BayCom Corp (BCML)

BayCom Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	228.45	203.73	141.24	0.02	202.09	206.63
Investment Securities	201.08	121.33	115.85	120.63	120.15	62.53
Mortgage-Backed Securities	-	94.64	70.58	58.43	62.6	64.27
Total Investments	201.08	215.97	186.43	179.07	182.75	126.81
Gross Loans	2,042	1,953	1,928	2,021	1,667	1,647
Allowance for Loan Losses	-20.8	-17.9	-22	-18.9	-17.7	-17.5
Other Adjustments to Gross Loans	-	-	-	-0.08	-1.9	-3.85
Net Loans	2,022	1,935	1,906	2,002	1,647	1,626
Property, Plant & Equipment	27.05	26.77	27.67	29.85	26.5	27.19
Goodwill	38.84	38.84	38.84	38.84	38.84	38.84
Other Intangible Assets	1.95	2.69	3.92	5.2	6.49	8.3
Loans Held for Sale	0.42	2.22	-	2.38	6.47	8.66
Accrued Interest Receivable	39.12	8.51	8.42	7.66	5.93	7.31
Other Receivables	-	20.07	23.5	22.79	10.57	0.7
Restricted Cash	-	160.3	166.3	176.8	177.6	92.7
Other Current Assets	-	1.94	2.02	1.57	1.6	1.59
Long-Term Deferred Tax Assets	-	-	-	-	-	7.88
Other Real Estate Owned & Foreclosed	-	-	-	0.02	0.02	0.43
Other Long-Term Assets	33.82	37.16	36.47	36.25	36.27	35.08
Total Assets	2,604	2,665	2,552	2,513	2,351	2,196
Interest Bearing Deposits	1,610	1,445	1,486	1,312	1,275	1,160
Institutional Deposits	-	100.45	-	-	-	-
Non-Interest Bearing Deposits	618.06	689	646.28	773.27	710.14	678.37
Total Deposits	2,228	2,234	2,133	2,085	1,985	1,838
Short-Term Borrowings	-	-	-	-	-	5
Current Portion of Leases	-	3.9	-	-	-	-
Accrued Interest Payable	13.28	3.12	3.05	1.41	1.18	1.4
Long-Term Debt	-	63.74	63.88	63.71	63.54	63.37
Long-Term Leases	14.49	10.49	14.75	17.14	12.66	12.33
Trust Preferred Securities	8.71	8.65	8.57	8.48	8.4	8.32
Pension & Post-Retirement Benefits	4.99	4.74	4.55	4.84	4.39	4.01
Other Long-Term Liabilities	-	11.51	11.54	15.12	12.68	10.25
Total Liabilities	2,270	2,340	2,239	2,196	2,088	1,943
Common Stock	166.92	172.25	180.91	204.3	157.1	167.24
Additional Paid-In Capital	-	0.29	0.29	0.29	0.29	0.29
Retained Earnings	175.31	164.83	146.26	124.12	103.06	82.37
Comprehensive Income & Other	-7.96	-13.01	-14.59	-11.56	2.17	2.7
Shareholders' Equity	334.27	324.37	312.87	317.15	262.61	252.59
Total Liabilities & Equity	2,604	2,665	2,552	2,513	2,351	2,196
Total Debt	23.2	86.76	87.2	89.33	84.6	89.02
Net Cash (Debt)	205.25	117.22	55.29	-87.08	121.07	125.33
Net Cash Growth	-4.89%	112.02%	-	-	-3.40%	-37.49%
Net Cash Per Share	18.58	10.41	4.58	-6.63	11.13	10.47
Filing Date Shares Outstanding	10.84	11.06	11.39	12.36	13.55	11.03
Total Common Shares Outstanding	10.84	11.05	11.47	12.74	10.54	11.09
Book Value Per Share	30.83	29.36	27.28	24.89	24.91	22.77
Tangible Book Value	293.49	282.84	270.12	273.11	217.28	205.45
Tangible Book Value Per Share	27.06	25.60	23.55	21.44	20.61	18.52

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q