BayCom Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	291.62	203.73	141.24	0.02	202.09	206.63	Upgrade
Investment Securities	197.55	121.33	115.85	120.63	120.15	62.53	Upgrade
Mortgage-Backed Securities	-	94.64	70.58	58.43	62.6	64.27	Upgrade
Total Investments	197.55	215.97	186.43	179.07	182.75	126.81	Upgrade
Gross Loans	2,000	1,953	1,928	2,021	1,667	1,647	Upgrade
Allowance for Loan Losses	-18.7	-17.9	-22	-18.9	-17.7	-17.5	Upgrade
Other Adjustments to Gross Loans	-	-	-	-0.08	-1.9	-3.85	Upgrade
Net Loans	1,982	1,935	1,906	2,002	1,647	1,626	Upgrade
Property, Plant & Equipment	26.77	26.77	27.67	29.85	26.5	27.19	Upgrade
Goodwill	38.84	38.84	38.84	38.84	38.84	38.84	Upgrade
Other Intangible Assets	2.19	2.69	3.92	5.2	6.49	8.3	Upgrade
Loans Held for Sale	-	2.22	-	2.38	6.47	8.66	Upgrade
Accrued Interest Receivable	38.71	8.51	8.42	7.66	5.93	7.31	Upgrade
Other Receivables	-	20.07	23.5	22.79	10.57	0.7	Upgrade
Restricted Cash	-	160.3	166.3	176.8	177.6	92.7	Upgrade
Other Current Assets	-	1.94	2.02	1.57	1.6	1.59	Upgrade
Long-Term Deferred Tax Assets	-	-	-	-	-	7.88	Upgrade
Other Real Estate Owned & Foreclosed	-	-	-	0.02	0.02	0.43	Upgrade
Other Long-Term Assets	33.62	37.16	36.47	36.25	36.27	35.08	Upgrade
Total Assets	2,622	2,665	2,552	2,513	2,351	2,196	Upgrade
Interest Bearing Deposits	1,571	1,445	1,486	1,312	1,275	1,160	Upgrade
Institutional Deposits	-	100.45	-	-	-	-	Upgrade
Non-Interest Bearing Deposits	616.1	689	646.28	773.27	710.14	678.37	Upgrade
Total Deposits	2,187	2,234	2,133	2,085	1,985	1,838	Upgrade
Short-Term Borrowings	-	-	-	-	-	5	Upgrade
Current Portion of Leases	-	3.9	-	-	-	-	Upgrade
Accrued Interest Payable	13.7	3.12	3.05	1.41	1.18	1.4	Upgrade
Long-Term Debt	63.82	63.74	63.88	63.71	63.54	63.37	Upgrade
Long-Term Leases	14.12	10.49	14.75	17.14	12.66	12.33	Upgrade
Trust Preferred Securities	8.69	8.65	8.57	8.48	8.4	8.32	Upgrade
Pension & Post-Retirement Benefits	4.86	4.74	4.55	4.84	4.39	4.01	Upgrade
Other Long-Term Liabilities	-	11.51	11.54	15.12	12.68	10.25	Upgrade
Total Liabilities	2,292	2,340	2,239	2,196	2,088	1,943	Upgrade
Common Stock	167.66	172.25	180.91	204.3	157.1	167.24	Upgrade
Additional Paid-In Capital	-	0.29	0.29	0.29	0.29	0.29	Upgrade
Retained Earnings	173.03	164.83	146.26	124.12	103.06	82.37	Upgrade
Comprehensive Income & Other	-10.12	-13.01	-14.59	-11.56	2.17	2.7	Upgrade
Shareholders' Equity	330.56	324.37	312.87	317.15	262.61	252.59	Upgrade
Total Liabilities & Equity	2,622	2,665	2,552	2,513	2,351	2,196	Upgrade
Total Debt	86.63	86.76	87.2	89.33	84.6	89.02	Upgrade
Net Cash (Debt)	205	117.22	55.29	-87.08	121.07	125.33	Upgrade
Net Cash Growth	-32.99%	112.02%	-	-	-3.40%	-37.49%	Upgrade
Net Cash Per Share	18.46	10.41	4.58	-6.63	11.13	10.47	Upgrade
Filing Date Shares Outstanding	10.87	11.06	11.39	12.36	13.55	11.03	Upgrade
Total Common Shares Outstanding	10.87	11.05	11.47	12.74	10.54	11.09	Upgrade
Book Value Per Share	30.41	29.36	27.28	24.89	24.91	22.77	Upgrade
Tangible Book Value	289.54	282.84	270.12	273.11	217.28	205.45	Upgrade
Tangible Book Value Per Share	26.64	25.60	23.55	21.44	20.61	18.52	Upgrade

Updated May 9, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q