net Debt Issued (Repaid) | -64.69 | -0.32 | - | - | -5 |
Repurchase of Common Stock | -6.91 | -9.25 | -24.11 | -17.96 | -11.55 |
Common Dividends Paid | -6.6 | -3.38 | -3.64 | -2.02 | - |
Net Increase (Decrease) in Deposit Accounts | -20.37 | 101.26 | 47.27 | -276.45 | 146.84 |
Financing Cash Flow | -98.56 | 88.32 | 19.52 | -296.42 | 130.29 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -157.52 | 56.49 | 130.72 | -202.87 | 80.36 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 30.09 | 28.66 | 28.68 | 38.77 | 9.12 |
Free Cash Flow Growth | 4.99% | -0.08% | -26.03% | 325.10% | 34.47% |
Free Cash Flow Margin | 31.19% | 29.77% | 27.89% | 40.09% | 10.91% |
Free Cash Flow Per Share | 2.74 | 2.54 | 2.38 | 2.95 | 0.84 |