BayCom Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	218.48	41.81	203.73	141.24	0.02	202.09
Investment Securities	174.4	110.69	121.33	115.85	120.63	120.15
Mortgage-Backed Securities	-	89.82	94.64	70.58	58.43	62.6
Total Investments	174.4	200.52	215.97	186.43	179.07	182.75
Gross Loans	2,152	2,066	1,953	1,928	2,021	1,667
Allowance for Loan Losses	-23.7	-21.21	-17.9	-22	-18.9	-17.7
Other Adjustments to Gross Loans	-	-	-	-	-0.08	-1.9
Net Loans	2,129	2,045	1,935	1,906	2,002	1,647
Property, Plant & Equipment	26.97	25.89	26.77	27.67	29.85	26.5
Goodwill	38.84	38.84	38.84	38.84	38.84	38.84
Other Intangible Assets	1.4	1.75	2.69	3.92	5.2	6.49
Loans Held for Sale	2.43	1.32	2.22	-	2.38	6.47
Accrued Interest Receivable	40.38	8.34	8.51	8.42	7.66	5.93
Other Receivables	-	15.06	20.07	23.5	22.79	10.57
Restricted Cash	-	164.7	160.3	166.3	176.8	177.6
Other Current Assets	-	2.25	1.94	2.02	1.57	1.6
Other Real Estate Owned & Foreclosed	-	-	-	-	0.02	0.02
Other Long-Term Assets	32.72	36.56	37.16	36.47	36.25	36.27
Total Assets	2,676	2,594	2,665	2,552	2,513	2,351

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	1,718	1,461	1,545	1,486	1,312	1,275
Institutional Deposits	-	174.34	-	-	-	-
Non-Interest Bearing Deposits	574.21	578.07	689	646.28	773.27	710.14
Total Deposits	2,292	2,214	2,234	2,133	2,085	1,985
Current Portion of Leases	-	3.75	-	-	-	-
Accrued Interest Payable	23.38	1.83	3.12	3.05	1.41	1.18
Long-Term Debt	-	-	63.74	63.88	63.71	63.54
Long-Term Leases	14.86	9.91	14.38	14.75	17.14	12.66
Trust Preferred Securities	5.9	8.73	8.65	8.57	8.48	8.4
Pension & Post-Retirement Benefits	5.24	5.12	4.74	4.55	4.84	4.39
Other Long-Term Liabilities	-	12.15	11.51	11.54	15.12	12.68
Total Liabilities	2,342	2,255	2,340	2,239	2,196	2,088

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	167.91	166	172.25	180.91	204.3	157.1
Additional Paid-In Capital	-	0.29	0.29	0.29	0.29	0.29
Retained Earnings	171.44	178.9	164.83	146.26	124.12	103.06
Comprehensive Income & Other	-4.54	-6.63	-13.01	-14.59	-11.56	2.17
Shareholders' Equity	334.82	338.55	324.37	312.87	317.15	262.61
Total Liabilities & Equity	2,676	2,594	2,665	2,552	2,513	2,351

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	20.76	22.39	86.76	87.2	89.33	84.6
Net Cash (Debt)	197.71	19.43	117.22	55.29	-87.08	121.07
Net Cash Growth	-3.67%	-83.43%	112.02%	-	-	-3.40%
Net Cash Per Share	18.12	1.77	10.41	4.58	-6.63	11.13
Filing Date Shares Outstanding	10.85	10.84	11.06	11.39	12.36	13.55
Total Common Shares Outstanding	10.85	10.81	11.05	11.47	12.74	10.54
Book Value Per Share	30.87	31.31	29.36	27.28	24.89	24.91
Tangible Book Value	294.58	297.97	282.84	270.12	273.11	217.28
Tangible Book Value Per Share	27.16	27.55	25.60	23.55	21.44	20.61

SEC Filings: 10-K · 10-Q